Peoples Bancorp of North Carolina, Inc. (PEBK)

Solvency & Capital Structure

Total Debt

$18.7M

Net Debt

-$14.7M

Peoples Bancorp of North Carolina, Inc. currently has $18.7M in total debt. Net debt is -$14.7M after cash offsets. This 'Net Cash' position indicates exceptional financial strength.

Financial Fundamentals

PEBK • Quarterly Data • 5Y View

Date	Total Debt ($B)	Cash & Inv. ($B)	Net Debt ($B)	Total Assets	Debt/Assets
2026-06-30	0.02	0.03	-0.01Net Cash	1.76	1.1%
2026-03-31	0.02	0.03	-0.01Net Cash	1.73	1.1%
2025-12-31	0.02	0.27	-0.26Net Cash	1.70	1.1%
2025-09-30	0.02	0.49	-0.47Net Cash	1.74	1.1%
2025-06-30	0.02	0.47	-0.45Net Cash	1.69	1.1%
2025-03-31	0.02	0.48	-0.46Net Cash	1.69	1.1%
2024-12-31	0.02	0.29	-0.27Net Cash	1.65	1.2%
2024-09-30	0.03	0.47	-0.44Net Cash	1.66	1.7%
2024-06-30	0.04	0.48	-0.44Net Cash	1.66	2.3%
2024-03-31	0.08	0.49	-0.41Net Cash	1.67	4.8%
2023-12-31	0.11	0.47	-0.37Net Cash	1.64	6.5%
2023-09-30	0.10	0.46	-0.35Net Cash	1.61	6.4%
2023-06-30	0.11	0.48	-0.37Net Cash	1.61	7.1%
2023-03-31	0.06	0.48	-0.42Net Cash	1.60	3.7%
2022-12-31	0.07	0.52	-0.45Net Cash	1.62	4.2%
2022-09-30	0.06	0.60	-0.54Net Cash	1.68	3.5%
2022-06-30	0.06	0.65	-0.59Net Cash	1.68	3.5%
2022-03-31	0.06	0.71	-0.66Net Cash	1.66	3.4%
2021-12-31	0.06	0.68	-0.63Net Cash	1.62	3.5%
2021-09-30	0.05	0.67	-0.62Net Cash	1.62	3.1%
2021-06-30	0.05	0.65	-0.61Net Cash	1.60	3.1%
2021-03-31	0.05	0.53	-0.48Net Cash	1.54	3.3%
2020-12-31	0.05	0.41	-0.36Net Cash	1.42	3.2%
2020-09-30	0.12	0.29	-0.16Net Cash	1.46	8.4%
2020-06-30	0.12	0.27	-0.15Net Cash	1.43	8.5%
2020-03-31	0.12	0.27	-0.15Net Cash	1.24	9.4%
2019-12-31	0.04	0.24	-0.20Net Cash	1.15	3.8%
2019-09-30	0.12	0.32	-0.20Net Cash	1.22	9.5%
2019-06-30	0.07	0.23	-0.15Net Cash	1.12	6.5%
2019-03-31	0.07	0.24	-0.17Net Cash	1.11	5.9%
2018-12-31	0.08	0.24	-0.16Net Cash	1.09	7.2%
2018-09-30	0.08	0.26	-0.19Net Cash	1.10	6.9%
2018-06-30	0.07	0.28	-0.21Net Cash	1.11	6.0%
2018-03-31	0.06	0.28	-0.22Net Cash	1.09	5.4%
2017-12-31	0.06	0.29	-0.23Net Cash	1.09	5.3%
2017-09-30	0.09	0.33	-0.24Net Cash	1.12	8.4%
2017-06-30	0.09	0.32	-0.23Net Cash	1.11	8.2%
2017-03-31	0.08	0.33	-0.25Net Cash	1.11	7.5%
2016-12-31	0.08	0.32	-0.24Net Cash	1.09	7.1%
2016-09-30	0.12	0.35	-0.23Net Cash	1.10	10.5%
2016-06-30	0.11	0.33	-0.22Net Cash	1.07	10.0%
2016-04-26	0.10	0.34	-0.24Net Cash	1.07	9.4%
2015-12-31	0.09	0.31	-0.22Net Cash	1.04	8.9%
2015-09-30	0.12	0.31	-0.20Net Cash	1.04	11.4%
2015-06-30	0.12	0.33	-0.21Net Cash	1.04	11.5%
2015-03-31	0.11	0.35	-0.24Net Cash	1.05	10.4%
2014-12-31	0.12	0.35	-0.23Net Cash	1.04	11.4%
2014-09-30	0.13	0.37	-0.23Net Cash	1.05	12.6%
2014-06-30	0.13	0.37	-0.24Net Cash	1.05	12.6%
2014-03-31	0.13	0.38	-0.25Net Cash	1.04	12.4%
