Total Debt
$813.9M
Net Debt
-$888.1M
Bank OZK currently has $813.9M in total debt. Net debt is -$888.1M after cash offsets. This 'Net Cash' position indicates exceptional financial strength.
Financial Fundamentals
OZK • Quarterly Data • 5Y View
| Date | Total Debt ($B) | Cash & Inv. ($B) | Net Debt ($B) | Total Assets | Debt/Assets |
|---|---|---|---|---|---|
| 2026-03-31 | 0.81 | 1.70 | -0.89Net Cash | 41.66 | 2.0% |
| 2025-12-31 | 0.46 | 0.00 | 0.46 | 40.79 | 1.1% |
| 2025-09-30 | 0.76 | 3.54 | -2.78Net Cash | 41.61 | 1.8% |
| 2025-06-30 | 1.26 | 3.14 | -1.88Net Cash | 41.45 | 3.0% |
| 2025-03-31 | 0.76 | 2.83 | -2.07Net Cash | 39.17 | 1.9% |
| 2024-12-31 | 0.88 | 3.35 | -2.46Net Cash | 38.26 | 2.3% |
| 2024-09-30 | 0.62 | 5.63 | -5.01Net Cash | 37.44 | 1.7% |
| 2024-06-30 | 0.87 | 5.55 | -4.68Net Cash | 36.84 | 2.4% |
| 2024-03-31 | 0.67 | 5.40 | -4.72Net Cash | 36.03 | 1.9% |
| 2023-12-31 | 1.27 | 5.39 | -4.12Net Cash | 34.24 | 3.7% |
| 2023-09-30 | 1.90 | 5.02 | -3.12Net Cash | 32.77 | 5.8% |
| 2023-06-30 | 1.57 | 4.72 | -3.14Net Cash | 30.76 | 5.1% |
| 2023-03-31 | 1.46 | 4.46 | -3.00Net Cash | 28.97 | 5.0% |
| 2022-12-31 | 1.08 | 4.53 | -3.45Net Cash | 27.66 | 3.9% |
| 2022-09-30 | 0.92 | 4.43 | -3.50Net Cash | 26.23 | 3.5% |
| 2022-06-30 | 0.97 | 4.85 | -3.88Net Cash | 25.92 | 3.8% |
| 2022-03-31 | 1.22 | 5.33 | -4.11Net Cash | 26.56 | 4.6% |
| 2021-12-31 | 1.23 | 5.97 | -4.74Net Cash | 26.53 | 4.6% |
| 2021-09-30 | 1.22 | 5.63 | -4.40Net Cash | 26.14 | 4.7% |
| 2021-06-30 | 1.10 | 6.12 | -5.01Net Cash | 26.61 | 4.1% |
| 2021-03-31 | 1.10 | 6.38 | -5.28Net Cash | 27.28 | 4.0% |
| 2020-12-31 | 1.10 | 5.80 | -4.70Net Cash | 27.16 | 4.1% |
| 2020-09-30 | 1.10 | 5.40 | -4.30Net Cash | 26.89 | 4.1% |
| 2020-06-30 | 1.26 | 4.95 | -3.69Net Cash | 26.38 | 4.8% |
| 2020-03-31 | 1.40 | 4.16 | -2.77Net Cash | 24.57 | 5.7% |
| 2019-12-31 | 0.71 | 3.77 | -3.07Net Cash | 23.56 | 3.0% |
| 2019-09-30 | 0.66 | 3.44 | -2.79Net Cash | 23.40 | 2.8% |
| 2019-06-30 | 0.56 | 3.29 | -2.73Net Cash | 22.96 | 2.4% |
| 2019-03-31 | 0.37 | 3.38 | -3.01Net Cash | 23.01 | 1.6% |
| 2018-12-31 | 0.46 | 3.15 | -2.69Net Cash | 22.39 | 2.1% |
| 2018-09-30 | 0.40 | 3.06 | -2.66Net Cash | 22.09 | 1.8% |
| 2018-06-30 | 0.52 | 3.19 | -2.67Net Cash | 22.22 | 2.4% |
