ConnectOne Bancorp, Inc. (CNOB)

Solvency & Capital Structure

Total Debt

$32.9M

Net Debt

-$1.19B

ConnectOne Bancorp, Inc. currently has $32.9M in total debt. Net debt is -$1.19B after cash offsets. This 'Net Cash' position indicates exceptional financial strength.

Financial Fundamentals

CNOB • Quarterly Data • 5Y View

Date	Total Debt ($B)	Cash & Inv. ($B)	Net Debt ($B)	Total Assets	Debt/Assets
2026-06-30	0.03	1.22	-1.19Net Cash	14.41	0.2%
2026-03-31	0.03	1.24	-1.21Net Cash	14.21	0.2%
2025-12-31	1.17	1.34	-0.17Net Cash	14.00	8.4%
2025-09-30	1.07	1.18	-0.11Net Cash	14.02	7.6%
2025-06-30	1.10	1.26	-0.16Net Cash	13.92	7.9%
2025-03-31	0.71	0.71	0.00	9.76	7.3%
2024-12-31	0.78	0.36	0.42	9.88	7.9%
2024-09-30	0.84	0.89	-0.06Net Cash	9.64	8.7%
2024-06-30	0.85	0.70	0.15	9.72	8.7%
2024-03-31	0.97	0.90	0.07	9.85	9.8%
2023-12-31	1.03	0.86	0.17	9.86	10.4%
2023-09-30	0.98	0.84	0.14	9.68	10.1%
2023-06-30	0.92	0.93	-0.02Net Cash	9.72	9.4%
2023-03-31	0.94	1.19	-0.25Net Cash	9.96	9.5%
2022-12-31	1.02	0.90	0.12	9.64	10.6%
2022-09-30	0.99	0.96	0.04	9.48	10.5%
2022-06-30	1.04	0.98	0.06	8.84	11.8%
2022-03-31	0.58	0.82	-0.25Net Cash	8.33	6.9%
2021-12-31	0.63	0.80	-0.17Net Cash	8.13	7.8%
2021-09-30	0.42	0.88	-0.46Net Cash	7.95	5.3%
2021-06-30	0.52	0.81	-0.29Net Cash	7.71	6.8%
2021-03-31	0.53	0.70	-0.17Net Cash	7.45	7.1%
2020-12-31	0.65	0.79	-0.15Net Cash	7.55	8.6%
2020-09-30	0.74	0.71	0.03	7.45	9.9%
2020-06-30	0.90	0.77	0.13	7.62	11.8%
2020-03-31	0.88	0.73	0.16	7.28	12.2%
2019-12-31	0.65	0.61	0.04	6.17	10.5%
2019-09-30	0.66	0.62	0.04	6.16	10.7%
2019-06-30	0.74	0.63	0.12	6.11	12.2%
2019-03-31	0.75	0.69	0.06	6.05	12.4%
2018-12-31	0.73	0.58	0.14	5.46	13.3%
2018-09-30	0.76	0.57	0.19	5.37	14.1%
2018-06-30	0.76	0.58	0.18	5.28	14.4%
2018-03-31	0.82	0.57	0.26	5.16	16.0%
2017-12-31	0.72	0.58	0.14	5.11	14.2%
2017-09-30	0.64	0.54	0.10	4.84	13.2%
2017-06-30	0.68	0.55	0.13	4.68	14.5%
2017-03-31	0.55	0.51	0.03	4.46	12.2%
2016-12-31	0.53	0.55	-0.02Net Cash	4.43	12.0%
2016-09-30	0.54	0.57	-0.04Net Cash	4.33	12.4%
2016-06-30	0.55	0.38	0.17	4.26	12.9%
2016-03-31	0.70	0.31	0.39	4.09	17.1%
2015-12-31	0.73	0.40	0.33	4.02	18.1%
2015-09-30	0.68	0.38	0.29	3.84	17.6%
2015-06-30	0.60	0.39	0.21	3.66	16.5%
2015-03-31	0.53	0.36	0.17	3.51	15.1%
2014-12-31	0.53	0.42	0.12	3.45	15.4%
2014-09-30	0.43	0.45	-0.02Net Cash	3.36	12.7%
2014-06-30	0.20	0.36	-0.16Net Cash	1.67	12.1%
2014-03-31	0.15	0.39	-0.24Net Cash	1.68	9.0%
2013-12-31	0.15	0.41	-0.25Net Cash	1.67	9.0%
2013-09-30	0.15	0.45	-0.30Net Cash	1.64	9.2%
2013-06-30	0.15	0.48	-0.33Net Cash	1.61	9.4%
