Cullen/Frost Bankers, Inc. (CFR)

Solvency & Capital Structure

Total Debt

—

Net Debt

-$18.79B

Cullen/Frost Bankers, Inc. currently has — in total debt. Net debt is -$18.79B after cash offsets. This 'Net Cash' position indicates exceptional financial strength.

Financial Fundamentals

CFR • Quarterly Data • 5Y View

Date	Total Debt ($B)	Cash & Inv. ($B)	Net Debt ($B)	Total Assets	Debt/Assets
2026-06-30	0.00	18.79	-18.79Net Cash	53.88	0.0%
2026-03-31	4.64	0.64	4.01	52.72	8.8%
2025-12-31	4.77	9.98	-5.22Net Cash	53.04	9.0%
2025-09-30	4.82	18.62	-13.80Net Cash	52.53	9.2%
2025-06-30	4.67	17.62	-12.95Net Cash	51.41	9.1%
2025-03-31	4.72	9.25	-4.54Net Cash	52.00	9.1%
2024-12-31	4.59	25.26	-20.67Net Cash	52.52	8.7%
2024-09-30	4.26	24.51	-20.25Net Cash	51.01	8.4%
2024-06-30	4.02	22.26	-18.23Net Cash	48.84	8.2%
2024-03-31	4.21	23.56	-19.35Net Cash	49.51	8.5%
2023-12-31	4.36	25.18	-20.82Net Cash	50.85	8.6%
2023-09-30	3.97	23.65	-19.68Net Cash	48.75	8.1%
2023-06-30	3.81	24.26	-20.45Net Cash	48.60	7.8%
2023-03-31	4.52	27.19	-22.68Net Cash	51.25	8.8%
2022-12-31	4.93	30.06	-25.13Net Cash	52.89	9.3%
2022-09-30	2.33	30.93	-28.60Net Cash	52.95	4.4%
2022-06-30	1.93	30.33	-28.40Net Cash	51.78	3.7%
2022-03-31	2.10	30.64	-28.54Net Cash	51.30	4.1%
2021-12-31	2.99	30.47	-27.48Net Cash	50.88	5.9%
2021-09-30	2.46	27.97	-25.51Net Cash	47.86	5.1%
2021-06-30	2.48	26.02	-23.54Net Cash	46.70	5.3%
2021-03-31	2.16	22.17	-20.01Net Cash	44.05	4.9%
2020-12-31	2.35	20.73	-18.37Net Cash	42.39	5.5%
2020-09-30	1.84	17.76	-15.92Net Cash	40.10	4.6%
2020-06-30	1.82	17.16	-15.33Net Cash	39.38	4.6%
2020-03-31	1.41	14.29	-12.88Net Cash	34.15	4.1%
2019-12-31	1.93	14.70	-12.77Net Cash	34.03	5.7%
2019-09-30	1.44	14.94	-13.50Net Cash	33.10	4.3%
2019-06-30	1.55	13.76	-12.20Net Cash	31.82	4.9%
2019-03-31	1.46	13.97	-12.51Net Cash	31.66	4.6%
2018-12-31	1.60	14.71	-13.11Net Cash	32.29	5.0%
2018-09-30	1.32	14.11	-12.80Net Cash	31.22	4.2%
2018-06-30	1.21	13.70	-12.49Net Cash	30.69	4.0%
2018-03-31	1.27	14.88	-13.61Net Cash	31.46	4.0%
2017-12-31	1.38	15.38	-14.00Net Cash	31.75	4.4%
2017-09-30	1.23	15.23	-13.99Net Cash	30.99	4.0%
2017-06-30	1.16	14.37	-13.21Net Cash	30.21	3.8%
2017-03-31	1.13	15.11	-13.98Net Cash	30.52	3.7%
2016-12-31	1.21	14.33	-13.11Net Cash	30.20	4.0%
2016-09-30	1.04	14.12	-13.08Net Cash	29.60	3.5%
2016-06-30	0.97	13.34	-12.37Net Cash	28.98	3.3%
2016-03-31	0.93	12.90	-11.97Net Cash	28.40	3.3%
2015-12-31	1.13	12.73	-11.60Net Cash	28.57	4.0%
2015-09-30	0.87	12.71	-11.84Net Cash	28.34	3.1%
2015-06-30	0.83	11.89	-11.06Net Cash	27.78	3.0%
2015-03-31	0.84	12.49	-11.65Net Cash	28.16	3.0%
2014-12-31	1.04	12.79	-11.75Net Cash	28.28	3.7%
2014-09-30	0.82	12.20	-11.39Net Cash	27.37	3.0%
2014-06-30	0.85	11.33	-10.48Net Cash	26.52	3.2%
2014-03-31	0.74	10.66	-9.92Net Cash	24.69	3.0%
2013-12-31	0.89	10.43	-9.54Net Cash	24.31	3.7%
2013-09-30	0.81	9.88	-9.07Net Cash	23.53	3.4%