2013-12-31	0.13	0.37	-0.24Net Cash	1.03	12.7%
2013-09-30	0.14	0.38	-0.24Net Cash	1.04	13.3%
2013-06-30	0.14	0.37	-0.24Net Cash	1.03	13.3%
2013-03-31	0.13	0.37	-0.24Net Cash	1.02	12.6%
2012-12-31	0.13	0.35	-0.22Net Cash	1.01	12.4%
2012-09-30	0.13	0.06	0.08	1.01	13.3%
2012-06-30	0.14	0.07	0.07	1.04	13.6%
2012-03-31	0.13	0.05	0.09	1.05	12.7%
2011-12-31	0.13	0.35	-0.22Net Cash	1.07	12.2%
2011-09-30	0.14	0.04	0.09	1.09	12.8%
2011-06-30	0.14	0.04	0.09	1.07	12.7%
2011-03-31	0.13	0.05	0.08	1.07	12.1%
2010-12-31	0.13	0.02	0.10	1.07	11.8%
2010-09-30	0.13	0.08	0.06	1.08	12.2%
2010-06-30	0.13	0.06	0.08	1.09	12.1%
2010-03-31	0.13	0.05	0.08	1.08	12.3%
2009-12-31	0.14	0.03	0.10	1.05	12.9%
2009-09-30	0.14	0.04	0.11	1.04	13.7%
2009-06-30	0.14	0.02	0.12	1.02	14.1%
2009-03-31	0.14	0.04	0.10	1.00	14.5%
2008-12-31	0.14	0.02	0.12	0.97	14.6%
2008-09-30	0.13	0.04	0.09	0.96	13.6%
2008-06-30	0.14	0.03	0.11	0.94	14.6%
2008-03-31	0.13	0.03	0.10	0.91	13.8%
2007-12-31	0.14	0.03	0.11	0.91	15.1%
2007-09-30	0.12	0.02	0.10	0.87	13.8%
2007-06-30	0.12	0.03	0.09	0.84	13.8%
2007-03-31	0.11	0.02	0.08	0.84	12.9%
2006-12-31	0.21	0.02	0.19	0.82	25.5%
2006-09-30	0.12	0.02	0.10	0.80	15.6%
2006-06-30	0.11	0.03	0.08	0.78	14.3%
2006-03-31	0.09	0.02	0.07	0.76	11.5%
2005-12-31	0.09	0.02	0.07	0.73	12.1%
2005-09-30	0.08	0.02	0.06	0.73	11.4%
2005-06-30	0.08	0.02	0.06	0.71	11.9%
2005-03-31	0.08	0.01	0.06	0.69	11.1%
2004-12-31	0.07	0.02	0.06	0.69	10.9%
2004-09-30	0.08	0.02	0.06	0.69	10.9%
2004-06-30	0.08	0.02	0.07	0.69	12.1%
2004-03-31	0.07	0.02	0.05	0.69	10.5%
2003-12-31	0.07	0.02	0.05	0.67	10.8%
2003-09-30	0.07	0.02	0.05	0.67	10.8%
2003-06-30	0.07	0.02	0.05	0.67	11.1%
2003-03-31	0.07	0.02	0.06	0.66	11.0%
2002-12-31	0.08	0.01	0.07	0.65	12.3%
2002-09-30	0.06	0.01	0.05	0.63	9.7%
2002-06-30	0.06	0.01	0.05	0.63	9.5%
2002-03-31	0.06	0.01	0.05	0.62	10.2%
2001-12-31	0.07	0.01	0.06	0.62	11.0%
2001-09-30	0.05	0.02	0.03	0.60	9.0%
2001-06-30	0.05	0.02	0.04	0.59	9.3%
2001-03-31	0.02	0.02	0.01	0.54	4.2%
2000-12-31	0.02	0.01	0.01	0.52	4.4%
2000-09-30	0.02	0.01	0.01	0.49	3.8%
2000-06-30	0.02	0.02	0.01	0.47	4.5%
2000-03-31	0.02	0.02	-0.00Net Cash	0.45	3.4%
1999-12-31	0.02	0.01	0.00	0.43	3.7%
1999-09-30	0.02	0.02	-0.01Net Cash	0.42	3.6%
1999-06-30	0.02	0.01	0.00	0.42	3.7%
1999-03-31	0.01	0.01	0.00	0.41	3.6%
1998-12-31	0.01	0.02	-0.00Net Cash	0.40	3.4%
1998-09-30	0.01	0.02	-0.01Net Cash	0.39	3.6%
1998-06-30	0.02	0.03	-0.02Net Cash	0.37	4.1%
1998-03-31	0.02	0.04	-0.02Net Cash	0.36	5.5%
1997-12-31	0.02	0.02	0.00	0.33	7.2%
1997-09-30	0.02	0.01	0.01	0.31	7.8%
1997-06-30	0.02	0.01	0.01	0.30	6.9%
1997-03-31	0.02	0.02	0.00	0.29	7.2%
1996-12-31	0.00	0.01	-0.01Net Cash	0.26	0.7%
1996-09-30	0.01	0.02	-0.01Net Cash	0.26	2.9%