2013-03-31	0.15	0.57	-0.42Net Cash	1.61	9.4%
2012-12-31	0.15	0.60	-0.45Net Cash	1.63	9.3%
2012-09-30	0.15	0.10	0.05	1.61	9.4%
2012-06-30	0.17	0.09	0.08	1.50	11.1%
2012-03-31	0.17	0.08	0.09	1.48	11.3%
2011-12-31	0.17	0.53	-0.36Net Cash	1.43	11.6%
2011-09-30	0.17	0.11	0.05	1.38	12.1%
2011-06-30	0.20	0.11	0.09	1.31	15.2%
2011-03-31	0.20	0.08	0.12	1.29	15.7%
2010-12-31	0.22	0.04	0.18	1.21	18.1%
2010-09-30	0.23	0.08	0.16	1.22	19.0%
2010-06-30	0.25	0.10	0.15	1.20	20.8%
2010-03-31	0.26	0.07	0.19	1.19	21.8%
2009-12-31	0.27	0.09	0.19	1.20	22.9%
2009-09-30	0.28	0.17	0.11	1.35	20.8%
2009-06-30	0.25	0.18	0.08	1.34	18.8%
2009-03-31	0.26	0.09	0.16	1.12	22.8%
2008-12-31	0.30	0.02	0.29	1.02	29.7%
2008-09-30	0.28	0.02	0.27	1.04	27.0%
2008-06-30	0.28	0.02	0.26	0.99	28.3%
2008-03-31	0.28	0.02	0.26	1.00	28.0%
2007-12-31	0.22	0.02	0.20	1.02	21.9%
2007-09-30	0.24	0.02	0.22	0.99	24.1%
2007-06-30	0.22	0.02	0.20	1.00	22.2%
2007-03-31	0.22	0.02	0.20	1.05	21.0%
2006-12-31	0.21	0.03	0.18	1.05	20.1%
2006-09-30	0.20	0.02	0.18	1.03	19.2%
2006-06-30	0.20	0.02	0.19	1.07	18.9%
2006-03-31	0.24	0.02	0.22	0.99	23.9%
2005-12-31	0.31	0.02	0.29	1.11	27.8%
2005-09-30	0.39	0.03	0.36	1.17	32.9%
2005-06-30	0.35	0.03	0.32	1.18	29.6%
2005-03-31	0.26	0.01	0.24	1.02	25.1%
2004-12-31	0.23	0.01	0.22	1.01	23.0%
2004-09-30	0.25	0.02	0.23	0.93	26.6%
2004-06-30	0.24	0.02	0.23	0.93	26.2%
2004-03-31	0.25	0.02	0.23	0.91	27.2%
2003-12-31	0.23	0.02	0.21	0.92	25.0%
2003-09-30	0.22	0.03	0.20	0.86	25.9%
2003-06-30	0.24	0.02	0.22	0.88	27.1%
2003-03-31	0.24	0.03	0.21	0.88	27.1%
2002-12-31	0.15	0.02	0.13	0.82	18.3%
2002-09-30	0.16	0.02	0.14	0.76	20.5%
2002-06-30	0.14	0.02	0.12	0.74	18.9%
2002-03-31	0.13	0.02	0.11	0.72	18.2%
2001-12-31	0.14	0.03	0.11	0.69	20.6%
2001-09-30	0.13	0.02	0.11	0.61	20.8%
2001-06-30	0.12	0.02	0.10	0.59	20.2%
2001-03-31	0.10	0.02	0.08	0.59	16.5%
2000-12-31	0.10	0.02	0.08	0.57	17.8%
2000-09-30	0.07	0.02	0.06	0.54	13.3%
2000-06-30	0.07	0.02	0.05	0.53	12.3%
2000-03-31	0.07	0.02	0.06	0.52	13.9%
1999-12-31	0.08	0.02	0.06	0.51	15.8%
1999-09-30	0.08	0.01	0.07	0.51	16.4%
1999-06-30	0.06	0.01	0.05	0.50	12.9%
1999-03-31	0.06	0.03	0.02	0.50	11.7%
1998-12-31	0.05	0.02	0.04	0.47	11.2%
1998-09-30	0.05	0.01	0.04	0.47	10.4%
1998-06-30	0.03	0.03	-0.01Net Cash	0.49	5.7%
1998-03-31	0.01	0.02	-0.01Net Cash	0.47	2.2%
1997-12-31	0.00	0.03	-0.03Net Cash	0.47	0.1%
1997-09-30	0.02	0.02	0.00	0.48	3.3%
1997-06-30	0.02	0.02	0.01	0.48	4.9%
1997-03-31	0.01	0.03	-0.02Net Cash	0.48	1.0%
1996-12-31	0.00	0.04	-0.04Net Cash	0.46	0.0%
1996-09-30	0.00	0.03	-0.03Net Cash	0.45	0.1%