| 2018-03-31 | 0.49 | 3.24 | -2.74Net Cash | 22.04 | 2.2% |
| 2017-12-31 | 0.43 | 3.06 | -2.63Net Cash | 21.28 | 2.0% |
| 2017-09-30 | 0.45 | 3.03 | -2.58Net Cash | 20.77 | 2.2% |
| 2017-06-30 | 0.45 | 2.93 | -2.47Net Cash | 20.06 | 2.3% |
| 2017-03-31 | 0.46 | 2.40 | -1.94Net Cash | 19.15 | 2.4% |
| 2016-12-31 | 0.45 | 2.34 | -1.89Net Cash | 18.89 | 2.4% |
| 2016-09-30 | 0.45 | 2.31 | -1.86Net Cash | 18.45 | 2.5% |
| 2016-06-30 | 0.44 | 1.63 | -1.19Net Cash | 12.28 | 3.6% |
| 2016-03-31 | 0.23 | 1.25 | -1.03Net Cash | 11.43 | 2.0% |
| 2015-12-31 | 0.39 | 0.69 | -0.31Net Cash | 9.88 | 3.9% |
| 2015-09-30 | 0.36 | 1.08 | -0.72Net Cash | 9.33 | 3.9% |
| 2015-06-30 | 0.35 | 1.30 | -0.95Net Cash | 8.71 | 4.0% |
| 2015-03-31 | 0.36 | 1.21 | -0.86Net Cash | 8.30 | 4.3% |
| 2014-12-31 | 0.32 | 0.99 | -0.67Net Cash | 6.77 | 4.7% |
| 2014-09-30 | 0.49 | 0.97 | -0.48Net Cash | 6.58 | 7.5% |
| 2014-06-30 | 0.40 | 1.00 | -0.60Net Cash | 6.30 | 6.4% |
| 2014-03-31 | 0.40 | 0.88 | -0.48Net Cash | 5.03 | 7.9% |
| 2013-12-31 | 0.40 | 0.87 | -0.47Net Cash | 4.79 | 8.3% |
| 2013-09-30 | 0.40 | 0.80 | -0.40Net Cash | 4.71 | 8.4% |
| 2013-06-30 | 0.48 | 0.55 | -0.07Net Cash | 4.04 | 11.9% |
| 2013-03-31 | 0.38 | 0.65 | -0.27Net Cash | 3.95 | 9.5% |
| 2012-12-31 | 0.38 | 0.70 | -0.33Net Cash | 4.04 | 9.3% |
| 2012-09-30 | 0.38 | 0.13 | 0.25 | 3.82 | 9.9% |
| 2012-06-30 | 0.44 | 0.07 | 0.37 | 3.76 | 11.6% |
| 2012-03-31 | 0.39 | 0.14 | 0.25 | 3.84 | 10.1% |
| 2011-12-31 | 0.40 | 0.50 | -0.10Net Cash | 3.84 | 10.4% |
| 2011-09-30 | 0.40 | 0.07 | 0.33 | 3.93 | 10.2% |
| 2011-06-30 | 0.40 | 0.08 | 0.32 | 4.03 | 9.9% |
| 2011-03-31 | 0.39 | 0.05 | 0.34 | 3.33 | 11.6% |
| 2010-12-31 | 0.39 | 0.05 | 0.34 | 3.27 | 11.9% |
| 2010-09-30 | 0.42 | 0.05 | 0.36 | 3.18 | 13.1% |
| 2010-06-30 | 0.40 | 0.06 | 0.34 | 2.88 | 13.8% |
| 2010-03-31 | 0.46 | 0.13 | 0.33 | 3.02 | 15.2% |
| 2009-12-31 | 0.45 | 0.08 | 0.37 | 2.77 | 16.3% |
| 2009-09-30 | 0.48 | 0.04 | 0.44 | 2.89 | 16.6% |
| 2009-06-30 | 0.46 | 0.04 | 0.42 | 2.96 | 15.7% |
| 2009-03-31 | 0.50 | 0.05 | 0.45 | 3.16 | 15.9% |
| 2008-12-31 | 0.54 | 0.04 | 0.50 | 3.23 | 16.6% |
| 2008-09-30 | 0.54 | 0.05 | 0.49 | 3.07 | 17.5% |
| 2008-06-30 | 0.11 | 0.05 | 0.06 | 3.06 | 3.6% |
