First Financial Bankshares, Inc. (FFIN)

Solvency & Capital Structure

Total Debt

$75.5M

Net Debt

-$209.3M

First Financial Bankshares, Inc. currently has $75.5M in total debt. Net debt is -$209.3M after cash offsets. This 'Net Cash' position indicates exceptional financial strength.

Financial Fundamentals

FFIN • Quarterly Data • 5Y View

Date	Total Debt ($B)	Cash & Inv. ($B)	Net Debt ($B)	Total Assets	Debt/Assets
2026-06-30	0.08	0.28	-0.21Net Cash	15.31	0.5%
2026-03-31	0.09	0.92	-0.83Net Cash	15.39	0.6%
2025-12-31	0.02	1.08	-1.06Net Cash	15.45	0.1%
2025-09-30	0.07	3.56	-3.49Net Cash	14.84	0.5%
2025-06-30	0.07	3.40	-3.33Net Cash	14.38	0.5%
2025-03-31	0.08	3.40	-3.32Net Cash	14.31	0.6%
2024-12-31	0.20	1.05	-0.86Net Cash	13.98	1.4%
2024-09-30	0.08	5.20	-5.11Net Cash	13.58	0.6%
2024-06-30	0.16	4.94	-4.78Net Cash	13.16	1.2%
2024-03-31	0.33	5.25	-4.91Net Cash	13.19	2.5%
2023-12-31	0.40	5.27	-4.87Net Cash	13.11	3.1%
2023-09-30	0.75	5.04	-4.29Net Cash	12.78	5.9%
2023-06-30	0.59	5.35	-4.76Net Cash	12.83	4.6%
2023-03-31	0.63	5.74	-5.11Net Cash	13.01	4.9%
2022-12-31	0.64	5.81	-5.16Net Cash	12.97	5.0%
2022-09-30	0.77	6.11	-5.34Net Cash	13.11	5.9%
2022-06-30	0.77	6.68	-5.91Net Cash	13.26	5.8%
2022-03-31	0.76	7.10	-6.34Net Cash	13.31	5.7%
2021-12-31	0.67	7.10	-6.43Net Cash	13.10	5.1%
2021-09-30	0.65	6.68	-6.03Net Cash	12.54	5.2%
2021-06-30	0.55	6.42	-5.87Net Cash	12.33	4.5%
2021-03-31	0.55	6.19	-5.64Net Cash	12.10	4.5%
2020-12-31	0.43	5.12	-4.69Net Cash	10.90	3.9%
2020-09-30	0.50	4.67	-4.16Net Cash	10.57	4.8%
2020-06-30	0.45	4.50	-4.05Net Cash	10.34	4.3%
2020-03-31	0.86	4.37	-3.52Net Cash	9.70	8.8%
2019-12-31	0.38	3.69	-3.31Net Cash	8.26	4.6%
2019-09-30	0.40	3.63	-3.23Net Cash	8.11	4.9%
2019-06-30	0.36	3.57	-3.21Net Cash	7.98	4.5%
2019-03-31	0.38	3.59	-3.21Net Cash	7.95	4.8%
2018-12-31	0.47	3.41	-2.94Net Cash	7.73	6.1%
2018-09-30	0.38	3.35	-2.96Net Cash	7.57	5.0%
2018-06-30	0.46	3.48	-3.02Net Cash	7.69	5.9%
2018-03-31	0.37	3.48	-3.10Net Cash	7.57	4.9%
2017-12-31	0.33	3.46	-3.13Net Cash	7.25	4.6%
2017-09-30	0.35	3.23	-2.88Net Cash	7.01	5.0%
2017-06-30	0.38	3.18	-2.80Net Cash	6.95	5.5%
2017-03-31	0.36	3.24	-2.88Net Cash	6.93	5.2%
2016-12-31	0.45	3.12	-2.67Net Cash	6.81	6.5%
2016-09-30	0.51	3.02	-2.50Net Cash	6.69	7.7%
2016-06-30	0.56	3.00	-2.44Net Cash	6.61	8.4%
2016-03-31	0.53	2.93	-2.40Net Cash	6.53	8.1%
2015-12-31	0.62	3.01	-2.39Net Cash	6.67	9.2%
2015-09-30	0.50	2.88	-2.38Net Cash	6.47	7.7%
2015-06-30	0.62	2.90	-2.28Net Cash	6.12	10.2%
2015-03-31	0.40	2.86	-2.46Net Cash	6.03	6.7%
2014-12-31	0.73	2.68	-1.94Net Cash	5.85	12.6%
2014-09-30	0.34	2.51	-2.17Net Cash	5.58	6.1%
2014-06-30	0.43	2.43	-2.00Net Cash	5.45	8.0%
2014-03-31	0.38	2.36	-1.97Net Cash	5.28	7.3%
2013-12-31	0.46	2.30	-1.83Net Cash	5.22	8.9%
2013-09-30	0.47	2.22	-1.76Net Cash	5.08	9.2%
2013-06-30	0.43	2.16	-1.73Net Cash	4.98	8.7%
