Total Debt
$51.9M
Net Debt
-$69.9M
Citizens Community Bancorp, Inc. currently has $51.9M in total debt. Net debt is -$69.9M after cash offsets. This 'Net Cash' position indicates exceptional financial strength.
Financial Fundamentals
CZWI • Quarterly Data • 5Y View
| Date | Total Debt ($B) | Cash & Inv. ($B) | Net Debt ($B) | Total Assets | Debt/Assets |
|---|---|---|---|---|---|
| 2026-06-30 | 0.05 | 0.12 | -0.07Net Cash | 1.81 | 2.9% |
| 2026-03-31 | 0.05 | 0.15 | -0.10Net Cash | 1.82 | 2.9% |
| 2025-12-31 | 0.05 | 0.19 | -0.14Net Cash | 1.78 | 2.9% |
| 2025-09-30 | 0.05 | 0.15 | -0.11Net Cash | 1.73 | 2.7% |
| 2025-06-30 | 0.06 | 0.20 | -0.14Net Cash | 1.74 | 3.6% |
| 2025-03-31 | 0.06 | 0.17 | -0.11Net Cash | 1.78 | 3.5% |
| 2024-12-31 | 0.07 | 0.12 | -0.06Net Cash | 1.75 | 3.8% |
| 2024-09-30 | 0.08 | 0.04 | 0.04 | 1.80 | 4.6% |
| 2024-06-30 | 0.09 | 0.04 | 0.05 | 1.80 | 5.2% |
| 2024-03-31 | 0.11 | 0.03 | 0.08 | 1.82 | 5.9% |
| 2023-12-31 | 0.15 | 0.11 | 0.04 | 1.85 | 7.9% |
| 2023-09-30 | 0.18 | 0.03 | 0.15 | 1.83 | 9.9% |
| 2023-06-30 | 0.19 | 0.04 | 0.15 | 1.83 | 10.4% |
| 2023-03-31 | 0.25 | 0.07 | 0.18 | 1.86 | 13.4% |
| 2022-12-31 | 0.21 | 0.04 | 0.18 | 1.82 | 11.8% |
| 2022-09-30 | 0.17 | 0.20 | -0.02Net Cash | 1.78 | 9.8% |
| 2022-06-30 | 0.19 | 0.21 | -0.02Net Cash | 1.76 | 10.7% |
| 2022-03-31 | 0.17 | 0.27 | -0.10Net Cash | 1.78 | 9.7% |
| 2021-12-31 | 0.17 | 0.05 | 0.12 | 1.74 | 9.8% |
| 2021-09-30 | 0.17 | 0.34 | -0.17Net Cash | 1.75 | 9.7% |
| 2021-06-30 | 0.17 | 0.37 | -0.20Net Cash | 1.71 | 9.9% |
| 2021-03-31 | 0.17 | 0.38 | -0.21Net Cash | 1.73 | 10.0% |
| 2020-12-31 | 0.18 | 0.12 | 0.06 | 1.65 | 11.0% |
| 2020-09-30 | 0.18 | 0.27 | -0.09Net Cash | 1.62 | 11.3% |
| 2020-06-30 | 0.17 | 0.21 | -0.04Net Cash | 1.61 | 10.5% |
| 2020-03-31 | 0.17 | 0.21 | -0.04Net Cash | 1.51 | 11.1% |
| 2019-12-31 | 0.17 | 0.24 | -0.07Net Cash | 1.53 | 11.4% |
| 2019-09-30 | 0.16 | 0.24 | -0.08Net Cash | 1.48 | 10.7% |
| 2019-06-30 | 0.18 | 0.21 | -0.03Net Cash | 1.35 | 13.4% |
| 2019-03-31 | 0.15 | 0.21 | -0.06Net Cash | 1.33 | 11.1% |
| 2018-12-31 | 0.13 | 0.20 | -0.07Net Cash | 1.29 | 10.4% |
| 2018-09-30 | 0.09 | 0.16 | -0.07Net Cash | 0.98 | 9.0% |
| 2018-06-30 | 0.09 | 0.16 | -0.07Net Cash | 0.98 | 8.9% |
| 2018-03-31 | 0.11 | 0.16 | -0.04Net Cash | 0.94 | 12.2% |
| 2017-12-31 | 0.12 | 0.15 | -0.03Net Cash | 0.94 | 13.1% |
| 2017-09-30 | 0.12 | 0.15 | -0.03Net Cash | 0.94 | 12.8% |
| 2017-06-30 | 0.08 | 0.11 | -0.03Net Cash | 0.67 | 11.9% |
| 2017-03-31 | 0.07 | 0.10 | -0.03Net Cash | 0.67 | 10.7% |
| 2016-12-31 | 0.08 | 0.10 | -0.02Net Cash | 0.69 | 12.3% |
| 2016-09-30 | 0.07 | 0.09 | -0.02Net Cash | 0.70 | 10.1% |
