Credit Acceptance Corporation (CACC)

Solvency & Capital Structure

Total Debt

$6.41B

Net Debt

$6.38B

Credit Acceptance Corporation currently has $6.41B in total debt. Net debt is $6.38B after cash offsets.

Financial Fundamentals

CACC • Quarterly Data • 5Y View

Date	Total Debt ($B)	Cash & Inv. ($B)	Net Debt ($B)	Total Assets	Debt/Assets
2026-03-31	6.41	0.03	6.38	8.69	73.7%
2025-12-31	6.35	0.51	5.84	9.60	66.2%
2025-09-30	6.37	0.02	6.35	8.64	73.7%
2025-06-30	6.47	0.57	5.90	8.72	74.2%
2025-03-31	6.71	1.13	5.57	9.26	72.4%
2024-12-31	6.35	0.85	5.50	9.74	65.2%
2024-09-30	6.25	0.16	6.09	8.68	72.0%
2024-06-30	5.95	0.53	5.42	8.26	72.0%
2024-03-31	5.61	0.57	5.04	8.10	69.3%
2023-12-31	5.07	0.48	4.59	8.39	60.4%
2023-09-30	4.94	0.45	4.49	7.40	66.8%
2023-06-30	4.75	0.00	4.74	7.21	65.9%
2023-03-31	4.72	0.49	4.23	7.15	66.0%
2022-12-31	4.59	0.42	4.17	7.63	60.1%
2022-09-30	4.63	0.40	4.23	6.89	67.1%
2022-06-30	4.79	0.44	4.36	6.98	68.7%
2022-03-31	4.74	0.51	4.23	7.04	67.3%
2021-12-31	4.62	0.02	4.60	7.05	65.5%
2021-09-30	4.68	0.01	4.67	7.20	65.0%
2021-06-30	4.78	0.86	3.92	7.80	61.3%
2021-03-31	4.72	0.59	4.13	7.71	61.2%
2020-12-31	4.70	0.02	4.69	7.49	62.8%
2020-09-30	4.75	0.01	4.74	7.42	63.9%
2020-06-30	4.96	0.01	4.95	7.34	67.6%
2020-03-31	4.92	0.03	4.89	7.26	67.7%
2019-12-31	4.54	0.52	4.02	7.58	59.9%
2019-09-30	4.23	0.02	4.21	7.07	59.9%
2019-06-30	4.22	0.02	4.20	6.91	61.1%
2019-03-31	4.23	0.04	4.19	6.75	62.7%
2018-12-31	3.82	0.03	3.80	6.24	61.3%
2018-09-30	3.88	0.20	3.68	6.24	62.1%
2018-06-30	3.67	0.06	3.61	5.87	62.4%
2018-03-31	3.45	0.01	3.43	5.53	62.3%
2017-12-31	3.07	0.01	3.06	4.99	61.6%
2017-09-30	3.00	0.00	3.00	4.83	62.2%
2017-06-30	3.01	0.03	2.99	4.73	63.8%
2017-03-31	2.91	0.01	2.89	4.56	63.8%
2016-12-31	2.60	0.01	2.59	4.22	61.7%
2016-09-30	2.51	0.01	2.50	4.09	61.3%
2016-06-30	2.54	0.16	2.38	4.02	63.1%
2016-03-31	2.33	0.01	2.32	3.70	62.9%
2015-12-31	2.08	0.01	2.08	3.39	61.5%
2015-09-30	2.08	0.13	1.95	3.38	61.7%
2015-06-30	1.92	0.00	1.92	3.13	61.2%
2015-03-31	1.98	0.09	1.90	3.13	63.4%
2014-12-31	1.75	0.01	1.75	2.79	62.9%
2014-09-30	1.66	0.00	1.66	2.72	61.0%
2014-06-30	1.65	0.01	1.65	2.63	63.0%
2014-03-31	1.56	0.01	1.55	2.57	60.5%
2013-12-31	1.39	0.00	1.39	2.43	57.2%
2013-09-30	1.43	0.00	1.43	2.39	60.1%
2013-06-30	1.41	0.01	1.40	2.32	60.8%
2013-03-31	1.36	0.01	1.35	2.25	60.3%
2012-12-31	1.25	0.01	1.24	2.13	58.6%
2012-09-30	1.26	0.01	1.26	2.10	60.0%
