C&F Financial Corporation (CFFI)

Solvency & Capital Structure

Total Debt

$118.2M

Net Debt

-$402.2M

C&F Financial Corporation currently has $118.2M in total debt. Net debt is -$402.2M after cash offsets. This 'Net Cash' position indicates exceptional financial strength.

Financial Fundamentals

CFFI • Quarterly Data • 5Y View

Date	Total Debt ($B)	Cash & Inv. ($B)	Net Debt ($B)	Total Assets	Debt/Assets
2026-06-30	0.12	0.52	-0.40Net Cash	2.81	4.2%
2026-03-31	0.10	0.43	-0.33Net Cash	2.81	3.7%
2025-12-31	0.11	0.41	-0.29Net Cash	2.77	4.1%
2025-09-30	0.11	0.32	-0.21Net Cash	2.71	4.2%
2025-06-30	0.15	0.37	-0.23Net Cash	2.69	5.4%
2025-03-31	0.12	0.32	-0.20Net Cash	2.61	4.6%
2024-12-31	0.12	0.13	-0.01Net Cash	2.56	4.8%
2024-09-30	0.14	0.46	-0.32Net Cash	2.55	5.6%
2024-06-30	0.12	0.45	-0.33Net Cash	2.49	4.8%
2024-03-31	0.12	0.49	-0.36Net Cash	2.47	4.9%
2023-12-31	0.11	0.54	-0.43Net Cash	2.44	4.5%
2023-09-30	0.15	0.53	-0.38Net Cash	2.42	6.1%
2023-06-30	0.18	0.55	-0.37Net Cash	2.42	7.3%
2023-03-31	0.20	0.60	-0.40Net Cash	2.44	8.2%
2022-12-31	0.09	0.54	-0.45Net Cash	2.33	3.9%
2022-09-30	0.09	0.60	-0.51Net Cash	2.34	4.0%
2022-06-30	0.09	0.64	-0.55Net Cash	2.33	4.0%
2022-03-31	0.09	0.68	-0.60Net Cash	2.30	3.8%
2021-12-31	0.09	0.64	-0.55Net Cash	2.26	4.0%
2021-09-30	0.09	0.56	-0.47Net Cash	2.21	4.2%
2021-06-30	0.08	0.53	-0.45Net Cash	2.17	3.7%
2021-03-31	0.08	0.47	-0.39Net Cash	2.17	3.7%
2020-12-31	0.08	0.37	-0.30Net Cash	2.09	3.7%
2020-09-30	0.15	0.30	-0.14Net Cash	2.08	7.4%
2020-06-30	0.09	0.33	-0.24Net Cash	1.98	4.6%
2020-03-31	0.16	0.38	-0.22Net Cash	1.88	8.5%
2019-12-31	0.16	0.36	-0.19Net Cash	1.66	9.7%
2019-09-30	0.16	0.34	-0.18Net Cash	1.62	10.0%
2019-06-30	0.16	0.30	-0.13Net Cash	1.57	10.3%
2019-03-31	0.16	0.35	-0.18Net Cash	1.55	10.4%
2018-12-31	0.16	0.33	-0.17Net Cash	1.52	10.5%
2018-09-30	0.16	0.33	-0.17Net Cash	1.50	10.7%
2018-06-30	0.17	0.36	-0.19Net Cash	1.54	10.8%
2018-03-31	0.17	0.37	-0.20Net Cash	1.52	11.0%
2017-12-31	0.17	0.34	-0.17Net Cash	1.51	11.1%
2017-09-30	0.17	0.32	-0.15Net Cash	1.48	11.2%
2017-06-30	0.17	0.33	-0.17Net Cash	1.46	11.3%
2017-03-31	0.17	0.33	-0.17Net Cash	1.46	11.3%
2016-12-31	0.16	0.31	-0.15Net Cash	1.45	11.3%
2016-09-30	0.17	0.29	-0.13Net Cash	1.43	11.7%
2016-06-30	0.17	0.30	-0.13Net Cash	1.41	12.1%
2016-03-31	0.17	0.37	-0.19Net Cash	1.40	12.4%
2015-12-31	0.18	0.37	-0.20Net Cash	1.41	12.6%
2015-09-30	0.18	0.37	-0.19Net Cash	1.37	13.0%
2015-06-30	0.18	0.36	-0.18Net Cash	1.37	13.2%
2015-03-31	0.17	0.39	-0.23Net Cash	1.36	12.1%
2014-12-31	0.17	0.39	-0.22Net Cash	1.34	12.5%
2014-09-30	0.17	0.37	-0.19Net Cash	1.32	13.0%
2014-06-30	0.17	0.40	-0.23Net Cash	1.35	12.6%
2014-03-31	0.17	0.40	-0.23Net Cash	1.34	13.0%
