Total Debt
$403.3M
Net Debt
$122.7M
MetroCity Bankshares, Inc. currently has $403.3M in total debt. Net debt is $122.7M after cash offsets.
Financial Fundamentals
MCBS • Quarterly Data • 5Y View
| Date | Total Debt ($B) | Cash & Inv. ($B) | Net Debt ($B) | Total Assets | Debt/Assets |
|---|---|---|---|---|---|
| 2026-06-30 | 0.40 | 0.28 | 0.12 | 4.52 | 8.9% |
| 2026-03-31 | 0.44 | 0.40 | 0.04 | 4.69 | 9.4% |
| 2025-12-31 | 0.54 | 0.42 | 0.12 | 4.77 | 11.3% |
| 2025-09-30 | 0.43 | 0.22 | 0.22 | 3.63 | 11.9% |
| 2025-06-30 | 0.43 | 0.28 | 0.16 | 3.62 | 12.0% |
| 2025-03-31 | 0.43 | 0.29 | 0.15 | 3.66 | 11.8% |
| 2024-12-31 | 0.38 | 0.25 | 0.13 | 3.59 | 10.7% |
| 2024-09-30 | 0.38 | 0.30 | 0.09 | 3.57 | 10.7% |
| 2024-06-30 | 0.38 | 0.34 | 0.04 | 3.62 | 10.6% |
| 2024-03-31 | 0.36 | 0.27 | 0.09 | 3.65 | 9.8% |
| 2023-12-31 | 0.34 | 0.16 | 0.17 | 3.50 | 9.6% |
| 2023-09-30 | 0.33 | 0.30 | 0.04 | 3.51 | 9.5% |
| 2023-06-30 | 0.33 | 0.27 | 0.06 | 3.48 | 9.6% |
| 2023-03-31 | 0.38 | 0.24 | 0.15 | 3.42 | 11.2% |
| 2022-12-31 | 0.38 | 0.17 | 0.21 | 3.43 | 11.2% |
| 2022-09-30 | 0.38 | 0.18 | 0.20 | 3.35 | 11.5% |
| 2022-06-30 | 0.38 | 0.24 | 0.14 | 3.17 | 12.1% |
| 2022-03-31 | 0.39 | 0.44 | -0.05Net Cash | 3.14 | 12.4% |
| 2021-12-31 | 0.51 | 0.46 | 0.05 | 3.11 | 16.4% |
| 2021-09-30 | 0.31 | 0.27 | 0.04 | 2.75 | 11.3% |
| 2021-06-30 | 0.21 | 0.33 | -0.11Net Cash | 2.52 | 8.4% |
| 2021-03-31 | 0.09 | 0.19 | -0.10Net Cash | 2.15 | 4.2% |
| 2020-12-31 | 0.12 | 0.16 | -0.04Net Cash | 1.90 | 6.4% |
| 2020-09-30 | 0.11 | 0.13 | -0.02Net Cash | 1.74 | 6.4% |
| 2020-06-30 | 0.09 | 0.23 | -0.13Net Cash | 1.72 | 5.5% |
| 2020-03-31 | 0.10 | 0.22 | -0.12Net Cash | 1.60 | 5.9% |
| 2019-12-31 | 0.08 | 0.29 | -0.21Net Cash | 1.63 | 4.6% |
| 2019-09-30 | 0.08 | 0.28 | -0.20Net Cash | 1.64 | 4.6% |
| 2019-06-30 | 0.00 | 0.15 | -0.15Net Cash | 1.52 | 0.2% |
| 2019-03-31 | 0.00 | 0.11 | -0.10Net Cash | 1.49 | 0.3% |
| 2018-12-31 | 0.00 | 0.15 | -0.14Net Cash | 1.43 | 0.3% |
| 2018-09-30 | 0.00 | 0.17 | -0.17Net Cash | 1.44 | 0.3% |
| 2018-06-30 | 0.01 | 0.08 | -0.07Net Cash | 1.35 | 1.1% |
| 2018-03-31 | 0.05 | 0.07 | -0.02Net Cash | 1.30 | 3.8% |
| 2017-12-31 | 0.13 | 0.12 | 0.01 | 1.29 | 9.7% |
| 2017-09-30 | 0.12 | 0.08 | 0.05 | 1.24 | 10.0% |
| 2017-06-30 | 0.05 | 0.08 | -0.03Net Cash | 1.14 | 4.7% |
| 2016-12-31 | 0.11 | 0.09 | 0.02 | 1.10 | 10.4% |
| 2016-09-30 | 0.07 | 0.06 | 0.01 | 0.96 | 7.2% |
| 2016-06-30 | 0.04 | 0.06 | -0.02Net Cash | 0.79 | 4.4% |
| 2016-03-31 | 0.02 | 0.06 | -0.05Net Cash | 0.73 | 2.1% |
| 2015-12-31 | 0.02 | 0.07 | -0.05Net Cash | 0.67 | 2.3% |