Horace Mann Educators Corporation (HMN)

Solvency & Capital Structure

Total Debt

$593.8M

Net Debt

$96.3M

Horace Mann Educators Corporation currently has $593.8M in total debt. Net debt is $96.3M after cash offsets.

Financial Fundamentals

HMN • Quarterly Data • 5Y View

Date	Total Debt ($B)	Cash & Inv. ($B)	Net Debt ($B)	Total Assets	Debt/Assets
2026-03-31	0.59	0.50	0.10	14.97	4.0%
2025-12-31	0.59	0.63	-0.04Net Cash	15.27	3.9%
2025-09-30	0.84	0.67	0.17	15.49	5.4%
2025-06-30	0.55	5.49	-4.95Net Cash	14.73	3.7%
2025-03-31	0.55	0.49	0.06	14.40	3.8%
2024-12-31	0.55	0.51	0.03	14.49	3.8%
2024-09-30	0.55	0.50	0.05	14.71	3.7%
2024-06-30	0.55	0.48	0.07	14.28	3.8%
2024-03-31	0.55	0.47	0.07	14.24	3.8%
2023-12-31	0.55	5.49	-4.95Net Cash	14.05	3.9%
2023-09-30	0.55	0.65	-0.10Net Cash	13.41	4.1%
2023-06-30	0.50	5.53	-5.03Net Cash	13.67	3.6%
2023-03-31	0.50	5.67	-5.17Net Cash	13.65	3.6%
2022-12-31	0.50	5.41	-4.91Net Cash	13.31	3.7%
2022-09-30	0.50	5.56	-5.06Net Cash	13.31	3.7%
2022-06-30	0.50	6.04	-5.54Net Cash	13.76	3.6%
2022-03-31	0.50	6.37	-5.87Net Cash	14.43	3.5%
2021-12-31	0.50	6.72	-6.22Net Cash	14.38	3.5%
2021-09-30	0.39	6.80	-6.41Net Cash	14.27	2.7%
2021-06-30	0.41	6.88	-6.47Net Cash	14.19	2.9%
2021-03-31	0.44	6.71	-6.27Net Cash	13.75	3.2%
2020-12-31	0.44	6.71	-6.28Net Cash	13.47	3.2%
2020-09-30	0.44	6.69	-6.25Net Cash	13.00	3.4%
2020-06-30	0.44	6.48	-6.04Net Cash	12.57	3.5%
2020-03-31	0.43	6.17	-5.73Net Cash	11.97	3.6%
2019-12-31	0.43	6.18	-5.75Net Cash	12.48	3.5%
2019-09-30	0.43	6.42	-5.98Net Cash	12.33	3.5%
2019-06-30	0.30	6.08	-5.78Net Cash	11.78	2.5%
2019-03-31	0.30	8.23	-7.94Net Cash	11.56	2.6%
2018-12-31	0.30	7.82	-7.52Net Cash	11.03	2.7%
2018-09-30	0.30	7.92	-7.62Net Cash	11.28	2.6%
2018-06-30	0.30	7.97	-7.67Net Cash	11.16	2.7%
2018-03-31	0.30	8.25	-7.95Net Cash	11.07	2.7%
2017-12-31	0.30	8.11	-7.82Net Cash	11.20	2.7%
2017-09-30	0.25	8.34	-8.10Net Cash	11.04	2.2%
2017-06-30	0.25	8.25	-8.01Net Cash	10.88	2.3%
2017-03-31	0.25	0.01	0.24	10.78	2.3%
2016-12-31	0.25	8.02	-7.77Net Cash	10.58	2.3%
2016-09-30	0.25	8.22	-7.98Net Cash	10.69	2.3%
2016-06-30	0.25	8.12	-7.87Net Cash	10.47	2.4%
2016-03-31	0.25	7.88	-7.63Net Cash	10.23	2.4%
2015-12-31	0.25	7.66	-7.42Net Cash	10.06	2.5%
2015-09-30	0.24	7.59	-7.35Net Cash	9.90	2.4%
2015-06-30	0.24	7.43	-7.19Net Cash	9.97	2.4%
2015-03-31	0.24	7.67	-7.43Net Cash	10.07	2.4%
2014-12-31	0.24	7.42	-7.18Net Cash	9.77	2.4%
2014-09-30	0.24	7.35	-7.11Net Cash	9.64	2.5%
2014-06-30	0.24	7.13	-6.90Net Cash	9.45	2.5%
2014-03-31	0.24	6.84	-6.60Net Cash	9.08	2.6%
2013-12-31	0.24	6.56	-6.32Net Cash	8.83	2.7%
2013-09-30	0.24	6.39	-6.15Net Cash	8.52	2.8%
2013-06-30	0.24	6.34	-6.10Net Cash	8.36	2.8%
2013-03-31	0.24	6.48	-6.24Net Cash	8.46	2.8%