2013-12-31	0.17	0.27	-0.10Net Cash	1.31	12.9%
2013-09-30	0.17	0.19	-0.02Net Cash	0.98	17.0%
2013-06-30	0.17	0.21	-0.04Net Cash	0.99	16.8%
2013-03-31	0.17	0.22	-0.05Net Cash	0.99	16.8%
2012-12-31	0.16	0.18	-0.02Net Cash	0.98	16.7%
2012-09-30	0.15	0.01	0.14	0.96	15.6%
2012-06-30	0.16	0.01	0.14	0.95	16.4%
2012-03-31	0.14	0.03	0.11	0.95	14.6%
2011-12-31	0.16	0.16	0.01	0.93	17.4%
2011-09-30	0.14	0.02	0.12	0.91	15.3%
2011-06-30	0.14	0.01	0.13	0.91	15.5%
2011-03-31	0.14	0.04	0.09	0.91	15.2%
2010-12-31	0.14	0.01	0.13	0.90	15.9%
2010-09-30	0.15	0.01	0.14	0.91	16.3%
2010-06-30	0.16	0.01	0.14	0.90	17.3%
2010-03-31	0.14	0.01	0.13	0.87	15.8%
2009-12-31	0.15	0.04	0.11	0.89	16.9%
2009-09-30	0.17	0.01	0.16	0.87	19.6%
2009-06-30	0.17	0.01	0.16	0.88	19.7%
2009-03-31	0.18	0.03	0.15	0.89	20.0%
2008-12-31	0.20	0.01	0.19	0.86	23.2%
2008-09-30	0.21	0.01	0.20	0.85	25.3%
2008-06-30	0.22	0.01	0.20	0.85	25.5%
2008-03-31	0.18	0.01	0.16	0.79	22.2%
2007-12-31	0.18	0.01	0.16	0.79	22.4%
2007-09-30	0.16	0.01	0.15	0.77	20.8%
2007-06-30	0.12	0.02	0.10	0.75	16.0%
2007-03-31	0.12	0.03	0.08	0.74	15.9%
2006-12-31	0.12	0.03	0.09	0.73	15.7%
2006-09-30	0.13	0.02	0.11	0.71	17.8%
2006-06-30	0.12	0.03	0.10	0.72	17.2%
2006-03-31	0.12	0.02	0.10	0.68	17.5%
2005-12-31	0.10	0.04	0.06	0.67	15.2%
2005-09-30	0.11	0.03	0.08	0.67	15.9%
2005-06-30	0.12	0.01	0.10	0.67	17.4%
2005-03-31	0.08	0.03	0.05	0.62	13.2%
2004-12-31	0.08	0.05	0.03	0.61	12.9%
2004-09-30	0.08	0.05	0.02	0.60	12.8%
2004-06-30	0.08	0.06	0.02	0.59	12.8%
2004-03-31	0.07	0.07	0.00	0.58	12.3%
2003-12-31	0.07	0.05	0.02	0.57	11.8%
2003-09-30	0.08	0.05	0.02	0.56	13.4%
2003-06-30	0.07	0.02	0.05	0.55	13.0%
2003-03-31	0.07	0.02	0.06	0.54	13.8%
2002-12-31	0.09	0.02	0.08	0.55	17.1%
2002-09-30	0.07	0.02	0.05	0.51	13.4%
2002-06-30	0.01	0.03	-0.02Net Cash	0.41	2.9%
2002-03-31	0.01	0.05	-0.04Net Cash	0.42	2.5%
2001-12-31	0.03	0.01	0.02	0.40	6.7%
2001-09-30	0.01	0.02	-0.01Net Cash	0.39	2.5%
2001-06-30	0.03	0.01	0.02	0.40	6.8%
2001-03-31	0.02	0.01	0.01	0.38	4.6%
2000-12-31	0.01	0.01	-0.00Net Cash	0.35	4.0%
2000-09-30	0.03	0.02	0.01	0.35	8.4%
2000-06-30	0.03	0.01	0.02	0.34	9.7%
2000-03-31	0.02	0.01	0.01	0.32	5.7%
1999-12-31	0.03	0.02	0.01	0.33	9.1%
1999-09-30	0.01	0.01	0.00	0.31	4.2%
1999-06-30	0.01	0.01	0.01	0.31	3.9%
1999-03-31	0.01	0.04	-0.03Net Cash	0.31	3.8%
1998-12-31	0.02	0.01	0.02	0.32	7.7%
1998-09-30	0.01	0.01	0.00	0.30	4.0%
1998-06-30	0.04	0.01	0.03	0.32	13.4%
1998-03-31	0.03	0.01	0.02	0.30	9.0%
1997-12-31	0.01	0.01	0.00	0.28	3.3%
1997-09-30	0.00	0.01	-0.01Net Cash	0.27	0.0%
1997-06-30	0.01	0.00	0.01	0.26	3.5%
1997-03-31	0.01	0.00	0.01	0.25	2.1%
1996-12-31	0.01	0.00	0.01	0.26	2.0%
1996-09-30	0.01	0.00	0.01	0.25	2.7%