Total Debt
$4.03B
Net Debt
$3.81B
Encore Capital Group, Inc. currently has $4.03B in total debt. Net debt is $3.81B after cash offsets.
Financial Fundamentals
ECPG • Quarterly Data • 5Y View
| Date | Total Debt ($B) | Cash & Inv. ($B) | Net Debt ($B) | Total Assets | Debt/Assets |
|---|---|---|---|---|---|
| 2026-03-31 | 4.03 | 0.23 | 3.81 | 5.45 | 74.0% |
| 2025-12-31 | 4.13 | 0.16 | 3.98 | 5.34 | 77.4% |
| 2025-09-30 | 3.93 | 0.17 | 3.76 | 5.26 | 74.8% |
| 2025-06-30 | 3.97 | 0.17 | 3.79 | 5.19 | 76.4% |
| 2025-03-31 | 3.79 | 0.19 | 3.60 | 4.97 | 76.3% |
| 2024-12-31 | 3.67 | 0.20 | 3.47 | 4.79 | 76.7% |
| 2024-09-30 | 3.55 | 0.25 | 3.30 | 4.99 | 71.1% |
| 2024-06-30 | 3.46 | 0.25 | 3.20 | 4.82 | 71.7% |
| 2024-03-31 | 3.36 | 0.17 | 3.19 | 4.69 | 71.8% |
| 2023-12-31 | 3.32 | 0.16 | 3.16 | 4.63 | 71.7% |
| 2023-09-30 | 3.11 | 0.14 | 2.97 | 4.76 | 65.4% |
| 2023-06-30 | 3.20 | 0.18 | 3.02 | 4.88 | 65.7% |
| 2023-03-31 | 3.08 | 0.16 | 2.92 | 4.69 | 65.8% |
| 2022-12-31 | 2.90 | 0.14 | 2.75 | 4.51 | 64.3% |
| 2022-09-30 | 2.69 | 0.15 | 2.54 | 4.33 | 62.2% |
| 2022-06-30 | 2.79 | 0.15 | 2.64 | 4.46 | 62.6% |
| 2022-03-31 | 2.93 | 0.16 | 2.77 | 4.61 | 63.6% |
| 2021-12-31 | 3.00 | 0.19 | 2.81 | 4.61 | 65.0% |
| 2021-09-30 | 2.80 | 0.16 | 2.64 | 4.55 | 61.5% |
| 2021-06-30 | 3.00 | 0.20 | 2.80 | 4.68 | 64.1% |
| 2021-03-31 | 3.15 | 0.18 | 2.97 | 4.77 | 66.1% |
| 2020-12-31 | 3.28 | 0.19 | 3.09 | 4.86 | 67.5% |
| 2020-09-30 | 3.25 | 0.17 | 3.08 | 4.73 | 68.7% |
| 2020-06-30 | 3.35 | 0.29 | 3.06 | 4.74 | 70.7% |
| 2020-03-31 | 3.40 | 0.19 | 3.22 | 4.61 | 73.8% |
| 2019-12-31 | 3.51 | 0.19 | 3.32 | 4.91 | 71.6% |
| 2019-09-30 | 3.43 | 0.19 | 3.24 | 4.71 | 72.8% |
| 2019-06-30 | 3.53 | 0.17 | 3.36 | 4.81 | 73.4% |
| 2019-03-31 | 3.59 | 0.17 | 3.43 | 4.81 | 74.6% |
| 2018-12-31 | 3.49 | 0.16 | 3.33 | 4.63 | 75.4% |
| 2018-09-30 | 3.56 | 0.20 | 3.36 | 4.65 | 76.6% |
| 2018-06-30 | 3.53 | 0.18 | 3.35 | 4.61 | 76.6% |
| 2018-03-31 | 3.61 | 0.22 | 3.39 | 4.64 | 77.7% |
| 2017-12-31 | 3.45 | 0.21 | 3.23 | 4.49 | 76.8% |
