Total Debt
$99.8M
Net Debt
-$827.9M
Live Oak Bancshares, Inc. currently has $99.8M in total debt. Net debt is -$827.9M after cash offsets. This 'Net Cash' position indicates exceptional financial strength.
Financial Fundamentals
LOB • Quarterly Data • 5Y View
| Date | Total Debt ($B) | Cash & Inv. ($B) | Net Debt ($B) | Total Assets | Debt/Assets |
|---|---|---|---|---|---|
| 2026-06-30 | 0.10 | 0.93 | -0.83Net Cash | 16.04 | 0.6% |
| 2026-03-31 | 0.10 | 1.69 | -1.59Net Cash | 15.30 | 0.7% |
| 2025-12-31 | 0.10 | 1.73 | -1.62Net Cash | 15.13 | 0.7% |
| 2025-09-30 | 0.11 | 1.64 | -1.53Net Cash | 14.67 | 0.7% |
| 2025-06-30 | 0.11 | 1.39 | -1.28Net Cash | 13.83 | 0.8% |
| 2025-03-31 | 0.11 | 1.45 | -1.34Net Cash | 13.60 | 0.8% |
| 2024-12-31 | 0.11 | 0.63 | -0.52Net Cash | 12.94 | 0.9% |
| 2024-09-30 | 0.12 | 1.90 | -1.78Net Cash | 12.61 | 0.9% |
| 2024-06-30 | 0.12 | 1.77 | -1.65Net Cash | 11.87 | 1.0% |
| 2024-03-31 | 0.12 | 1.72 | -1.60Net Cash | 11.51 | 1.0% |
| 2023-12-31 | 0.02 | 1.71 | -1.69Net Cash | 11.27 | 0.2% |
| 2023-09-30 | 0.03 | 1.64 | -1.61Net Cash | 10.95 | 0.2% |
| 2023-06-30 | 0.03 | 1.95 | -1.92Net Cash | 10.82 | 0.3% |
| 2023-03-31 | 0.03 | 1.62 | -1.59Net Cash | 10.36 | 0.3% |
| 2022-12-31 | 0.08 | 1.30 | -1.22Net Cash | 9.86 | 0.8% |
| 2022-09-30 | 0.04 | 1.34 | -1.31Net Cash | 9.31 | 0.4% |
| 2022-06-30 | 0.09 | 1.51 | -1.43Net Cash | 9.12 | 0.9% |
| 2022-03-31 | 0.20 | 1.33 | -1.13Net Cash | 8.62 | 2.3% |
| 2021-12-31 | 0.32 | 1.10 | -0.78Net Cash | 8.21 | 3.9% |
| 2021-09-30 | 0.58 | 1.20 | -0.63Net Cash | 8.14 | 7.1% |
| 2021-06-30 | 1.01 | 1.25 | -0.24Net Cash | 8.24 | 12.3% |
| 2021-03-31 | 1.47 | 1.41 | 0.05 | 8.42 | 17.4% |
| 2020-12-31 | 1.54 | 1.05 | 0.49 | 7.87 | 19.6% |
| 2020-09-30 | 1.75 | 1.38 | 0.37 | 8.09 | 21.6% |
| 2020-06-30 | 1.72 | 2.04 | -0.32Net Cash | 8.21 | 21.0% |
| 2020-03-31 | 0.05 | 0.84 | -0.79Net Cash | 5.28 | 1.0% |
| 2019-12-31 | 0.00 | 0.67 | -0.67Net Cash | 4.81 | 0.0% |
| 2019-09-30 | 0.00 | 0.74 | -0.73Net Cash | 4.60 | 0.1% |
| 2019-06-30 | 0.00 | 0.70 | -0.70Net Cash | 4.27 | 0.1% |
| 2019-03-31 | 0.00 | 0.80 | -0.79Net Cash | 4.06 | 0.1% |
| 2018-12-31 | 0.00 | 0.70 | -0.70Net Cash | 3.67 | 0.1% |
| 2018-09-30 | 0.00 | 0.74 | -0.74Net Cash | 3.44 | 0.0% |
| 2018-06-30 | 0.00 | 0.78 | -0.78Net Cash | 3.47 | 0.1% |
| 2018-03-31 | 0.00 | 0.91 | -0.91Net Cash | 3.46 | 0.1% |
| 2017-12-31 | 0.03 | 0.39 | -0.37Net Cash | 2.76 | 1.0% |
| 2017-09-30 | 0.03 | 0.34 | -0.31Net Cash | 2.43 | 1.1% |
| 2017-06-30 | 0.06 | 0.29 | -0.22Net Cash | 2.20 | 2.8% |
| 2017-03-31 | 0.04 | 0.23 | -0.19Net Cash | 1.93 | 2.1% |
| 2016-12-31 | 0.03 | 0.32 | -0.28Net Cash | 1.76 | 1.8% |
| 2016-09-30 | 0.03 | 0.43 | -0.41Net Cash | 1.67 | 1.7% |
| 2016-06-30 | 0.03 | 0.25 | -0.22Net Cash | 1.40 | 2.0% |
| 2016-03-31 | 0.03 | 0.29 | -0.26Net Cash | 1.27 | 2.2% |
| 2015-12-31 | 0.03 | 0.17 | -0.13Net Cash | 1.05 | 3.1% |
| 2015-09-30 | 0.04 | 0.19 | -0.15Net Cash | 1.01 | 4.2% |
| 2015-06-30 | 0.05 | 0.19 | -0.14Net Cash | 0.90 | 6.1% |
| 2015-03-31 | 0.05 | 0.11 | -0.06Net Cash | 0.72 | 6.9% |
| 2014-12-31 | 0.05 | 0.09 | -0.04Net Cash | 0.67 | 7.1% |