2012-06-30	1.13	0.01	1.13	2.00	56.5%
2012-03-31	1.13	0.01	1.13	1.96	57.9%
2011-12-31	1.00	0.00	0.99	1.76	56.7%
2011-09-30	0.97	0.00	0.96	1.67	58.0%
2011-06-30	0.93	0.01	0.93	1.58	59.1%
2011-03-31	0.49	0.01	0.48	1.49	32.7%
2010-12-31	0.69	0.00	0.68	1.34	51.0%
2010-09-30	0.68	0.00	0.68	1.28	52.9%
2010-06-30	0.49	0.00	0.49	1.25	39.3%
2010-03-31	0.50	0.00	0.49	1.23	40.6%
2009-12-31	0.51	0.00	0.50	1.18	43.1%
2009-09-30	0.54	0.00	0.54	1.18	46.2%
2009-06-30	0.59	0.00	0.59	1.17	50.4%
2009-03-31	0.63	0.00	0.62	1.18	53.3%
2008-12-31	0.64	0.00	0.64	1.14	56.3%
2008-09-30	0.69	0.00	0.69	1.17	59.1%
2008-06-30	0.70	0.00	0.70	1.15	61.1%
2008-03-31	0.73	0.00	0.72	1.08	67.3%
2007-12-31	0.53	0.00	0.53	0.94	56.5%
2007-09-30	0.53	0.01	0.52	0.87	60.6%
2007-06-30	0.53	0.01	0.52	0.86	61.8%
2007-03-31	0.48	0.00	0.48	0.81	59.5%
2006-12-31	0.39	0.01	0.38	0.73	54.1%
2006-09-30	0.35	0.07	0.28	0.75	46.5%
2006-06-30	0.28	0.00	0.28	0.65	42.9%
2006-03-31	0.35	0.01	0.34	0.64	53.8%
2005-12-31	0.18	0.01	0.17	0.62	29.6%
2005-09-30	0.24	0.02	0.22	0.64	37.5%
2005-06-30	0.25	0.00	0.25	0.63	39.5%
2005-03-31	0.23	0.00	0.23	0.62	36.8%
2004-12-31	0.20	0.00	0.20	0.59	34.0%
2004-09-30	0.21	0.02	0.19	1.04	20.0%
2004-06-30	0.17	0.03	0.14	1.02	16.8%
2004-03-31	0.16	0.02	0.14	0.98	15.9%
2003-12-31	0.11	0.04	0.07	0.94	11.3%
2003-09-30	0.11	0.02	0.09	0.93	11.5%
2003-06-30	0.12	0.02	0.09	0.92	12.6%
2003-03-31	0.10	0.01	0.09	0.87	11.1%
2002-12-31	0.15	0.01	0.14	0.84	18.2%
2002-09-30	0.13	0.01	0.12	0.87	15.5%
2002-06-30	0.16	0.02	0.14	0.88	18.5%
2002-03-31	0.18	0.02	0.16	0.88	20.7%
2001-12-31	0.20	0.02	0.19	0.86	23.5%
2001-09-30	0.23	0.04	0.19	0.87	26.6%
2001-06-30	0.19	0.02	0.17	0.78	24.2%
2001-03-31	0.18	0.04	0.14	0.75	24.2%
2000-12-31	0.15	0.02	0.13	0.67	22.2%
2000-09-30	0.16	0.03	0.13	0.67	23.6%
2000-06-30	0.16	0.02	0.14	0.67	24.1%
2000-03-31	0.15	0.02	0.13	0.67	22.9%
1999-12-31	0.15	0.02	0.13	0.66	22.8%
1999-09-30	0.12	0.01	0.10	0.66	17.5%
1999-06-30	0.17	0.01	0.16	0.68	25.0%
1999-03-31	0.18	0.01	0.17	0.70	26.1%
1998-12-31	0.22	0.02	0.19	0.75	28.6%
1998-09-30	0.24	0.01	0.23	0.81	30.2%
1998-06-30	0.31	0.01	0.30	0.93	33.8%
1998-03-31	0.35	0.01	0.34	1.02	34.5%
1997-12-31	0.39	0.01	0.38	1.12	34.8%
1997-09-30	0.38	0.01	0.37	1.27	29.8%
1997-06-30	0.35	0.01	0.35	1.22	29.1%
1997-03-31	0.33	0.01	0.32	1.17	28.0%
1996-12-31	0.31	0.01	0.30	1.07	28.4%
1996-09-30	0.23	0.01	0.22	0.96	23.9%
1996-06-30	0.17	0.00	0.17	0.85	20.0%