ACNB Corporation (ACNB)

Solvency & Capital Structure

Total Debt

$327.4M

Net Debt

$299.4M

ACNB Corporation currently has $327.4M in total debt. Net debt is $299.4M after cash offsets.

Financial Fundamentals

ACNB • Quarterly Data • 5Y View

Date	Total Debt ($B)	Cash & Inv. ($B)	Net Debt ($B)	Total Assets	Debt/Assets
2026-06-30	0.33	0.03	0.30	3.32	9.9%
2026-03-31	0.28	0.09	0.19	3.27	8.7%
2025-12-31	0.33	0.02	0.31	3.23	10.2%
2025-09-30	0.34	0.56	-0.22Net Cash	3.25	10.5%
2025-06-30	0.30	0.56	-0.26Net Cash	3.26	9.3%
2025-03-31	0.31	0.58	-0.27Net Cash	3.27	9.3%
2024-12-31	0.27	0.06	0.21	2.39	11.4%
2024-09-30	0.30	0.48	-0.18Net Cash	2.42	12.2%
2024-06-30	0.31	0.50	-0.20Net Cash	2.46	12.5%
2024-03-31	0.28	0.48	-0.20Net Cash	2.41	11.4%
2023-12-31	0.25	0.52	-0.26Net Cash	2.42	10.5%
2023-09-30	0.16	0.50	-0.34Net Cash	2.39	6.5%
2023-06-30	0.14	0.54	-0.40Net Cash	2.38	5.7%
2023-03-31	0.08	0.62	-0.54Net Cash	2.41	3.3%
2022-12-31	0.07	0.72	-0.66Net Cash	2.53	2.6%
2022-09-30	0.07	0.86	-0.79Net Cash	2.65	2.6%
2022-06-30	0.06	0.93	-0.87Net Cash	2.68	2.1%
2022-03-31	0.06	1.05	-0.99Net Cash	2.75	2.3%
2021-12-31	0.07	1.15	-1.07Net Cash	2.79	2.6%
2021-09-30	0.09	1.13	-1.04Net Cash	2.79	3.2%
2021-06-30	0.09	0.98	-0.89Net Cash	2.71	3.2%
2021-03-31	0.10	0.86	-0.76Net Cash	2.65	3.8%
2020-12-31	0.10	0.74	-0.64Net Cash	2.56	3.7%
2020-09-30	0.11	0.61	-0.50Net Cash	2.50	4.5%
2020-06-30	0.11	0.49	-0.38Net Cash	2.41	4.4%
2020-03-31	0.10	0.38	-0.28Net Cash	2.18	4.8%
2019-12-31	0.10	0.31	-0.20Net Cash	1.72	6.0%
2019-09-30	0.12	0.30	-0.19Net Cash	1.74	6.8%
2019-06-30	0.11	0.25	-0.15Net Cash	1.68	6.4%
2019-03-31	0.12	0.22	-0.10Net Cash	1.67	7.1%
2018-12-31	0.12	0.20	-0.08Net Cash	1.65	7.2%
2018-09-30	0.12	0.23	-0.10Net Cash	1.65	7.5%
2018-06-30	0.12	0.22	-0.10Net Cash	1.62	7.2%
2018-03-31	0.13	0.22	-0.09Net Cash	1.61	8.0%
2017-12-31	0.13	0.19	-0.06Net Cash	1.60	8.2%
2017-09-30	0.13	0.21	-0.08Net Cash	1.61	8.1%
2017-06-30	0.13	0.16	-0.03Net Cash	1.26	10.0%
2017-03-31	0.12	0.15	-0.04Net Cash	1.24	9.5%
2016-12-31	0.11	0.16	-0.05Net Cash	1.21	9.0%
2016-09-30	0.11	0.20	-0.09Net Cash	1.21	9.3%
2016-06-30	0.12	0.16	-0.05Net Cash	1.17	10.0%
2016-03-31	0.15	0.14	0.01	1.15	12.6%
2015-12-31	0.11	0.14	-0.03Net Cash	1.15	9.7%
2015-09-30	0.11	0.15	-0.04Net Cash	1.13	10.0%
2015-06-03	0.11	0.14	-0.02Net Cash	1.11	10.2%
2015-03-31	0.11	0.14	-0.03Net Cash	1.11	10.2%
2014-12-31	0.13	0.14	-0.01Net Cash	1.09	11.6%
2014-09-30	0.12	0.15	-0.02Net Cash	1.07	11.6%
2014-06-30	0.12	0.15	-0.03Net Cash	1.06	11.2%
2014-03-31	0.11	0.14	-0.03Net Cash	1.05	10.9%