2012-12-31	0.24	6.31	-6.07Net Cash	8.17	2.9%
2012-09-30	0.24	0.40	-0.16Net Cash	8.12	2.9%
2012-06-30	0.24	0.25	-0.01Net Cash	7.82	3.0%
2012-03-31	0.24	0.06	0.17	7.70	3.1%
2011-12-31	0.24	0.24	0.00	7.44	3.2%
2011-09-30	0.24	0.29	-0.05Net Cash	7.34	3.2%
2011-06-30	0.24	0.20	0.04	7.21	3.3%
2011-03-31	0.24	0.25	-0.01Net Cash	7.17	3.3%
2010-12-31	0.24	0.01	0.23	7.01	3.4%
2010-09-30	0.24	0.34	-0.10Net Cash	6.98	3.4%
2010-06-30	0.24	0.35	-0.11Net Cash	6.67	3.6%
2010-03-31	0.24	0.32	-0.08Net Cash	6.60	3.6%
2009-12-31	0.24	0.01	0.23	6.34	3.7%
2009-09-30	0.24	0.53	-0.30Net Cash	6.29	3.8%
2009-06-30	0.24	0.53	-0.29Net Cash	5.83	4.1%
2009-03-31	0.24	0.49	-0.25Net Cash	5.53	4.3%
2008-12-31	0.24	0.36	-0.13Net Cash	5.51	4.3%
2008-09-30	0.20	0.29	-0.09Net Cash	5.79	3.4%
2008-06-30	0.20	0.26	-0.06Net Cash	6.05	3.3%
2008-03-31	0.20	0.31	-0.12Net Cash	6.08	3.3%
2007-12-31	0.20	0.23	-0.03Net Cash	6.26	3.2%
2007-09-30	0.20	0.34	-0.14Net Cash	6.30	3.2%
2007-06-30	0.20	0.55	-0.35Net Cash	6.48	3.1%
2007-03-31	0.23	0.36	-0.13Net Cash	6.47	3.6%
2006-12-31	0.23	0.03	0.20	6.33	3.7%
2006-09-30	0.23	0.39	-0.16Net Cash	6.28	3.7%
2006-06-30	0.24	0.47	-0.23Net Cash	6.00	4.0%
2006-03-31	0.19	0.37	-0.18Net Cash	6.03	3.1%
2005-12-31	0.19	0.19	-0.00Net Cash	5.84	3.3%
2005-09-30	0.19	0.37	-0.18Net Cash	6.03	3.2%
2005-06-30	0.19	0.30	-0.11Net Cash	5.82	3.3%
2005-03-31	0.17	0.26	-0.09Net Cash	5.58	3.0%
2004-12-31	0.17	0.00	0.17	5.37	3.2%
2004-09-30	0.17	0.47	-0.30Net Cash	5.75	3.0%
2004-06-30	0.17	0.36	-0.20Net Cash	5.42	3.1%
2004-03-31	0.17	0.03	0.14	5.52	3.1%
2003-12-31	0.17	0.02	0.15	4.95	3.4%
2003-09-30	0.14	0.05	0.10	5.30	2.7%
2003-06-30	0.14	0.43	-0.29Net Cash	5.15	2.8%
2003-03-31	0.14	0.03	0.11	4.91	2.9%
2002-12-31	0.14	0.06	0.08	4.51	3.2%
2002-09-30	0.19	0.01	0.18	4.84	3.9%
2002-06-30	0.21	0.02	0.19	4.86	4.4%
2002-03-31	0.15	0.03	0.12	4.86	3.1%
2001-12-31	0.15	0.03	0.12	4.46	3.4%
2001-09-30	0.15	0.02	0.13	4.63	3.2%
2001-06-30	0.15	0.02	0.13	4.63	3.2%
2001-03-31	0.15	0.02	0.13	4.51	3.3%
2000-12-31	0.15	0.02	0.13	4.42	3.4%
2000-09-30	0.15	0.02	0.13	4.35	3.4%
2000-06-30	0.15	0.03	0.12	4.28	3.5%
2000-03-31	0.15	0.02	0.13	4.23	3.5%
1999-12-31	0.15	0.02	0.13	4.25	3.5%
1999-09-30	0.15	0.02	0.13	4.22	3.5%
1999-06-30	0.15	0.02	0.13	4.33	3.4%
1999-03-31	0.15	0.02	0.13	4.40	3.4%
1998-12-31	0.15	0.10	0.05	4.40	3.4%
1998-09-30	0.14	0.01	0.13	4.28	3.4%
1998-06-30	0.14	0.01	0.13	4.30	3.4%
1998-03-31	0.14	0.01	0.13	4.36	3.2%
1997-12-31	0.14	0.00	0.14	4.13	3.4%
1997-09-30	0.14	0.01	0.13	4.11	3.4%
1997-06-30	0.14	0.01	0.13	3.97	3.6%
1997-03-31	0.13	0.01	0.13	3.86	3.5%
1996-12-31	0.13	0.01	0.12	3.86	3.5%
1996-09-30	0.15	0.01	0.14	3.75	4.0%
1996-06-30	0.16	0.01	0.14	3.68	4.3%