Total Debt
$335.1M
Net Debt
$304.2M
Arrow Financial Corporation currently has $335.1M in total debt. Net debt is $304.2M after cash offsets.
Financial Fundamentals
AROW • Quarterly Data • 5Y View
| Date | Total Debt ($B) | Cash & Inv. ($B) | Net Debt ($B) | Total Assets | Debt/Assets |
|---|---|---|---|---|---|
| 2026-06-30 | 0.34 | 0.03 | 0.30 | 4.48 | 7.5% |
| 2026-03-31 | 0.03 | 0.03 | 0.01 | 4.52 | 0.8% |
| 2025-12-31 | 0.03 | 0.03 | 0.00 | 4.45 | 0.7% |
| 2025-09-30 | 0.03 | 0.92 | -0.89Net Cash | 4.59 | 0.6% |
| 2025-06-30 | 0.03 | 0.72 | -0.68Net Cash | 4.41 | 0.8% |
| 2025-03-31 | 0.03 | 0.75 | -0.71Net Cash | 4.45 | 0.8% |
| 2024-12-31 | 0.03 | 0.62 | -0.58Net Cash | 4.31 | 0.8% |
| 2024-09-30 | 0.03 | 0.78 | -0.74Net Cash | 4.41 | 0.8% |
| 2024-06-30 | 0.03 | 0.65 | -0.62Net Cash | 4.24 | 0.7% |
| 2024-03-31 | 0.13 | 0.77 | -0.64Net Cash | 4.33 | 3.0% |
| 2023-12-31 | 0.07 | 0.64 | -0.57Net Cash | 4.17 | 1.7% |
| 2023-09-30 | 0.20 | 0.81 | -0.61Net Cash | 4.27 | 4.7% |
| 2023-06-30 | 0.21 | 0.72 | -0.51Net Cash | 4.10 | 5.1% |
| 2023-03-31 | 0.20 | 0.77 | -0.57Net Cash | 4.11 | 4.9% |
| 2022-12-31 | 0.11 | 0.64 | -0.53Net Cash | 3.97 | 2.7% |
| 2022-09-30 | 0.05 | 0.95 | -0.90Net Cash | 4.23 | 1.2% |
| 2022-06-30 | 0.05 | 0.80 | -0.75Net Cash | 3.99 | 1.3% |
| 2022-03-31 | 0.05 | 1.07 | -1.02Net Cash | 4.16 | 1.2% |
| 2021-12-31 | 0.07 | 1.02 | -0.95Net Cash | 4.03 | 1.7% |
| 2021-09-30 | 0.07 | 1.09 | -1.01Net Cash | 4.07 | 1.8% |
| 2021-06-30 | 0.07 | 0.92 | -0.84Net Cash | 3.90 | 1.9% |
| 2021-03-31 | 0.08 | 0.92 | -0.84Net Cash | 3.90 | 2.0% |
| 2020-12-31 | 0.09 | 0.75 | -0.66Net Cash | 3.69 | 2.4% |
| 2020-09-30 | 0.15 | 0.83 | -0.68Net Cash | 3.78 | 3.9% |
| 2020-06-30 | 0.12 | 0.63 | -0.51Net Cash | 3.55 | 3.5% |
| 2020-03-31 | 0.13 | 0.52 | -0.38Net Cash | 3.29 | 4.0% |
| 2019-12-31 | 0.37 | 0.43 | -0.06Net Cash | 3.18 | 11.5% |
| 2019-09-30 | 0.22 | 0.41 | -0.18Net Cash | 3.11 | 7.2% |
| 2019-06-30 | 0.27 | 0.35 | -0.08Net Cash | 3.01 | 9.1% |
| 2019-03-31 | 0.27 | 0.36 | -0.09Net Cash | 2.98 | 8.9% |
| 2018-12-31 | 0.59 | 0.40 | 0.19 | 2.99 | 19.7% |
| 2018-09-30 | 0.39 | 0.43 | -0.04Net Cash | 2.95 | 13.2% |
| 2018-06-30 | 0.40 | 0.39 | 0.01 | 2.85 | 14.0% |
| 2018-03-31 | 0.14 | 0.41 | -0.27Net Cash | 2.83 | 5.0% |
