Total Debt
$344.9M
Net Debt
-$1.61B
Midland States Bancorp, Inc. currently has $344.9M in total debt. Net debt is -$1.61B after cash offsets. This 'Net Cash' position indicates exceptional financial strength.
Financial Fundamentals
MSBI • Quarterly Data • 5Y View
| Date | Total Debt ($B) | Cash & Inv. ($B) | Net Debt ($B) | Total Assets | Debt/Assets |
|---|---|---|---|---|---|
| 2026-06-30 | 0.34 | 1.95 | -1.61Net Cash | 6.70 | 5.1% |
| 2026-03-31 | 0.42 | 1.45 | -1.03Net Cash | 6.55 | 6.4% |
| 2025-12-31 | 0.38 | 1.42 | -1.04Net Cash | 6.51 | 5.8% |
| 2025-09-30 | 0.55 | 1.31 | -0.77Net Cash | 6.91 | 7.9% |
| 2025-06-30 | 0.43 | 0.18 | 0.25 | 7.11 | 6.1% |
| 2025-03-31 | 0.62 | 1.21 | -0.59Net Cash | 7.28 | 8.5% |
| 2024-12-31 | 0.42 | 1.07 | -0.64Net Cash | 7.51 | 5.6% |
| 2024-09-30 | 0.52 | 1.33 | -0.81Net Cash | 7.75 | 6.7% |
| 2024-06-30 | 0.70 | 1.22 | -0.52Net Cash | 7.76 | 9.0% |
| 2024-03-31 | 0.56 | 1.21 | -0.64Net Cash | 7.83 | 7.2% |
| 2023-12-31 | 0.60 | 1.05 | -0.45Net Cash | 7.87 | 7.7% |
| 2023-09-30 | 0.65 | 0.97 | -0.32Net Cash | 7.98 | 8.1% |
| 2023-06-30 | 0.69 | 1.04 | -0.35Net Cash | 8.03 | 8.6% |
| 2023-03-31 | 0.61 | 0.95 | -0.34Net Cash | 7.93 | 7.7% |
| 2022-12-31 | 0.64 | 0.92 | -0.28Net Cash | 7.86 | 8.2% |
| 2022-09-30 | 0.56 | 0.99 | -0.43Net Cash | 7.82 | 7.1% |
| 2022-06-30 | 0.49 | 1.02 | -0.53Net Cash | 7.44 | 6.6% |
| 2022-03-31 | 0.52 | 1.18 | -0.66Net Cash | 7.34 | 7.1% |
| 2021-12-31 | 0.54 | 1.58 | -1.04Net Cash | 7.44 | 7.2% |
| 2021-09-30 | 0.66 | 1.55 | -0.89Net Cash | 7.09 | 9.3% |
| 2021-06-30 | 0.67 | 1.17 | -0.50Net Cash | 6.63 | 10.0% |
| 2021-03-31 | 0.78 | 1.31 | -0.53Net Cash | 6.88 | 11.4% |
| 2020-12-31 | 1.03 | 1.01 | 0.02 | 6.87 | 15.0% |
| 2020-09-30 | 0.93 | 1.07 | -0.14Net Cash | 6.70 | 13.9% |
| 2020-06-30 | 0.96 | 1.15 | -0.19Net Cash | 6.64 | 14.4% |
| 2020-03-31 | 0.82 | 1.10 | -0.28Net Cash | 6.21 | 13.2% |
| 2019-12-31 | 0.77 | 1.04 | -0.27Net Cash | 6.09 | 12.6% |
| 2019-09-30 | 0.89 | 1.07 | -0.18Net Cash | 6.11 | 14.6% |
| 2019-06-30 | 0.80 | 0.85 | -0.05Net Cash | 5.55 | 14.4% |
| 2019-03-31 | 0.89 | 0.93 | -0.04Net Cash | 5.64 | 15.8% |
| 2018-12-31 | 0.86 | 0.87 | -0.01Net Cash | 5.64 | 15.2% |
| 2018-09-30 | 0.89 | 0.92 | -0.03Net Cash | 5.72 | 15.6% |
| 2018-06-30 | 0.89 | 0.98 | -0.09Net Cash | 5.73 | 15.5% |
| 2018-03-31 | 0.81 | 0.33 | 0.48 | 5.72 | 14.2% |
| 2017-12-31 | 0.75 | 0.67 | 0.08 | 4.41 | 16.9% |
| 2017-09-30 | 0.70 | 0.58 | 0.12 | 4.35 | 16.0% |
| 2017-06-30 | 0.63 | 0.72 | -0.09Net Cash | 4.49 | 13.9% |
| 2017-03-31 | 0.43 | 0.48 | -0.05Net Cash | 3.37 | 12.7% |
| 2016-12-31 | 0.42 | 0.44 | -0.01Net Cash | 3.23 | 13.1% |
| 2016-09-30 | 0.43 | 0.48 | -0.05Net Cash | 3.25 | 13.2% |
| 2016-06-30 | 0.28 | 0.36 | -0.09Net Cash | 3.02 | 9.2% |
| 2016-03-31 | 0.20 | 0.40 | -0.19Net Cash | 2.90 | 7.0% |
| 2015-12-31 | 0.21 | 0.45 | -0.24Net Cash | 2.88 | 7.3% |
| 2015-09-30 | 0.26 | 0.21 | 0.05 | 2.83 | 9.1% |
| 2015-06-30 | 0.27 | 0.17 | 0.10 | 2.75 | 9.7% |
| 2015-03-31 | 0.25 | 0.29 | -0.04Net Cash | 2.81 | 8.9% |
| 2014-12-31 | 0.21 | 0.41 | -0.20Net Cash | 2.68 | 7.9% |
| 2014-09-30 | 0.11 | 0.11 | -0.00Net Cash | 1.82 | 6.1% |
| 2014-06-30 | 0.09 | 0.10 | -0.01Net Cash | 1.75 | 5.3% |
| 2014-03-31 | 0.09 | 0.08 | 0.02 | 1.70 | 5.4% |
| 2013-12-31 | 0.09 | 0.09 | 0.01 | 1.74 | 5.3% |
| 2013-09-30 | 0.09 | 0.09 | 0.00 | 1.71 | 5.4% |
| 2013-06-30 | 0.10 | 0.10 | 0.00 | 1.67 | 5.9% |
| 2013-03-31 | 0.09 | 0.11 | -0.02Net Cash | 1.52 | 5.9% |
| 2012-12-31 | 0.00 | 0.11 | -0.11Net Cash | 1.57 | 0.0% |
| 2011-03-31 | 0.08 | 0.06 | 0.02 | 1.58 | 5.0% |