2013-06-30	0.77	8.93	-8.15Net Cash	22.57	3.4%
2013-03-31	0.73	9.06	-8.33Net Cash	22.50	3.3%
2012-12-31	0.78	9.64	-8.86Net Cash	23.12	3.4%
2012-09-30	0.82	2.74	-1.91Net Cash	21.85	3.8%
2012-06-30	0.88	2.28	-1.40Net Cash	20.87	4.2%
2012-03-31	0.86	2.12	-1.26Net Cash	20.42	4.2%
2011-12-31	0.95	10.68	-9.73Net Cash	20.32	4.7%
2011-09-30	0.88	4.46	-3.57Net Cash	19.49	4.5%
2011-06-30	0.95	3.41	-2.46Net Cash	18.48	5.1%
2011-03-31	0.93	2.69	-1.76Net Cash	17.94	5.2%
2010-12-31	0.85	2.76	-1.91Net Cash	17.62	4.8%
2010-09-30	0.80	2.84	-2.04Net Cash	17.74	4.5%
2010-06-30	0.82	2.64	-1.81Net Cash	17.06	4.8%
2010-03-31	0.87	2.55	-1.68Net Cash	16.76	5.2%
2009-12-31	1.13	1.72	-0.58Net Cash	16.29	6.9%
2009-09-30	1.08	1.78	-0.70Net Cash	16.16	6.7%
2009-06-30	1.28	0.71	0.57	15.78	8.1%
2009-03-31	1.26	1.13	0.13	15.33	8.2%
2008-12-31	1.47	1.15	0.31	15.03	9.8%
2008-09-30	1.68	0.95	0.73	14.06	11.9%
2008-06-30	1.35	0.88	0.47	13.67	9.9%
2008-03-31	1.32	0.76	0.56	13.79	9.6%
2007-12-31	1.33	0.84	0.49	13.49	9.9%
2007-09-30	1.29	0.62	0.68	13.17	9.8%
2007-06-30	1.24	0.58	0.66	12.95	9.6%
2007-03-31	1.34	0.61	0.72	13.18	10.2%
2006-12-31	1.29	0.71	0.58	13.22	9.8%
2006-09-30	1.13	0.56	0.57	11.65	9.7%
2006-06-30	1.16	0.57	0.60	11.40	10.2%
2006-03-31	1.15	0.54	0.61	11.58	9.9%
2005-12-31	1.16	0.88	0.28	11.74	9.8%
2005-09-30	0.99	0.56	0.42	10.28	9.6%
2005-06-30	0.95	0.52	0.43	9.95	9.6%
2005-03-31	0.93	0.54	0.39	9.85	9.5%
2004-12-31	0.88	0.55	0.33	9.95	8.9%
2004-09-30	0.87	0.56	0.31	9.83	8.9%
2004-06-30	0.79	0.92	-0.13Net Cash	9.57	8.2%
2004-03-31	0.84	0.90	-0.06Net Cash	9.99	8.4%
2003-12-31	0.68	1.07	-0.39Net Cash	9.67	7.0%
2003-09-30	1.01	1.75	-0.73Net Cash	9.65	10.5%
2003-06-30	1.24	1.08	0.16	10.03	12.3%
2003-03-31	1.21	1.25	-0.04Net Cash	9.82	12.3%
2002-12-31	1.08	1.34	-0.26Net Cash	9.54	11.4%
2002-09-30	0.66	1.05	-0.40Net Cash	8.78	7.5%
2002-06-30	0.62	1.05	-0.43Net Cash	8.24	7.5%
2002-03-31	0.57	0.86	-0.29Net Cash	8.07	7.0%
2001-12-31	0.56	1.00	-0.44Net Cash	8.37	6.6%
2001-09-30	0.61	0.87	-0.26Net Cash	8.11	7.6%
2001-06-30	0.44	0.98	-0.54Net Cash	7.86	5.6%
2001-03-31	0.50	0.89	-0.39Net Cash	7.82	6.4%
2000-12-31	0.46	0.82	-0.36Net Cash	7.66	6.0%
2000-09-30	0.47	0.69	-0.22Net Cash	7.35	6.3%
2000-06-30	0.37	0.67	-0.30Net Cash	7.33	5.1%
2000-03-31	0.38	0.61	-0.24Net Cash	7.02	5.4%
1999-12-31	0.43	0.77	-0.34Net Cash	7.00	6.2%
1999-09-30	0.36	0.65	-0.29Net Cash	6.77	5.3%
1999-06-30	0.40	0.68	-0.29Net Cash	6.90	5.7%
1999-03-31	0.31	0.68	-0.38Net Cash	6.71	4.6%
1998-12-31	0.40	0.79	-0.38Net Cash	6.87	5.9%
1998-09-30	0.33	0.64	-0.32Net Cash	6.41	5.1%
1998-06-30	0.28	0.82	-0.54Net Cash	6.43	4.3%
1998-03-31	0.19	0.86	-0.67Net Cash	5.65	3.3%
1997-12-31	0.30	0.83	-0.53Net Cash	6.05	4.9%
1997-09-30	0.20	0.88	-0.68Net Cash	5.16	3.8%
1997-06-30	0.08	0.61	-0.53Net Cash	4.92	1.6%
1997-03-31	0.13	0.71	-0.58Net Cash	4.93	2.6%
1996-12-31	0.17	0.92	-0.75Net Cash	4.89	3.6%
1996-09-30	0.12	0.55	-0.44Net Cash	4.46	2.6%