Norwood Financial Corp. (NWFL)

Solvency & Capital Structure

Total Debt

$65.5M

Net Debt

-$433.7M

Norwood Financial Corp. currently has $65.5M in total debt. Net debt is -$433.7M after cash offsets. This 'Net Cash' position indicates exceptional financial strength.

Financial Fundamentals

NWFL • Quarterly Data • 5Y View

Date	Total Debt ($B)	Cash & Inv. ($B)	Net Debt ($B)	Total Assets	Debt/Assets
2026-06-30	0.07	0.50	-0.43Net Cash	2.91	2.3%
2026-03-31	0.09	0.23	-0.14Net Cash	2.92	3.0%
2025-12-31	0.07	0.32	-0.25Net Cash	2.42	3.1%
2025-09-30	0.07	0.22	-0.14Net Cash	2.41	3.0%
2025-06-30	0.11	0.35	-0.24Net Cash	2.37	4.7%
2025-03-31	0.12	0.38	-0.26Net Cash	2.38	5.0%
2024-12-31	0.19	0.47	-0.28Net Cash	2.32	8.4%
2024-09-30	0.14	0.48	-0.34Net Cash	2.28	6.0%
2024-06-30	0.15	0.47	-0.32Net Cash	2.24	6.7%
2024-03-31	0.21	0.51	-0.30Net Cash	2.26	9.3%
2023-12-31	0.17	0.47	-0.30Net Cash	2.20	7.6%
2023-09-30	0.24	0.43	-0.19Net Cash	2.18	11.1%
2023-06-30	0.21	0.44	-0.22Net Cash	2.14	9.9%
2023-03-31	0.15	0.45	-0.30Net Cash	2.10	7.1%
2022-12-31	0.17	0.45	-0.28Net Cash	2.05	8.5%
2022-09-30	0.07	0.47	-0.40Net Cash	2.02	3.6%
2022-06-30	0.07	0.55	-0.48Net Cash	2.07	3.6%
2022-03-31	0.09	0.60	-0.51Net Cash	2.08	4.4%
2021-12-31	0.09	0.61	-0.52Net Cash	2.07	4.4%
2021-09-30	0.11	0.58	-0.47Net Cash	2.05	5.4%
2021-06-30	0.12	0.54	-0.42Net Cash	2.03	5.9%
2021-03-31	0.11	0.49	-0.37Net Cash	2.01	5.6%
2020-12-31	0.11	0.34	-0.23Net Cash	1.85	5.7%
2020-09-30	0.12	0.32	-0.21Net Cash	1.84	6.3%
2020-06-30	0.11	0.28	-0.17Net Cash	1.35	7.8%
2020-03-31	0.09	0.24	-0.14Net Cash	1.24	7.4%
2019-12-31	0.12	0.23	-0.11Net Cash	1.23	9.6%
2019-09-30	0.09	0.23	-0.14Net Cash	1.22	7.3%
2019-06-30	0.09	0.26	-0.16Net Cash	1.22	7.5%
2019-03-31	0.09	0.26	-0.17Net Cash	1.20	7.1%
2018-12-31	0.11	0.26	-0.16Net Cash	1.18	8.9%
2018-09-30	0.09	0.26	-0.18Net Cash	1.16	7.7%
2018-06-30	0.07	0.28	-0.20Net Cash	1.15	6.4%
2018-03-31	0.06	0.28	-0.22Net Cash	1.13	5.6%
2017-12-31	0.08	0.30	-0.22Net Cash	1.13	6.9%
2017-09-30	0.08	0.30	-0.22Net Cash	1.13	7.0%
2017-06-30	0.07	0.32	-0.25Net Cash	1.13	6.0%
2017-03-31	0.06	0.32	-0.26Net Cash	1.11	5.2%
2016-12-31	0.06	0.32	-0.25Net Cash	1.11	5.8%
2016-09-30	0.08	0.34	-0.27Net Cash	1.13	6.7%
2016-06-30	0.07	0.14	-0.07Net Cash	0.77	9.7%
2016-03-31	0.09	0.15	-0.06Net Cash	0.76	12.0%
2015-12-31	0.09	0.15	-0.05Net Cash	0.75	12.6%
2015-09-30	0.07	0.17	-0.09Net Cash	0.75	9.4%
2015-06-30	0.07	0.17	-0.10Net Cash	0.75	9.5%
2015-03-31	0.06	0.18	-0.12Net Cash	0.73	8.0%
2014-12-31	0.05	0.17	-0.12Net Cash	0.71	6.7%
2014-09-30	0.07	0.17	-0.10Net Cash	0.72	9.4%
2014-06-30	0.06	0.17	-0.11Net Cash	0.72	8.5%
2014-03-31	0.06	0.16	-0.10Net Cash	0.70	9.1%