| 2016-06-30 | 0.07 | 0.11 | -0.04Net Cash | 0.72 | 9.7% |
| 2016-03-31 | 0.12 | 0.11 | 0.01 | 0.60 | 20.4% |
| 2015-12-31 | 0.12 | 0.11 | 0.01 | 0.58 | 20.2% |
| 2015-09-30 | 0.12 | 0.11 | 0.01 | 0.58 | 20.3% |
| 2015-06-30 | 0.09 | 0.08 | 0.01 | 0.57 | 16.2% |
| 2015-03-31 | 0.10 | 0.09 | 0.01 | 0.57 | 17.9% |
| 2014-12-31 | 0.11 | 0.08 | 0.02 | 0.57 | 18.9% |
| 2014-09-30 | 0.12 | 0.07 | 0.04 | 0.57 | 20.7% |
| 2014-06-30 | 0.13 | 0.01 | 0.12 | 0.56 | 23.0% |
| 2014-03-31 | 0.12 | 0.02 | 0.10 | 0.55 | 21.0% |
| 2013-12-31 | 0.11 | 0.02 | 0.10 | 0.55 | 20.5% |
| 2013-09-30 | 0.10 | 0.10 | 0.00 | 0.55 | 18.0% |
| 2013-06-30 | 0.11 | 0.10 | 0.01 | 0.55 | 19.2% |
| 2013-03-31 | 0.10 | 0.11 | -0.01Net Cash | 0.54 | 17.7% |
| 2012-12-31 | 0.10 | 0.10 | -0.00Net Cash | 0.53 | 18.5% |
| 2012-09-30 | 0.10 | 0.09 | 0.01 | 0.53 | 18.6% |
| 2012-06-30 | 0.05 | 0.02 | 0.03 | 0.53 | 9.0% |
| 2012-03-31 | 0.04 | 0.02 | 0.01 | 0.53 | 6.6% |
| 2011-12-31 | 0.03 | 0.03 | 0.00 | 0.53 | 5.6% |
| 2011-09-30 | 0.03 | 0.04 | -0.01Net Cash | 0.54 | 5.7% |
| 2011-06-30 | 0.04 | 0.05 | -0.01Net Cash | 0.55 | 6.4% |
| 2011-03-31 | 0.04 | 0.06 | -0.02Net Cash | 0.58 | 7.4% |
| 2010-12-31 | 0.04 | 0.07 | -0.02Net Cash | 0.58 | 7.4% |
| 2010-09-30 | 0.06 | 0.07 | -0.01Net Cash | 0.59 | 10.8% |
| 2010-06-30 | 0.08 | 0.04 | 0.03 | 0.58 | 13.0% |
| 2010-03-31 | 0.10 | 0.04 | 0.06 | 0.58 | 17.3% |
| 2009-12-31 | 0.10 | 0.03 | 0.07 | 0.57 | 17.9% |
| 2009-09-30 | 0.11 | 0.05 | 0.06 | 0.58 | 18.6% |
| 2009-06-30 | 0.12 | 0.03 | 0.09 | 0.55 | 22.1% |
| 2009-03-31 | 0.10 | 0.02 | 0.08 | 0.51 | 19.6% |
| 2008-12-31 | 0.10 | 0.02 | 0.08 | 0.49 | 21.1% |
| 2008-09-30 | 0.11 | 0.02 | 0.09 | 0.48 | 23.0% |
| 2008-06-30 | 0.11 | 0.01 | 0.10 | 0.46 | 24.7% |
| 2008-03-31 | 0.10 | 0.02 | 0.08 | 0.43 | 22.8% |
| 2007-12-31 | 0.10 | 0.01 | 0.09 | 0.41 | 25.0% |
| 2007-09-30 | 0.10 | 0.01 | 0.09 | 0.39 | 25.0% |
| 2007-06-30 | 0.05 | 0.01 | 0.04 | 0.33 | 14.5% |
| 2007-03-31 | 0.02 | 0.00 | 0.02 | 0.30 | 7.1% |
| 2006-12-31 | 0.02 | 0.01 | 0.01 | 0.29 | 5.6% |
| 2006-09-30 | 0.06 | 0.01 | 0.05 | 0.28 | 21.6% |
| 2006-06-30 | 0.05 | 0.00 | 0.04 | 0.27 | 17.3% |
| 2006-03-31 | 0.04 | 0.01 | 0.03 | 0.26 | 14.1% |
| 2005-12-31 | 0.03 | 0.01 | 0.02 | 0.25 | 13.0% |
| 2005-09-30 | 0.04 | 0.01 | 0.03 | 0.25 | 14.7% |
| 2005-06-30 | 0.03 | 0.00 | 0.03 | 0.19 | 17.5% |
| 2005-03-31 | 0.02 | 0.00 | 0.02 | 0.18 | 13.5% |
| 2004-12-31 | 0.02 | 0.00 | 0.01 | 0.17 | 11.0% |
| 2004-09-30 | 0.01 | 0.00 | 0.01 | 0.16 | 8.3% |
| 2004-06-30 | 0.01 | 0.01 | 0.01 | 0.15 | 8.9% |
| 2004-03-31 | 0.00 | 0.00 | -0.00Net Cash | 0.14 | 0.0% |
| 2003-09-30 | 0.00 | 0.00 | 0.00 | 0.13 | 2.8% |