First Business Financial Services, Inc. (FBIZ)

Solvency & Capital Structure

Total Debt

—

Net Debt

-$573M

First Business Financial Services, Inc. currently has — in total debt. Net debt is -$573M after cash offsets. This 'Net Cash' position indicates exceptional financial strength.

Financial Fundamentals

FBIZ • Quarterly Data • 5Y View

Date	Total Debt ($B)	Cash & Inv. ($B)	Net Debt ($B)	Total Assets	Debt/Assets
2026-06-30	0.00	0.57	-0.57Net Cash	4.41	0.0%
2026-03-31	0.31	0.51	-0.20Net Cash	4.32	7.2%
2025-12-31	0.26	0.42	-0.16Net Cash	4.08	6.4%
2025-09-30	0.27	0.05	0.23	4.03	6.8%
2025-06-30	0.28	0.51	-0.22Net Cash	4.00	7.1%
2025-03-31	0.29	0.53	-0.24Net Cash	3.94	7.5%
2024-12-31	0.33	0.50	-0.17Net Cash	3.85	8.5%
2024-09-30	0.36	0.45	-0.09Net Cash	3.72	9.6%
2024-06-30	0.34	0.39	-0.05Net Cash	3.62	9.3%
2024-03-31	0.39	0.39	0.00	3.53	11.1%
2023-12-31	0.34	0.44	-0.10Net Cash	3.51	9.7%
2023-09-30	0.37	0.41	-0.03Net Cash	3.42	10.9%
2023-06-30	0.38	0.37	0.01	3.27	11.6%
2023-03-31	0.35	0.42	-0.07Net Cash	3.16	11.1%
2022-12-31	0.47	0.31	0.15	2.98	15.7%
2022-09-30	0.43	0.31	0.12	2.85	15.0%
2022-06-30	0.60	0.30	0.30	2.78	21.7%
2022-03-31	0.42	0.32	0.10	2.72	15.5%
2021-12-31	0.42	0.26	0.16	2.65	15.8%
2021-09-30	0.41	0.30	0.11	2.58	15.9%
2021-06-30	0.44	0.56	-0.13Net Cash	2.87	15.2%
2021-03-31	0.46	0.23	0.23	2.62	17.7%
2020-12-31	0.44	0.24	0.19	2.57	17.0%
2020-09-30	0.50	0.23	0.27	2.60	19.2%
2020-06-30	0.48	0.21	0.27	2.47	19.5%
2020-03-31	0.43	0.27	0.16	2.20	19.6%
2019-12-31	0.34	0.24	0.10	2.10	16.1%
2019-09-30	0.35	0.22	0.13	2.09	16.8%
2019-06-30	0.32	0.20	0.11	2.07	15.3%
2019-03-31	0.29	0.21	0.08	2.01	14.4%
2018-12-31	0.31	0.22	0.08	1.97	15.7%
2018-09-30	0.29	0.18	0.12	1.89	15.4%
2018-06-30	0.38	0.18	0.19	1.90	19.8%
2018-03-31	0.32	0.19	0.13	1.88	17.0%
2017-12-31	0.22	0.18	0.04	1.79	12.1%
2017-09-30	0.18	0.20	-0.03Net Cash	1.79	10.0%
2017-06-30	0.12	0.20	-0.08Net Cash	1.77	6.6%
2017-03-31	0.13	0.21	-0.08Net Cash	1.80	7.3%
2016-12-31	0.07	0.22	-0.15Net Cash	1.78	3.9%
2016-09-30	0.04	0.22	-0.18Net Cash	1.77	2.3%
2016-06-30	0.04	0.27	-0.23Net Cash	1.82	2.4%
2016-03-31	0.05	0.25	-0.20Net Cash	1.79	2.5%
2015-12-31	0.04	0.25	-0.21Net Cash	1.78	2.5%
2015-09-30	0.05	0.27	-0.22Net Cash	1.74	2.7%
2015-06-30	0.06	0.24	-0.18Net Cash	1.68	3.4%
2015-03-31	0.04	0.28	-0.24Net Cash	1.68	2.7%
2014-12-31	0.04	0.25	-0.20Net Cash	1.63	2.7%
2014-09-30	0.03	0.32	-0.28Net Cash	1.43	2.3%
2014-06-30	0.02	0.23	-0.21Net Cash	1.31	1.4%
2014-03-31	0.02	0.26	-0.24Net Cash	1.27	1.4%
2013-12-31	0.02	0.26	-0.24Net Cash	1.27	1.8%
2013-09-30	0.02	0.28	-0.26Net Cash	1.26	1.8%
2013-06-30	0.02	0.30	-0.28Net Cash	1.28	1.7%
2013-03-31	0.04	0.28	-0.24Net Cash	1.22	3.1%
2012-12-31	0.02	0.29	-0.26Net Cash	1.23	1.9%
2012-09-30	0.05	0.09	-0.04Net Cash	1.19	4.2%
2012-06-30	0.05	0.08	-0.03Net Cash	1.16	4.5%
2012-03-31	0.05	0.14	-0.08Net Cash	1.16	4.5%
2011-12-31	0.05	0.30	-0.25Net Cash	1.18	4.3%
2011-09-30	0.05	0.08	-0.03Net Cash	1.14	4.4%
2011-06-30	0.05	0.04	0.01	1.10	4.5%
2011-03-31	0.05	0.06	-0.01Net Cash	1.11	4.5%
2010-12-31	0.05	0.05	0.00	1.11	4.7%
2010-09-30	0.05	0.06	-0.01Net Cash	1.12	4.6%
2010-06-30	0.07	0.06	0.01	1.07	6.3%
2010-03-31	0.07	0.09	-0.02Net Cash	1.10	6.2%
2009-12-31	0.07	0.11	-0.04Net Cash	1.12	6.1%
2009-09-30	0.07	0.06	0.01	1.07	6.3%
2009-06-30	0.07	0.06	0.01	1.06	6.4%
2009-03-31	0.07	0.03	0.04	1.03	6.6%
2008-12-31	0.10	0.02	0.08	1.01	10.4%
2008-09-30	0.10	0.02	0.08	1.00	10.0%
2008-06-30	0.08	0.02	0.06	0.98	8.6%
2008-03-31	0.07	0.02	0.05	0.96	6.8%
2007-12-31	0.08	0.02	0.06	0.92	8.9%
2007-09-30	0.08	0.01	0.06	0.89	8.6%
2007-06-30	0.05	0.01	0.03	0.84	5.4%
2007-03-31	0.05	0.02	0.03	0.80	6.2%
2006-12-31	0.09	0.02	0.07	0.79	11.8%
2006-09-30	0.06	0.01	0.05	0.72	8.7%
2006-06-30	0.05	0.01	0.04	0.68	7.8%
2006-03-31	0.04	0.01	0.03	0.67	6.4%
2005-12-31	0.05	0.02	0.03	0.67	7.5%
2005-09-30	0.05	0.01	0.03	0.63	7.8%
2005-06-30	0.04	0.01	0.03	0.60	7.3%
2004-12-31	0.04	0.01	0.03	0.56	7.2%