| 2017-09-30 | 3.15 | 0.19 | 2.96 | 4.17 | 75.4% |
| 2017-06-30 | 2.96 | 0.15 | 2.82 | 3.92 | 75.6% |
| 2017-03-31 | 2.87 | 0.16 | 2.71 | 3.76 | 76.3% |
| 2016-12-31 | 2.81 | 0.15 | 2.66 | 3.67 | 76.4% |
| 2016-09-30 | 2.85 | 0.16 | 2.69 | 3.71 | 76.9% |
| 2016-06-30 | 2.85 | 0.14 | 2.71 | 3.77 | 75.6% |
| 2016-03-31 | 2.89 | 0.14 | 2.75 | 3.82 | 75.7% |
| 2015-12-31 | 3.22 | 0.15 | 3.06 | 4.22 | 76.2% |
| 2015-09-30 | 3.12 | 0.18 | 2.94 | 4.10 | 76.0% |
| 2015-06-30 | 3.13 | 0.14 | 3.00 | 4.11 | 76.2% |
| 2015-03-31 | 2.69 | 0.14 | 2.55 | 3.65 | 73.8% |
| 2014-12-31 | 2.77 | 0.12 | 2.65 | 3.75 | 74.0% |
| 2014-09-30 | 2.79 | 0.12 | 2.68 | 3.72 | 75.0% |
| 2014-06-30 | 2.72 | 0.12 | 2.59 | 3.59 | 75.6% |
| 2014-03-31 | 2.61 | 0.20 | 2.42 | 3.43 | 76.1% |
| 2013-12-31 | 1.85 | 0.13 | 1.72 | 2.69 | 68.9% |
| 2013-09-30 | 1.81 | 0.11 | 1.70 | 2.59 | 69.7% |
| 2013-06-30 | 1.11 | 0.22 | 0.89 | 1.81 | 61.4% |
| 2013-03-31 | 0.65 | 0.03 | 0.62 | 1.13 | 57.0% |
| 2012-12-31 | 0.71 | 0.02 | 0.69 | 1.17 | 60.3% |
| 2012-09-30 | 0.62 | 0.02 | 0.60 | 1.11 | 55.5% |
| 2012-06-30 | 0.70 | 0.02 | 0.69 | 1.17 | 60.1% |
| 2012-03-31 | 0.40 | 0.02 | 0.38 | 0.84 | 47.5% |
| 2011-12-31 | 0.39 | 0.01 | 0.38 | 0.81 | 47.9% |
| 2011-09-30 | 0.34 | 0.01 | 0.33 | 0.75 | 46.0% |
| 2011-06-30 | 0.38 | 0.01 | 0.36 | 0.76 | 49.6% |
| 2011-03-31 | 0.38 | 0.02 | 0.36 | 0.75 | 50.7% |
| 2010-12-31 | 0.39 | 0.01 | 0.37 | 0.74 | 52.3% |
| 2010-09-30 | 0.33 | 0.01 | 0.32 | 0.66 | 50.4% |
| 2010-06-30 | 0.33 | 0.58 | -0.25Net Cash | 0.65 | 50.9% |
| 2010-03-31 | 0.32 | 0.56 | -0.24Net Cash | 0.62 | 51.1% |
| 2009-12-31 | 0.30 | 0.01 | 0.29 | 0.60 | 50.9% |
| 2009-09-30 | 0.32 | 0.54 | -0.22Net Cash | 0.60 | 53.8% |
| 2009-06-30 | 0.32 | 0.51 | -0.19Net Cash | 0.59 | 54.7% |
| 2009-03-31 | 0.30 | 0.48 | -0.18Net Cash | 0.55 | 53.7% |
| 2008-12-31 | 0.31 | 0.47 | -0.16Net Cash | 0.55 | 56.7% |
| 2008-09-30 | 0.29 | 0.45 | -0.16Net Cash | 0.53 | 55.5% |
| 2008-06-30 | 0.27 | 0.42 | -0.15Net Cash | 0.50 | 53.6% |
| 2008-03-31 | 0.27 | 0.41 | -0.14Net Cash | 0.49 | 55.4% |
