OceanFirst Financial Corp. (OCFC)

Solvency & Capital Structure

Total Debt

—

Net Debt

-$2.34B

OceanFirst Financial Corp. currently has — in total debt. Net debt is -$2.34B after cash offsets. This 'Net Cash' position indicates exceptional financial strength.

Financial Fundamentals

OCFC • Quarterly Data • 5Y View

Date	Total Debt ($B)	Cash & Inv. ($B)	Net Debt ($B)	Total Assets	Debt/Assets
2026-06-30	0.00	2.34	-2.34Net Cash	23.27	0.0%
2026-03-31	1.50	1.32	0.18	14.56	10.3%
2025-12-31	1.63	1.37	0.27	14.56	11.2%
2025-09-30	1.97	1.54	0.43	14.32	13.7%
2025-06-30	1.20	0.91	0.29	13.33	9.0%
2025-03-31	1.15	0.91	0.24	13.31	8.7%
2024-12-31	1.26	0.95	0.31	13.42	9.4%
2024-09-30	1.39	1.13	0.27	13.49	10.3%
2024-06-30	1.29	0.90	0.39	13.32	9.7%
2024-03-31	1.15	0.88	0.28	13.42	8.6%
2023-12-31	1.05	0.91	0.14	13.54	7.7%
2023-09-30	0.89	0.86	0.02	13.50	6.6%
2023-06-30	1.36	0.91	0.45	13.54	10.1%
2023-03-31	1.61	0.95	0.66	13.56	11.9%
2022-12-31	1.48	0.63	0.85	13.10	11.3%
2022-09-30	0.81	0.64	0.16	12.68	6.4%
2022-06-30	0.79	0.70	0.09	12.44	6.3%
2022-03-31	0.39	0.76	-0.37Net Cash	12.16	3.2%
2021-12-31	0.35	0.77	-0.42Net Cash	11.74	3.0%
2021-09-30	0.37	1.30	-0.92Net Cash	11.83	3.1%
2021-06-30	0.37	1.33	-0.96Net Cash	11.48	3.2%
2021-03-31	0.36	1.44	-1.08Net Cash	11.58	3.1%
2020-12-31	0.36	1.46	-1.09Net Cash	11.45	3.2%
2020-09-30	0.73	1.15	-0.42Net Cash	11.65	6.3%
2020-06-30	0.74	0.87	-0.13Net Cash	11.35	6.5%
2020-03-31	1.04	0.41	0.63	10.49	9.9%
2019-12-31	0.69	0.27	0.42	8.25	8.3%
2019-09-30	0.67	0.27	0.41	8.14	8.3%
2019-06-30	0.61	0.27	0.34	8.03	7.6%
2019-03-31	0.58	0.26	0.33	8.09	7.2%
2018-12-31	0.61	0.22	0.39	7.52	8.1%
2018-09-30	0.62	0.25	0.37	7.56	8.2%
2018-06-30	0.84	0.35	0.48	7.74	10.8%
2018-03-31	0.52	0.21	0.32	7.49	7.0%
2017-12-31	0.42	0.19	0.23	5.42	7.8%
2017-09-30	0.39	0.32	0.07	5.38	7.3%
2017-06-30	0.41	0.17	0.24	5.20	7.9%
2017-03-31	0.38	0.22	0.16	5.20	7.4%
2016-12-31	0.38	0.32	0.05	5.17	7.3%
2016-09-30	0.38	0.31	0.06	4.15	9.1%
2016-06-30	0.40	0.08	0.32	4.05	10.0%
2016-03-31	0.36	0.06	0.29	2.59	13.8%
2015-12-31	0.42	0.07	0.35	2.59	16.3%
2015-09-30	0.34	0.08	0.26	2.56	13.2%
2015-06-30	0.39	0.07	0.32	2.40	16.5%
2015-03-31	0.35	0.06	0.28	2.38	14.5%
2014-12-31	0.40	0.06	0.34	2.36	17.0%
2014-09-30	0.29	0.05	0.25	2.31	12.7%
2014-06-30	0.39	0.08	0.32	2.33	17.0%
2014-03-31	0.33	0.08	0.25	2.28	14.3%
2013-12-31	0.27	0.08	0.19	2.25	12.0%
2013-09-30	0.29	0.11	0.17	2.29	12.5%
2013-06-30	0.37	0.27	0.10	2.31	16.0%
2013-03-31	0.32	0.29	0.04	2.30	14.1%