| 2017-12-31 | 0.35 | 0.37 | -0.02Net Cash | 2.76 | 12.7% |
| 2017-09-30 | 0.20 | 0.40 | -0.19Net Cash | 2.74 | 7.4% |
| 2017-06-30 | 0.36 | 0.39 | -0.03Net Cash | 2.72 | 13.2% |
| 2017-03-31 | 0.17 | 0.41 | -0.24Net Cash | 2.66 | 6.4% |
| 2016-12-31 | 0.36 | 0.40 | -0.05Net Cash | 2.61 | 13.7% |
| 2016-09-30 | 0.11 | 0.44 | -0.33Net Cash | 2.58 | 4.4% |
| 2016-06-30 | 0.32 | 0.43 | -0.11Net Cash | 2.54 | 12.6% |
| 2016-03-31 | 0.12 | 0.45 | -0.33Net Cash | 2.48 | 4.8% |
| 2015-12-31 | 0.26 | 0.45 | -0.19Net Cash | 2.45 | 10.7% |
| 2015-09-30 | 0.10 | 0.47 | -0.37Net Cash | 2.42 | 4.1% |
| 2015-06-30 | 0.16 | 0.44 | -0.28Net Cash | 2.33 | 6.8% |
| 2015-03-31 | 0.09 | 0.50 | -0.42Net Cash | 2.34 | 3.7% |
| 2014-12-31 | 0.09 | 0.41 | -0.32Net Cash | 2.22 | 4.1% |
| 2014-09-30 | 0.05 | 0.44 | -0.39Net Cash | 2.21 | 2.2% |
| 2014-06-30 | 0.09 | 0.42 | -0.32Net Cash | 2.15 | 4.4% |
| 2014-03-31 | 0.05 | 0.51 | -0.45Net Cash | 2.22 | 2.4% |
| 2013-12-31 | 0.12 | 0.51 | -0.39Net Cash | 2.16 | 5.4% |
| 2013-09-30 | 0.06 | 0.56 | -0.50Net Cash | 2.16 | 2.6% |
| 2013-06-30 | 0.14 | 0.55 | -0.40Net Cash | 2.08 | 6.9% |
| 2013-03-31 | 0.06 | 0.62 | -0.55Net Cash | 2.12 | 2.9% |
| 2012-12-31 | 0.12 | 0.53 | -0.41Net Cash | 2.02 | 6.0% |
| 2012-09-30 | 0.07 | 0.14 | -0.07Net Cash | 2.04 | 3.3% |
| 2012-06-30 | 0.07 | 0.06 | 0.01 | 1.97 | 3.4% |
| 2012-03-31 | 0.07 | 0.14 | -0.07Net Cash | 2.02 | 3.3% |
| 2011-12-31 | 0.17 | 0.60 | -0.43Net Cash | 1.96 | 8.7% |
| 2011-09-30 | 0.11 | 0.14 | -0.03Net Cash | 1.95 | 5.6% |
| 2011-06-30 | 0.17 | 0.06 | 0.12 | 1.90 | 9.1% |
| 2011-03-31 | 0.19 | 0.08 | 0.11 | 1.98 | 9.6% |
| 2010-12-31 | 0.20 | 0.03 | 0.17 | 1.91 | 10.6% |
| 2010-09-30 | 0.24 | 0.12 | 0.12 | 1.96 | 12.2% |
| 2010-06-30 | 0.23 | 0.04 | 0.19 | 1.85 | 12.6% |
| 2010-03-31 | 0.22 | 0.09 | 0.13 | 1.86 | 12.1% |
| 2009-12-31 | 0.23 | 0.07 | 0.17 | 1.84 | 12.7% |
| 2009-09-30 | 0.24 | 0.12 | 0.12 | 1.84 | 13.2% |
| 2009-06-30 | 0.25 | 0.05 | 0.19 | 1.72 | 14.4% |
| 2009-03-31 | 0.23 | 0.10 | 0.13 | 1.71 | 13.7% |
| 2008-12-31 | 0.24 | 0.06 | 0.18 | 1.67 | 14.4% |
| 2008-09-30 | 0.25 | 0.04 | 0.21 | 1.67 | 15.0% |
| 2008-06-30 | 0.24 | 0.04 | 0.20 | 1.63 | 14.5% |
| 2008-03-31 | 0.24 | 0.04 | 0.20 | 1.63 | 14.7% |
| 2007-12-31 | 0.23 | 0.04 | 0.20 | 1.58 | 14.7% |
| 2007-09-30 | 0.22 | 0.04 | 0.18 | 1.58 | 13.9% |