2013-12-31	0.07	0.17	-0.09Net Cash	0.71	10.4%
2013-09-30	0.06	0.18	-0.12Net Cash	0.70	8.3%
2013-06-30	0.05	0.18	-0.13Net Cash	0.70	7.5%
2013-03-31	0.05	0.16	-0.12Net Cash	0.68	6.9%
2012-12-31	0.05	0.16	-0.11Net Cash	0.67	7.6%
2012-09-30	0.06	0.04	0.02	0.70	8.6%
2012-06-30	0.05	0.02	0.03	0.68	8.0%
2012-03-31	0.04	0.02	0.02	0.69	6.3%
2011-12-31	0.07	0.17	-0.10Net Cash	0.67	10.7%
2011-09-30	0.06	0.04	0.02	0.68	8.8%
2011-06-30	0.07	0.04	0.03	0.70	10.6%
2011-03-31	0.06	0.02	0.04	0.53	11.4%
2010-12-31	0.07	0.01	0.06	0.54	13.3%
2010-09-30	0.06	0.02	0.05	0.53	11.7%
2010-06-30	0.07	0.03	0.04	0.55	12.3%
2010-03-31	0.06	0.02	0.04	0.53	12.3%
2009-12-31	0.07	0.01	0.05	0.53	13.0%
2009-09-30	0.06	0.01	0.05	0.51	12.1%
2009-06-30	0.07	0.01	0.06	0.51	13.3%
2009-03-31	0.07	0.02	0.06	0.51	14.2%
2008-12-31	0.08	0.01	0.07	0.50	16.1%
2008-09-30	0.08	0.01	0.07	0.50	15.4%
2008-06-30	0.07	0.01	0.06	0.49	13.2%
2008-03-31	0.05	0.01	0.04	0.48	10.5%
2007-12-31	0.05	0.01	0.04	0.48	10.3%
2007-09-30	0.05	0.01	0.04	0.47	9.6%
2007-06-30	0.04	0.01	0.03	0.47	8.9%
2007-03-31	0.04	0.01	0.03	0.46	9.3%
2006-12-31	0.04	0.01	0.03	0.45	7.9%
2006-09-30	0.03	0.01	0.02	0.45	7.3%
2006-06-30	0.05	0.01	0.04	0.46	10.7%
2006-03-31	0.04	0.01	0.03	0.43	9.9%
2005-12-31	0.04	0.01	0.03	0.43	9.6%
2005-09-30	0.03	0.01	0.02	0.43	8.1%
2005-06-30	0.03	0.01	0.02	0.42	8.0%
2005-03-31	0.05	0.01	0.04	0.41	11.6%
2004-12-31	0.05	0.01	0.04	0.41	11.2%
2004-09-30	0.03	0.01	0.02	0.40	8.6%
2004-06-30	0.04	0.01	0.03	0.40	9.5%
2004-03-31	0.03	0.01	0.02	0.38	8.4%
2003-12-31	0.04	0.01	0.03	0.39	9.3%
2003-09-30	0.03	0.01	0.02	0.39	8.4%
2003-06-30	0.03	0.01	0.02	0.38	8.0%
2003-03-31	0.03	0.01	0.02	0.37	8.4%
2002-12-31	0.03	0.01	0.02	0.37	8.7%
2002-09-30	0.04	0.01	0.02	0.38	10.1%
2002-06-30	0.03	0.12	-0.09Net Cash	0.36	9.2%
2002-03-31	0.03	0.01	0.02	0.35	8.5%
2001-12-31	0.03	0.01	0.02	0.35	9.1%
2001-09-30	0.03	0.01	0.02	0.35	8.8%
2001-06-30	0.04	0.01	0.03	0.34	11.0%
2001-03-31	0.03	0.01	0.03	0.32	10.8%
2000-12-31	0.04	0.01	0.03	0.33	11.0%
2000-09-30	0.04	0.01	0.03	0.33	13.0%
2000-06-30	0.05	0.01	0.04	0.32	14.2%
2000-03-31	0.04	0.01	0.03	0.32	11.6%
1999-12-31	0.04	0.01	0.03	0.31	12.3%
1999-09-30	0.03	0.01	0.02	0.31	11.3%
1999-06-30	0.03	0.01	0.02	0.30	10.1%
1999-03-31	0.01	0.01	0.01	0.28	5.3%
1998-12-31	0.01	0.01	-0.00Net Cash	0.28	3.5%
1998-09-30	0.01	0.02	-0.01Net Cash	0.28	2.5%
1998-06-30	0.02	0.01	0.00	0.27	6.0%
1998-03-31	0.01	0.01	-0.00Net Cash	0.26	3.5%
1997-12-31	0.01	0.01	-0.00Net Cash	0.26	2.7%
1997-09-30	0.01	0.00	0.01	0.27	3.5%
1997-06-30	0.01	0.00	0.01	0.26	4.6%
1997-03-31	0.01	0.00	0.01	0.26	4.4%
1996-12-31	0.00	0.00	0.00	0.26	1.2%
1996-09-30	0.00	0.00	0.00	0.25	1.6%