Bar Harbor Bankshares (BHB)

Solvency & Capital Structure

Total Debt

$281.2M

Net Debt

-$366.9M

Bar Harbor Bankshares currently has $281.2M in total debt. Net debt is -$366.9M after cash offsets. This 'Net Cash' position indicates exceptional financial strength.

Financial Fundamentals

BHB • Quarterly Data • 5Y View

Date	Total Debt ($B)	Cash & Inv. ($B)	Net Debt ($B)	Total Assets	Debt/Assets
2026-06-30	0.28	0.65	-0.37Net Cash	4.74	5.9%
2026-03-31	0.22	0.25	-0.03Net Cash	4.68	4.6%
2025-12-31	0.27	0.68	-0.41Net Cash	4.68	5.8%
2025-09-30	0.19	0.66	-0.47Net Cash	4.72	4.1%
2025-06-30	0.30	0.56	-0.26Net Cash	4.11	7.2%
2025-03-31	0.24	0.41	-0.17Net Cash	4.06	5.9%
2024-12-31	0.29	0.59	-0.30Net Cash	4.08	7.1%
2024-09-30	0.20	0.62	-0.42Net Cash	4.03	5.0%
2024-06-30	0.32	0.61	-0.29Net Cash	4.03	8.1%
2024-03-31	0.26	0.60	-0.34Net Cash	3.96	6.7%
2023-12-31	0.30	0.63	-0.33Net Cash	3.97	7.6%
2023-09-30	0.37	0.63	-0.26Net Cash	3.98	9.2%
2023-06-30	0.46	0.66	-0.20Net Cash	4.03	11.4%
2023-03-31	0.40	0.64	-0.24Net Cash	3.93	10.1%
2022-12-31	0.39	0.65	-0.26Net Cash	3.91	10.1%
2022-09-30	0.25	0.64	-0.39Net Cash	3.84	6.5%
2022-06-30	0.18	0.65	-0.48Net Cash	3.72	4.8%
2022-03-31	0.18	0.71	-0.54Net Cash	3.69	4.8%
2021-12-31	0.18	0.87	-0.69Net Cash	3.71	4.8%
2021-09-30	0.25	0.89	-0.64Net Cash	3.74	6.7%
2021-06-30	0.34	0.80	-0.46Net Cash	3.64	9.3%
2021-03-31	0.35	0.85	-0.50Net Cash	3.73	9.4%
2020-12-31	0.34	0.81	-0.48Net Cash	3.73	9.0%
2020-09-30	0.45	0.82	-0.37Net Cash	3.86	11.5%
2020-06-30	0.61	0.71	-0.11Net Cash	3.78	16.1%
2020-03-31	0.56	0.71	-0.15Net Cash	3.68	15.2%
2019-12-31	0.53	0.72	-0.19Net Cash	3.67	14.5%
2019-09-30	0.68	0.75	-0.06Net Cash	3.61	19.0%
2019-06-30	0.78	0.81	-0.03Net Cash	3.69	21.0%
2019-03-31	0.75	0.80	-0.06Net Cash	3.63	20.6%
2018-12-31	0.72	0.82	-0.10Net Cash	3.61	20.1%
2018-09-30	0.78	0.79	-0.00Net Cash	3.56	22.0%
2018-06-30	0.78	0.77	0.01	3.54	22.0%
2018-03-31	0.79	0.77	0.02	3.51	22.4%
2017-12-31	0.83	0.81	0.02	3.57	23.3%
2017-09-30	0.82	0.77	0.05	3.48	23.6%
2017-06-30	0.92	0.84	0.08	3.50	26.1%
2017-03-31	0.89	0.77	0.12	3.43	25.8%
2016-12-31	0.93	0.54	0.39	1.76	53.0%
2016-09-30	0.51	0.55	-0.04Net Cash	1.72	29.8%
2016-06-30	0.53	0.56	-0.03Net Cash	1.69	31.1%
2016-03-31	0.49	0.54	-0.05Net Cash	1.62	30.3%
2015-12-31	0.47	0.51	-0.04Net Cash	1.58	30.0%
2015-09-30	0.40	0.52	-0.12Net Cash	1.57	25.2%
2015-06-30	0.51	0.50	0.02	1.56	33.0%
2015-03-31	0.49	0.49	-0.01Net Cash	1.51	32.3%
2014-12-31	0.45	0.48	-0.03Net Cash	1.46	30.6%
2014-09-30	0.40	0.48	-0.08Net Cash	1.44	28.0%
2014-06-30	0.47	0.49	-0.02Net Cash	1.45	32.4%
2014-03-31	0.40	0.48	-0.08Net Cash	1.40	28.6%