| 2007-06-30 | 0.20 | 0.03 | 0.17 | 1.54 | 12.9% |
| 2007-03-31 | 0.20 | 0.04 | 0.16 | 1.54 | 13.0% |
| 2006-12-31 | 0.24 | 0.04 | 0.20 | 1.52 | 15.8% |
| 2006-09-30 | 0.22 | 0.04 | 0.18 | 1.52 | 14.5% |
| 2006-06-30 | 0.23 | 0.04 | 0.19 | 1.52 | 15.4% |
| 2006-03-31 | 0.20 | 0.03 | 0.18 | 1.51 | 13.5% |
| 2005-12-31 | 0.22 | 0.04 | 0.18 | 1.52 | 14.5% |
| 2005-09-30 | 0.21 | 0.04 | 0.17 | 1.48 | 14.2% |
| 2005-06-30 | 0.22 | 0.03 | 0.18 | 1.45 | 14.8% |
| 2005-03-31 | 0.22 | 0.03 | 0.19 | 1.42 | 15.6% |
| 2004-12-31 | 0.21 | 0.03 | 0.18 | 1.38 | 15.5% |
| 2004-09-30 | 0.20 | 0.04 | 0.17 | 1.38 | 14.8% |
| 2004-06-30 | 0.22 | 0.03 | 0.19 | 1.38 | 15.9% |
| 2004-03-31 | 0.20 | 0.03 | 0.18 | 1.39 | 14.6% |
| 2003-12-31 | 0.21 | 0.03 | 0.18 | 1.37 | 15.0% |
| 2003-09-30 | 0.21 | 0.04 | 0.18 | 1.38 | 15.5% |
| 2003-06-30 | 0.20 | 0.03 | 0.17 | 1.32 | 15.4% |
| 2003-03-31 | 0.18 | 0.02 | 0.16 | 1.32 | 13.9% |
| 2002-12-31 | 0.20 | 0.03 | 0.17 | 1.27 | 15.6% |
| 2002-09-30 | 0.20 | 0.03 | 0.17 | 1.26 | 15.8% |
| 2002-06-30 | 0.18 | 0.03 | 0.15 | 1.19 | 15.1% |
| 2002-03-31 | 0.15 | 0.03 | 0.13 | 1.15 | 13.2% |
| 2001-12-31 | 0.16 | 0.03 | 0.13 | 1.15 | 13.7% |
| 2001-09-30 | 0.16 | 0.06 | 0.10 | 1.14 | 13.8% |
| 2001-06-30 | 0.16 | 0.03 | 0.13 | 1.10 | 14.9% |
| 2001-03-31 | 0.16 | 0.02 | 0.13 | 1.13 | 14.0% |
| 2000-12-31 | 0.13 | 0.03 | 0.10 | 1.08 | 11.8% |
| 2000-09-30 | 0.10 | 0.03 | 0.07 | 1.07 | 9.3% |
| 2000-06-30 | 0.13 | 0.03 | 0.11 | 1.05 | 12.5% |
| 2000-03-31 | 0.10 | 0.02 | 0.08 | 1.03 | 9.9% |
| 1999-12-31 | 0.21 | 0.03 | 0.18 | 1.00 | 20.6% |
| 1999-09-30 | 0.11 | 0.04 | 0.08 | 0.98 | 11.6% |
| 1999-06-30 | 0.10 | 0.02 | 0.08 | 0.95 | 10.1% |
| 1999-03-31 | 0.07 | 0.03 | 0.04 | 0.94 | 7.7% |
| 1998-12-31 | 0.07 | 0.03 | 0.04 | 0.94 | 7.4% |
| 1998-09-30 | 0.04 | 0.02 | 0.02 | 0.87 | 5.1% |
| 1998-06-30 | 0.04 | 0.02 | 0.02 | 0.86 | 5.0% |
| 1998-03-31 | 0.04 | 0.05 | -0.00Net Cash | 0.85 | 5.1% |
| 1997-12-31 | 0.02 | 0.05 | -0.02Net Cash | 0.83 | 3.0% |
| 1997-09-30 | 0.03 | 0.06 | -0.03Net Cash | 0.82 | 3.6% |
| 1997-06-30 | 0.02 | 0.07 | -0.05Net Cash | 0.79 | 2.8% |
| 1997-03-31 | 0.02 | 0.03 | -0.01Net Cash | 0.65 | 3.2% |
| 1996-12-31 | 0.02 | 0.04 | -0.01Net Cash | 0.65 | 3.5% |
| 1996-09-30 | 0.02 | 0.04 | -0.03Net Cash | 0.64 | 3.1% |