2013-12-31	0.13	0.15	-0.02Net Cash	1.05	12.6%
2013-09-30	0.11	0.15	-0.05Net Cash	1.03	10.2%
2013-06-30	0.10	0.18	-0.08Net Cash	1.04	10.0%
2013-03-31	0.10	0.20	-0.10Net Cash	1.04	9.2%
2012-12-31	0.11	0.22	-0.11Net Cash	1.05	10.2%
2012-09-30	0.12	0.06	0.06	1.06	11.6%
2012-06-30	0.12	0.07	0.06	1.05	11.7%
2012-03-31	0.12	0.03	0.09	1.02	12.2%
2011-12-31	0.16	0.23	-0.07Net Cash	1.00	16.2%
2011-09-30	0.12	0.05	0.06	1.02	11.3%
2011-06-30	0.12	0.04	0.08	1.00	12.4%
2011-03-31	0.11	0.04	0.07	0.98	11.5%
2010-12-31	0.12	0.02	0.10	0.97	12.4%
2010-09-30	0.12	0.03	0.09	0.99	12.4%
2010-06-30	0.12	0.03	0.09	0.98	12.6%
2010-03-31	0.14	0.04	0.10	0.98	14.6%
2009-12-31	0.14	0.02	0.11	0.96	14.1%
2009-09-30	0.15	0.04	0.11	0.97	15.6%
2009-06-30	0.14	0.02	0.12	0.96	14.3%
2009-03-31	0.15	0.03	0.13	0.96	16.1%
2008-12-31	0.19	0.02	0.17	0.98	19.5%
2008-09-30	0.17	0.02	0.15	0.94	18.0%
2008-06-30	0.14	0.02	0.12	0.93	15.5%
2008-03-31	0.13	0.02	0.11	0.92	14.4%
2007-12-31	0.16	0.02	0.14	0.93	17.4%
2007-09-30	0.22	0.02	0.21	1.01	22.3%
2007-06-30	0.22	0.02	0.20	1.00	21.8%
2007-03-31	0.19	0.02	0.17	0.96	19.8%
2006-12-31	0.21	0.02	0.18	0.96	21.3%
2006-09-30	0.21	0.02	0.19	0.96	21.9%
2006-06-30	0.20	0.02	0.18	0.96	20.6%
2006-03-31	0.21	0.02	0.19	0.96	21.7%
2005-12-31	0.19	0.02	0.17	0.95	19.6%
2005-09-30	0.18	0.02	0.16	0.94	19.2%
2005-06-30	0.16	0.02	0.14	0.92	17.3%
2005-03-31	0.20	0.02	0.18	0.94	21.5%
2004-12-31	0.20	0.02	0.17	0.92	21.3%
2004-09-30	0.21	0.03	0.19	0.95	22.4%
2004-06-30	0.16	0.03	0.13	0.90	17.6%
2004-03-31	0.13	0.02	0.11	0.87	15.5%
2003-12-31	0.16	0.03	0.12	0.87	18.0%
2003-09-30	0.16	0.02	0.14	0.87	18.7%
2003-06-30	0.12	0.03	0.10	0.84	14.6%
2003-03-31	0.11	0.03	0.08	0.79	13.7%
2002-12-31	0.08	0.02	0.06	0.73	10.4%
2002-09-30	0.08	0.03	0.05	0.72	10.8%
2002-06-30	0.03	0.02	0.01	0.65	5.3%
2002-03-31	0.04	0.02	0.02	0.62	6.0%
2001-12-31	0.05	0.02	0.03	0.63	8.2%
2001-09-30	0.04	0.05	-0.01Net Cash	0.58	6.1%
2001-06-30	0.02	0.05	-0.02Net Cash	0.57	4.4%
2001-03-31	0.04	0.02	0.02	0.57	7.8%
2000-12-31	0.05	0.02	0.03	0.57	8.6%
2000-09-30	0.06	0.02	0.03	0.57	9.9%
2000-06-30	0.04	0.02	0.02	0.56	7.5%
2000-03-31	0.02	0.03	-0.00Net Cash	0.55	4.4%
1999-12-31	0.03	0.00	0.03	0.55	5.5%
1999-09-30	0.03	0.00	0.03	0.55	5.3%
1999-06-30	0.02	0.00	0.02	0.55	3.7%
1999-03-31	0.02	0.00	0.02	0.55	3.4%
1998-12-31	0.00	0.02	-0.02Net Cash	0.54	0.0%
1998-09-30	0.03	0.00	0.03	0.54	4.8%
1998-06-30	0.02	0.00	0.02	0.53	3.3%
1998-03-31	0.02	0.00	0.02	0.52	3.2%
1997-12-31	0.00	0.03	-0.03Net Cash	0.47	0.0%
1997-09-30	0.02	0.00	0.02	0.47	4.8%
1997-06-30	0.01	0.00	0.01	0.47	2.8%
1997-03-31	0.01	0.00	0.01	0.46	3.0%