| 2008-03-31 | 0.60 | 0.05 | 0.56 | 3.05 | 19.8% |
| 2007-12-31 | 0.45 | 0.05 | 0.40 | 2.71 | 16.5% |
| 2007-09-30 | 0.42 | 0.04 | 0.38 | 2.65 | 15.8% |
| 2007-06-30 | 0.23 | 0.04 | 0.19 | 2.58 | 8.9% |
| 2007-03-31 | 0.18 | 0.04 | 0.14 | 2.54 | 7.0% |
| 2006-12-31 | 0.30 | 0.04 | 0.26 | 2.53 | 11.9% |
| 2006-09-30 | 0.33 | 0.07 | 0.27 | 2.52 | 13.3% |
| 2006-06-30 | 0.44 | 0.04 | 0.40 | 2.42 | 18.2% |
| 2006-03-31 | 0.33 | 0.04 | 0.29 | 2.24 | 14.8% |
| 2005-12-31 | 0.38 | 0.04 | 0.34 | 2.13 | 18.0% |
| 2005-09-30 | 0.38 | 0.04 | 0.34 | 2.02 | 18.7% |
| 2005-06-30 | 0.29 | 0.05 | 0.24 | 1.90 | 15.1% |
| 2005-03-31 | 0.27 | 0.03 | 0.24 | 1.80 | 15.1% |
| 2004-12-31 | 0.22 | 0.04 | 0.18 | 1.73 | 12.8% |
| 2004-09-30 | 0.25 | 0.03 | 0.22 | 1.63 | 15.2% |
| 2004-06-30 | 0.22 | 0.03 | 0.19 | 1.52 | 14.8% |
| 2004-03-31 | 0.17 | 0.03 | 0.14 | 1.43 | 11.8% |
| 2003-12-31 | 0.22 | 0.03 | 0.19 | 1.39 | 16.0% |
| 2003-09-30 | 0.12 | 0.03 | 0.09 | 1.25 | 9.3% |
| 2003-06-30 | 0.14 | 0.03 | 0.11 | 1.19 | 11.4% |
| 2003-03-31 | 0.12 | 0.03 | 0.09 | 1.09 | 11.4% |
| 2002-12-31 | 0.15 | 0.03 | 0.12 | 1.04 | 14.5% |
| 2002-09-30 | 0.12 | 0.02 | 0.09 | 0.97 | 12.2% |
| 2002-06-30 | 0.10 | 0.02 | 0.08 | 0.90 | 11.5% |
| 2002-03-31 | 0.11 | 0.02 | 0.09 | 0.87 | 12.7% |
| 2001-12-31 | 0.12 | 0.03 | 0.08 | 0.87 | 13.3% |
| 2001-09-30 | 0.11 | 0.03 | 0.09 | 0.82 | 14.0% |
| 2001-06-30 | 0.10 | 0.03 | 0.08 | 0.82 | 12.7% |
| 2001-03-31 | 0.09 | 0.02 | 0.07 | 0.80 | 11.0% |
| 2000-12-31 | 0.08 | 0.02 | 0.06 | 0.83 | 9.7% |
| 2000-09-30 | 0.10 | 0.02 | 0.08 | 0.83 | 12.0% |
| 2000-06-30 | 0.12 | 0.02 | 0.09 | 0.82 | 14.3% |
| 2000-03-31 | 0.14 | 0.03 | 0.12 | 0.82 | 17.2% |
| 1999-12-31 | 0.14 | 0.02 | 0.11 | 0.80 | 17.1% |
| 1999-09-30 | 0.09 | 0.02 | 0.07 | 0.76 | 12.2% |
| 1999-06-30 | 0.06 | 0.02 | 0.04 | 0.71 | 8.0% |
| 1999-03-31 | 0.04 | 0.01 | 0.03 | 0.67 | 6.1% |
| 1998-12-31 | 0.04 | 0.01 | 0.02 | 0.61 | 6.4% |
| 1998-09-30 | 0.06 | 0.01 | 0.05 | 0.57 | 10.7% |
| 1998-06-30 | 0.05 | 0.02 | 0.04 | 0.47 | 11.2% |
| 1998-03-31 | 0.03 | 0.02 | 0.01 | 0.42 | 7.4% |
| 1997-12-31 | 0.02 | 0.02 | 0.00 | 0.35 | 5.4% |
| 1997-09-30 | 0.02 | 0.01 | 0.01 | 0.34 | 5.6% |
| 1997-06-30 | 0.02 | 0.01 | 0.01 | 0.31 | 7.1% |
| 1997-03-31 | 0.01 | 0.01 | 0.00 | 0.29 | 4.3% |