2013-03-25	0.26	2.14	-1.87Net Cash	4.46	5.9%
2012-12-31	0.26	2.21	-1.96Net Cash	4.50	5.8%
2012-09-30	0.25	0.22	0.03	4.31	5.9%
2012-06-30	0.25	0.22	0.03	4.29	5.9%
2012-03-31	0.24	0.22	0.02	4.23	5.6%
2011-12-31	0.21	2.15	-1.95Net Cash	4.12	5.0%
2011-09-30	0.18	0.30	-0.12Net Cash	3.94	4.6%
2011-06-30	0.19	0.30	-0.11Net Cash	3.84	5.0%
2011-03-31	0.19	0.31	-0.12Net Cash	3.83	5.0%
2010-12-31	0.18	0.37	-0.19Net Cash	3.78	4.7%
2010-09-30	0.18	0.32	-0.14Net Cash	3.45	5.2%
2010-06-30	0.16	0.24	-0.08Net Cash	3.34	4.8%
2010-03-31	0.19	0.29	-0.10Net Cash	3.35	5.6%
2009-12-31	0.15	0.31	-0.16Net Cash	3.28	4.5%
2009-09-30	0.16	0.11	0.05	3.08	5.2%
2009-06-30	0.18	0.15	0.03	3.08	5.7%
2009-03-31	0.17	0.11	0.05	3.12	5.3%
2008-12-31	0.24	0.14	0.09	3.21	7.3%
2008-09-30	0.20	0.12	0.08	3.15	6.3%
2008-06-30	0.15	0.16	-0.01Net Cash	3.08	4.9%
2008-03-31	0.16	0.14	0.03	3.06	5.3%
2007-12-31	0.17	0.17	0.00	3.07	5.4%
2007-09-30	0.17	0.11	0.06	2.89	5.8%
2007-06-30	0.15	0.11	0.03	2.85	5.2%
2007-03-31	0.11	0.11	0.00	2.87	3.9%
2006-12-31	0.14	0.13	0.01	2.85	5.0%
2006-09-30	0.12	0.11	0.01	2.71	4.4%
2006-06-30	0.11	0.13	-0.01Net Cash	2.72	4.1%
2006-03-31	0.09	0.12	-0.03Net Cash	2.76	3.1%
2005-12-31	0.07	0.13	-0.06Net Cash	2.73	2.7%
2005-09-30	0.06	0.10	-0.03Net Cash	2.48	2.6%
2005-06-30	0.04	0.09	-0.05Net Cash	2.43	1.6%
2005-03-31	0.04	0.09	-0.05Net Cash	2.41	1.8%
2004-12-31	0.04	0.09	-0.06Net Cash	2.32	1.5%
2004-09-30	0.07	0.09	-0.02Net Cash	2.21	3.3%
2004-06-30	0.07	0.08	-0.02Net Cash	2.08	3.2%
2004-03-31	0.02	0.09	-0.07Net Cash	2.08	0.7%
2003-12-31	0.03	0.11	-0.08Net Cash	2.09	1.4%
2003-09-30	0.01	0.11	-0.10Net Cash	2.07	0.7%
2003-06-30	0.01	0.15	-0.14Net Cash	2.03	0.6%
2003-03-31	0.01	0.10	-0.08Net Cash	2.00	0.6%
2002-12-31	0.03	0.11	-0.08Net Cash	1.99	1.3%
2002-09-30	0.03	0.10	-0.07Net Cash	1.95	1.5%
2002-06-30	0.02	0.09	-0.07Net Cash	1.91	1.2%
2002-03-31	0.02	0.08	-0.05Net Cash	1.89	1.2%
2001-12-31	0.02	0.11	-0.09Net Cash	1.93	1.0%
2001-09-30	0.02	0.09	-0.06Net Cash	1.86	1.2%
2001-06-30	0.01	0.08	-0.07Net Cash	1.75	0.7%
2001-03-31	0.03	0.08	-0.05Net Cash	1.78	1.4%
2000-12-31	0.03	0.10	-0.07Net Cash	1.75	1.5%
2000-09-30	0.03	0.08	-0.05Net Cash	1.70	1.5%
2000-06-30	0.01	0.08	-0.06Net Cash	1.67	0.9%
2000-03-31	0.01	0.08	-0.07Net Cash	1.71	0.8%
1999-12-31	0.01	0.12	-0.11Net Cash	1.72	0.6%
1999-09-30	0.01	0.15	-0.14Net Cash	1.69	0.8%
1999-06-30	0.00	0.17	-0.16Net Cash	1.66	0.3%
1999-03-31	0.00	0.19	-0.19Net Cash	1.68	0.0%
1998-12-31	0.00	0.20	-0.20Net Cash	1.69	0.0%
1998-09-30	0.00	0.13	-0.13Net Cash	1.53	0.0%
1998-06-30	0.00	0.17	-0.17Net Cash	1.54	0.1%
1998-03-31	0.00	0.15	-0.15Net Cash	1.54	0.2%
1997-12-31	0.01	0.22	-0.21Net Cash	1.66	0.6%
1997-09-30	0.01	0.18	-0.17Net Cash	1.46	0.4%
1997-06-30	0.00	0.11	-0.11Net Cash	1.27	0.0%
1997-03-31	0.00	0.11	-0.11Net Cash	1.26	0.0%
1996-12-31	0.00	0.13	-0.13Net Cash	1.26	0.0%
1996-09-30	0.00	0.09	-0.09Net Cash	1.20	0.0%