| 2007-12-31 | 0.27 | 0.40 | -0.12Net Cash | 0.48 | 56.3% |
| 2007-09-30 | 0.23 | 0.35 | -0.12Net Cash | 0.43 | 53.9% |
| 2007-06-30 | 0.22 | 0.33 | -0.11Net Cash | 0.42 | 53.5% |
| 2007-03-31 | 0.21 | 0.01 | 0.20 | 0.41 | 50.9% |
| 2006-12-31 | 0.20 | 0.31 | -0.11Net Cash | 0.40 | 50.6% |
| 2006-09-30 | 0.19 | 0.28 | -0.10Net Cash | 0.37 | 49.7% |
| 2006-06-30 | 0.18 | 0.26 | -0.09Net Cash | 0.36 | 49.6% |
| 2006-03-31 | 0.19 | 0.26 | -0.07Net Cash | 0.36 | 52.0% |
| 2005-12-31 | 0.20 | 0.26 | -0.07Net Cash | 0.36 | 54.9% |
| 2005-09-30 | 0.18 | 0.25 | -0.06Net Cash | 0.34 | 54.2% |
| 2005-06-30 | 0.18 | 0.27 | -0.08Net Cash | 0.33 | 54.6% |
| 2005-03-31 | 0.05 | 0.17 | -0.13Net Cash | 0.19 | 24.7% |
| 2004-12-31 | 0.07 | 0.19 | -0.12Net Cash | 0.20 | 33.2% |
| 2004-09-30 | 0.03 | 0.14 | -0.11Net Cash | 0.16 | 21.8% |
| 2004-06-30 | 0.03 | 0.13 | -0.10Net Cash | 0.14 | 19.2% |
| 2004-03-31 | 0.03 | 0.12 | -0.09Net Cash | 0.14 | 19.9% |
| 2003-12-31 | 0.04 | 0.13 | -0.09Net Cash | 0.14 | 30.1% |
| 2003-09-30 | 0.04 | 0.09 | -0.05Net Cash | 0.10 | 42.6% |
| 2003-06-30 | 0.04 | 0.08 | -0.04Net Cash | 0.09 | 45.2% |
| 2003-03-31 | 0.05 | 0.07 | -0.02Net Cash | 0.10 | 47.1% |
| 2002-12-31 | 0.05 | 0.06 | -0.02Net Cash | 0.09 | 53.4% |
| 2002-09-30 | 0.05 | 0.06 | -0.01Net Cash | 0.08 | 65.7% |
| 2002-06-30 | 0.05 | 0.05 | 0.00 | 0.07 | 70.6% |
| 2002-03-31 | 0.06 | 0.05 | 0.01 | 0.08 | 74.9% |
| 2001-12-31 | 0.07 | 0.05 | 0.02 | 0.08 | 90.7% |
| 2001-09-30 | 0.07 | 0.04 | 0.03 | 0.08 | 91.1% |
| 2001-06-30 | 0.07 | 0.04 | 0.03 | 0.07 | 89.3% |
| 2001-03-31 | 0.06 | 0.03 | 0.03 | 0.07 | 83.1% |
| 2000-12-31 | 0.06 | 0.03 | 0.03 | 0.07 | 78.1% |
| 2000-09-30 | 0.06 | 0.00 | 0.06 | 0.08 | 73.7% |
| 2000-06-30 | 0.06 | 0.00 | 0.06 | 0.09 | 71.3% |
| 2000-03-31 | 0.06 | 0.00 | 0.06 | 0.11 | 57.8% |
| 1999-12-31 | 0.05 | 0.00 | 0.05 | 0.10 | 48.0% |
| 1999-09-30 | 0.04 | 0.00 | 0.03 | 0.08 | 45.0% |
| 1999-06-30 | 0.03 | 0.00 | 0.03 | 0.06 | 57.2% |
| 1999-03-31 | 0.02 | 0.00 | 0.01 | 0.04 | 38.5% |