Total Debt
$984.7M
Net Debt
$719.3M
HealthEquity, Inc. currently has $984.7M in total debt. Net debt is $719.3M after cash offsets.
Financial Fundamentals
HQY • Quarterly Data • 5Y View
| Date | Total Debt ($B) | Cash & Inv. ($B) | Net Debt ($B) | Total Assets | Debt/Assets |
|---|---|---|---|---|---|
| 2026-04-30 | 0.98 | 0.27 | 0.72 | 3.31 | 29.8% |
| 2026-01-31 | 1.00 | 0.32 | 0.68 | 3.43 | 29.2% |
| 2025-10-31 | 1.03 | 0.31 | 0.72 | 3.40 | 30.3% |
| 2025-07-31 | 1.06 | 0.30 | 0.75 | 3.42 | 30.9% |
| 2025-04-30 | 1.11 | 0.29 | 0.82 | 3.42 | 32.4% |
| 2025-01-31 | 1.11 | 0.30 | 0.81 | 3.45 | 32.1% |
| 2024-10-31 | 1.14 | 0.32 | 0.81 | 3.49 | 32.5% |
| 2024-07-31 | 1.16 | 0.33 | 0.83 | 3.51 | 32.9% |
| 2024-04-30 | 0.98 | 0.25 | 0.73 | 3.25 | 30.3% |
| 2024-01-31 | 0.93 | 0.40 | 0.53 | 3.16 | 29.5% |
| 2023-10-31 | 0.93 | 0.33 | 0.60 | 3.09 | 30.2% |
| 2023-07-31 | 0.94 | 0.29 | 0.65 | 3.07 | 30.5% |
| 2023-04-30 | 0.94 | 0.23 | 0.72 | 3.04 | 31.0% |
| 2023-01-31 | 0.99 | 0.25 | 0.74 | 3.09 | 32.2% |
| 2022-10-31 | 1.00 | 0.21 | 0.79 | 3.06 | 32.6% |
| 2022-07-31 | 1.00 | 0.18 | 0.83 | 3.07 | 32.6% |
| 2022-04-30 | 1.01 | 0.16 | 0.84 | 3.07 | 32.8% |
| 2022-01-31 | 1.01 | 0.23 | 0.78 | 3.11 | 32.4% |
| 2021-10-31 | 1.01 | 0.65 | 0.36 | 3.10 | 32.6% |
| 2021-07-31 | 1.06 | 0.75 | 0.30 | 3.15 | 33.6% |
| 2021-04-30 | 1.06 | 0.74 | 0.32 | 3.16 | 33.5% |
| 2021-01-31 | 1.07 | 0.33 | 0.75 | 2.71 | 39.7% |
| 2020-10-31 | 1.09 | 0.30 | 0.79 | 2.66 | 41.1% |
| 2020-07-31 | 1.10 | 0.27 | 0.83 | 2.66 | 41.3% |
| 2020-04-30 | 1.31 | 0.17 | 1.14 | 2.56 | 51.1% |
| 2020-01-31 | 1.30 | 0.19 | 1.11 | 2.56 | 50.7% |
| 2019-10-31 | 1.31 | 0.17 | 1.14 | 2.56 | 51.2% |
| 2019-07-31 | 0.04 | 0.82 | -0.78Net Cash | 1.10 | 3.6% |
| 2019-04-30 | 0.04 | 0.33 | -0.29Net Cash | 0.60 | 6.7% |
| 2019-01-31 | 0.00 | 0.36 | -0.36Net Cash | 0.51 | 0.0% |
| 2018-10-31 | 0.00 | 0.33 | -0.33Net Cash | 0.48 | 0.0% |
| 2018-07-31 | 0.00 | 0.30 | -0.30Net Cash | 0.45 | 0.0% |
| 2018-04-30 | 0.00 | 0.27 | -0.27Net Cash | 0.42 | 0.0% |
| 2018-01-31 | 0.00 | 0.24 | -0.24Net Cash | 0.37 | 0.0% |
| 2017-10-31 | 0.00 | 0.23 | -0.23Net Cash | 0.36 | 0.0% |
| 2017-07-31 | 0.00 | 0.21 | -0.21Net Cash | 0.33 | 0.0% |
| 2017-04-30 | 0.00 | 0.20 | -0.20Net Cash | 0.30 | 0.0% |
| 2017-01-31 | 0.00 | 0.18 | -0.18Net Cash | 0.28 | 0.0% |
| 2016-10-31 | 0.00 | 0.17 | -0.17Net Cash | 0.26 | 0.0% |
| 2016-07-31 | 0.00 | 0.15 | -0.15Net Cash | 0.25 | 0.0% |
| 2016-04-30 | 0.00 | 0.13 | -0.13Net Cash | 0.23 | 0.0% |
| 2016-01-31 | 0.00 | 0.12 | -0.12Net Cash | 0.22 | 0.0% |
| 2015-10-31 | 0.00 | 0.13 | -0.13Net Cash | 0.21 | 0.0% |
| 2015-07-31 | 0.00 | 0.15 | -0.15Net Cash | 0.20 | 0.0% |
| 2015-04-30 | 0.00 | 0.11 | -0.11Net Cash | 0.17 | 0.0% |
| 2015-01-31 | 0.00 | 0.11 | -0.11Net Cash | 0.16 | 0.0% |
| 2014-10-31 | 0.00 | 0.11 | -0.11Net Cash | 0.15 | 0.0% |
| 2014-07-31 | 0.00 | 0.02 | -0.02Net Cash | 0.07 | 0.0% |
| 2014-04-30 | 0.00 | 0.01 | -0.01Net Cash | 0.06 | 0.0% |
| 2014-01-31 | 0.00 | 0.01 | -0.01Net Cash | 0.06 | 0.0% |
| 2013-04-30 | 0.00 | 0.01 | -0.01Net Cash | 0.00 | — |