2012-12-31	0.31	0.61	-0.30Net Cash	2.27	13.8%
2012-09-30	0.32	0.06	0.27	2.30	14.1%
2012-06-30	0.34	0.04	0.30	2.29	14.9%
2012-03-31	0.34	0.04	0.30	2.26	15.1%
2011-12-31	0.39	0.24	0.14	2.30	16.8%
2011-09-30	0.37	0.07	0.29	2.28	16.0%
2011-06-30	0.37	0.03	0.35	2.24	16.7%
2011-03-31	0.39	0.03	0.36	2.26	17.4%
2010-12-31	0.36	0.03	0.33	2.25	16.0%
2010-09-30	0.38	0.03	0.35	2.23	17.0%
2010-06-30	0.47	0.03	0.44	2.22	21.2%
2010-03-31	0.62	0.02	0.60	2.20	28.0%
2009-12-31	0.43	0.02	0.40	2.03	20.9%
2009-09-30	0.33	0.02	0.31	1.87	17.7%
2009-06-30	0.36	0.02	0.34	1.91	19.0%
2009-03-31	0.42	0.02	0.40	1.91	22.0%
2008-12-31	0.45	0.02	0.43	1.86	24.2%
2008-09-30	0.42	0.03	0.39	1.88	22.3%
2008-06-30	0.44	0.03	0.41	1.87	23.5%
2008-03-31	0.48	0.03	0.45	1.91	25.4%
2007-12-31	0.51	0.03	0.48	1.93	26.5%
2007-09-30	0.48	0.03	0.45	1.94	24.9%
2007-06-30	0.53	0.03	0.50	1.98	26.6%
2007-03-31	0.54	0.03	0.51	2.05	26.4%
2006-12-31	0.53	0.03	0.50	2.08	25.7%
2006-09-30	0.53	0.04	0.50	2.07	25.8%
2006-06-30	0.56	0.03	0.53	2.10	26.9%
2006-03-31	0.48	0.02	0.46	2.01	23.9%
2005-12-31	0.63	0.03	0.60	1.99	31.6%
2005-09-30	0.46	0.03	0.43	1.99	23.2%
2005-06-30	0.45	0.05	0.41	1.98	23.0%
2005-03-31	0.43	0.04	0.39	1.89	23.0%
2004-12-31	0.46	0.07	0.39	1.91	24.2%
2004-09-30	0.50	0.04	0.46	1.89	26.3%
2004-06-30	0.52	0.05	0.47	1.86	27.8%
2004-03-31	0.48	0.03	0.45	1.77	27.3%
2003-12-31	0.42	0.04	0.38	1.72	24.5%
2003-09-30	0.44	0.04	0.39	1.75	24.8%
2003-06-30	0.43	0.04	0.39	1.76	24.7%
2003-03-31	0.44	0.04	0.40	1.74	25.1%
2002-12-31	0.40	0.02	0.38	1.74	22.9%
2002-09-30	0.40	0.03	0.36	1.72	23.0%
2002-06-30	0.39	0.03	0.36	1.72	22.8%
2002-03-31	0.45	0.02	0.43	1.72	26.1%
2001-12-31	0.48	0.02	0.47	1.76	27.5%
2001-09-30	0.48	0.01	0.47	1.77	27.4%
2001-06-30	0.45	0.02	0.43	1.72	25.9%
2001-03-31	0.38	0.01	0.37	1.67	22.7%
2000-12-31	0.36	0.01	0.36	1.64	22.2%
2000-09-30	0.40	0.02	0.39	1.67	24.0%
2000-06-30	0.37	0.01	0.36	1.63	22.9%
2000-03-31	0.34	0.00	0.34	1.59	21.4%
1999-12-31	0.35	0.01	0.34	1.59	22.3%
1999-09-30	0.34	0.01	0.34	1.58	21.7%
1999-06-30	0.33	0.00	0.32	1.58	20.6%
1999-03-31	0.32	0.00	0.32	1.56	20.7%
1998-12-31	0.31	0.01	0.30	1.56	20.0%
1998-09-30	0.30	0.01	0.29	1.54	19.6%
1998-06-30	0.30	0.02	0.28	1.54	19.5%
1998-03-31	0.30	0.00	0.30	1.52	19.9%
1997-12-31	0.31	0.00	0.31	1.51	20.4%
1997-09-30	0.29	0.00	0.29	1.49	19.3%
1997-06-30	0.24	0.00	0.24	1.45	16.8%
1997-03-31	0.18	0.01	0.17	1.39	12.6%
1996-12-31	0.11	0.01	0.10	1.30	8.3%
1996-09-30	0.01	0.00	0.00	1.19	0.5%