2013-12-31	0.41	0.46	-0.05Net Cash	1.37	29.8%
2013-09-30	0.36	0.47	-0.11Net Cash	1.38	26.4%
2013-06-30	0.36	0.43	-0.07Net Cash	1.34	26.9%
2013-03-31	0.37	0.43	-0.06Net Cash	1.31	28.4%
2012-12-31	0.37	0.43	-0.06Net Cash	1.30	28.5%
2012-09-30	0.34	0.01	0.33	1.30	26.5%
2012-06-30	0.37	0.01	0.36	1.24	30.2%
2012-03-31	0.37	0.01	0.36	1.22	30.5%
2011-12-31	0.32	0.39	-0.07Net Cash	1.17	27.4%
2011-09-30	0.27	0.01	0.26	1.16	23.4%
2011-07-31	0.31	0.01	0.30	1.15	26.7%
2011-03-31	0.35	0.01	0.34	1.16	29.9%
2010-12-31	0.30	0.01	0.29	1.12	26.8%
2010-09-30	0.29	0.01	0.28	1.10	26.5%
2010-06-30	0.31	0.01	0.30	1.08	28.3%
2010-03-31	0.29	0.01	0.28	1.06	27.1%
2009-12-31	0.31	0.01	0.30	1.07	29.1%
2009-09-30	0.34	0.01	0.33	1.06	32.2%
2009-06-30	0.34	0.01	0.34	1.07	32.1%
2009-03-31	0.35	0.01	0.35	1.06	33.4%
2008-12-31	0.32	0.01	0.31	0.97	33.3%
2008-09-30	0.30	0.01	0.29	0.94	31.4%
2008-06-30	0.27	0.01	0.26	0.91	29.3%
2008-03-31	0.28	0.01	0.27	0.91	30.9%
2007-12-31	0.28	0.01	0.27	0.89	31.4%
2007-09-30	0.26	0.01	0.25	0.86	30.6%
2007-06-30	0.25	0.01	0.24	0.83	29.9%
2007-03-31	0.25	0.01	0.24	0.83	30.5%
2006-12-31	0.26	0.02	0.24	0.82	31.6%
2006-09-30	0.22	0.01	0.20	0.80	27.1%
2006-06-30	0.25	0.01	0.24	0.80	31.4%
2006-03-31	0.24	0.01	0.23	0.78	31.2%
2005-12-31	0.24	0.01	0.23	0.75	32.0%
2005-09-30	0.20	0.02	0.19	0.70	29.0%
2005-06-30	0.21	0.01	0.20	0.68	30.8%
2005-03-31	0.22	0.01	0.21	0.66	33.0%
2004-12-31	0.21	0.01	0.20	0.67	31.0%
2004-09-30	0.18	0.02	0.17	0.65	28.2%
2004-06-30	0.23	0.01	0.21	0.67	33.6%
2004-03-31	0.18	0.01	0.17	0.62	28.4%
2003-12-31	0.17	0.01	0.16	0.58	29.2%
2003-09-30	0.17	0.01	0.16	0.58	29.5%
2003-06-30	0.16	0.01	0.15	0.56	29.6%
2003-03-31	0.16	0.01	0.15	0.54	29.0%
2002-12-31	0.16	0.01	0.15	0.55	28.3%
2002-09-30	0.14	0.01	0.13	0.55	26.2%
2002-06-30	0.15	0.01	0.14	0.51	29.4%
2002-03-31	0.14	0.01	0.13	0.50	28.2%
2001-12-31	0.12	0.02	0.10	0.49	24.8%
2001-09-30	0.10	0.02	0.08	0.47	21.4%
2001-06-30	0.11	0.01	0.10	0.45	23.9%
2001-03-31	0.13	0.01	0.12	0.47	27.3%
2000-12-31	0.12	0.01	0.11	0.47	25.6%
2000-09-30	0.13	0.01	0.12	0.47	27.0%
2000-06-30	0.16	0.01	0.14	0.48	32.5%
2000-03-31	0.14	0.01	0.13	0.47	30.7%
1999-12-31	0.12	0.01	0.11	0.46	26.7%
1999-09-30	0.10	0.01	0.09	0.46	22.5%
1999-06-30	0.10	0.01	0.09	0.43	24.0%
1999-03-31	0.08	0.01	0.08	0.40	21.1%
1998-12-31	0.07	0.01	0.05	0.39	16.9%
1998-09-30	0.05	0.01	0.04	0.38	14.4%
1998-06-30	0.07	0.01	0.06	0.37	19.0%
1998-03-31	0.05	0.01	0.04	0.35	15.1%
1997-12-31	0.04	0.01	0.03	0.34	11.4%
1997-09-30	0.04	0.01	0.03	0.35	11.1%
1997-06-30	0.06	0.01	0.04	0.35	15.8%
1997-03-31	0.05	0.01	0.04	0.35	15.2%
1996-12-31	0.04	0.01	0.03	0.35	12.7%
1996-09-30	0.01	0.00	0.01	0.34	2.0%