Patriot National Bancorp, Inc. (PNBK)

Solvency & Capital Structure

Total Debt

$26.5M

Net Debt

-$196.5M

Patriot National Bancorp, Inc. currently has $26.5M in total debt. Net debt is -$196.5M after cash offsets. This 'Net Cash' position indicates exceptional financial strength.

Financial Fundamentals

PNBK • Quarterly Data • 5Y View

Date	Total Debt ($B)	Cash & Inv. ($B)	Net Debt ($B)	Total Assets	Debt/Assets
2026-03-31	0.03	0.22	-0.20Net Cash	1.18	2.2%
2025-12-31	0.02	0.40	-0.38Net Cash	1.09	1.5%
2025-09-30	0.02	0.27	-0.26Net Cash	0.95	1.7%
2025-06-30	0.02	0.20	-0.17Net Cash	0.93	2.4%
2025-03-31	0.02	0.12	-0.10Net Cash	0.96	2.5%
2024-12-31	0.03	0.17	-0.13Net Cash	1.01	3.3%
2024-09-30	0.12	0.16	-0.04Net Cash	0.97	12.7%
2024-06-30	0.19	0.18	0.01	1.04	18.0%
2024-03-31	0.16	0.15	0.01	1.07	15.0%
2023-12-31	0.20	0.07	0.13	1.09	18.4%
2023-09-30	0.25	0.16	0.08	1.14	21.6%
2023-06-30	0.24	0.16	0.08	1.16	20.4%
2023-03-31	0.18	0.15	0.03	1.10	16.4%
2022-12-31	0.12	0.12	-0.01Net Cash	1.04	11.0%
2022-09-30	0.16	0.12	0.04	1.06	14.7%
2022-06-30	0.13	0.11	0.02	1.05	12.5%
2022-03-31	0.12	0.13	-0.01Net Cash	0.98	12.4%
2021-12-31	0.12	0.14	-0.02Net Cash	0.95	12.7%
2021-09-30	0.14	0.17	-0.03Net Cash	0.95	14.8%
2021-06-30	0.12	0.22	-0.10Net Cash	0.96	12.5%
2021-03-31	0.12	0.14	-0.02Net Cash	0.89	13.6%
2020-12-31	0.12	0.08	0.04	0.88	13.7%
2020-09-30	0.12	0.10	0.02	0.92	13.1%
2020-06-30	0.12	0.11	0.01	0.98	12.3%
2020-03-31	0.12	0.10	0.02	1.00	12.1%
2019-12-31	0.13	0.09	0.04	0.98	13.4%
2019-09-30	0.13	0.10	0.03	0.97	13.5%
2019-06-30	0.13	0.09	0.04	0.98	13.4%
2019-03-31	0.12	0.10	0.02	0.95	12.7%
2018-12-31	0.13	0.11	0.03	0.95	13.8%
2018-09-30	0.12	0.09	0.03	0.92	13.2%
2018-06-30	0.14	0.11	0.03	0.93	15.1%
2018-03-31	0.14	0.09	0.05	0.87	16.2%
2017-12-31	0.14	0.07	0.07	0.85	16.6%
2017-09-30	0.15	0.06	0.09	0.83	18.3%
2017-06-30	0.14	0.04	0.11	0.77	18.3%
2017-03-31	0.15	0.08	0.06	0.77	18.8%
2016-12-31	0.16	0.12	0.04	0.76	21.1%
2016-09-30	0.15	0.07	0.08	0.68	21.2%
2016-06-30	0.14	0.07	0.07	0.65	21.1%
2016-03-31	0.15	0.10	0.05	0.64	22.8%
2015-12-31	0.14	0.11	0.03	0.65	21.7%
2015-09-30	0.13	0.09	0.04	0.64	20.3%
2015-06-30	0.11	0.08	0.02	0.63	17.2%
2015-03-31	0.13	0.10	0.03	0.65	19.8%
2014-12-31	0.13	0.11	0.02	0.63	20.3%
2014-09-30	0.14	0.09	0.05	0.62	22.5%
2014-06-30	0.08	0.10	-0.02Net Cash	0.55	14.5%
2014-03-31	0.09	0.10	-0.01Net Cash	0.56	15.7%
2013-12-31	0.07	0.07	-0.01Net Cash	0.54	12.1%
2013-09-30	0.05	0.06	-0.01Net Cash	0.54	9.4%
2013-06-30	0.04	0.06	-0.02Net Cash	0.57	7.6%
2013-03-31	0.07	0.10	-0.04Net Cash	0.61	10.7%
2012-12-31	0.07	0.11	-0.05Net Cash	0.62	10.6%
2012-09-30	0.08	0.04	0.03	0.62	12.2%
2012-06-30	0.07	0.06	0.00	0.64	10.1%
2012-03-31	0.08	0.10	-0.03Net Cash	0.67	11.2%
2011-12-31	0.07	0.12	-0.06Net Cash	0.67	9.8%
2011-09-30	0.07	0.04	0.02	0.63	10.4%
2011-06-30	0.07	0.06	0.01	0.65	10.1%
2011-03-31	0.07	0.15	-0.08Net Cash	0.71	9.2%
2010-12-31	0.07	0.14	-0.07Net Cash	0.78	8.3%
2010-09-30	0.07	0.10	-0.04Net Cash	0.79	8.3%
2010-06-30	0.07	0.09	-0.03Net Cash	0.82	8.0%
2010-03-31	0.07	0.05	0.01	0.81	8.0%
2009-12-31	0.07	0.10	-0.03Net Cash	0.87	7.5%
2009-09-30	0.07	0.15	-0.09Net Cash	0.94	7.0%
2009-06-30	0.07	0.15	-0.08Net Cash	0.98	6.7%
2009-03-31	0.07	0.07	-0.00Net Cash	0.97	6.7%
2008-12-31	0.07	0.00	0.06	0.91	7.1%
2008-09-30	0.10	0.01	0.10	0.90	11.5%
2008-06-30	0.10	0.00	0.10	0.90	11.5%
2008-03-31	0.05	0.01	0.04	0.89	5.7%
2007-12-31	0.06	0.00	0.06	0.81	7.8%
2007-09-30	0.04	0.01	0.04	0.77	5.6%
2007-06-30	0.01	0.01	-0.00Net Cash	0.76	1.1%
2007-03-31	0.02	0.01	0.01	0.72	2.2%
2006-12-31	0.02	0.00	0.01	0.65	2.5%
2006-09-30	0.04	0.01	0.04	0.61	6.9%
2006-06-30	0.05	0.01	0.04	0.56	9.2%
2006-03-31	0.03	0.01	0.02	0.51	6.0%
2005-12-31	0.02	0.01	0.01	0.47	3.7%
2005-09-30	0.01	0.01	0.00	0.46	2.7%
2005-06-30	0.03	0.00	0.02	0.42	6.3%
2005-03-31	0.03	0.01	0.02	0.41	6.3%
2004-12-31	0.02	0.01	0.01	0.41	4.0%
2004-09-30	0.02	0.01	0.01	0.37	4.5%
2004-06-30	0.03	0.01	0.02	0.35	7.8%
2004-03-31	0.03	0.00	0.03	0.35	9.0%
2003-12-31	0.03	0.00	0.03	0.34	9.1%
2003-09-30	0.03	0.00	0.03	0.32	9.8%
2003-06-30	0.03	0.01	0.02	0.30	9.3%
2003-03-31	0.02	0.00	0.01	0.26	7.1%
2002-12-31	0.01	0.01	0.00	0.25	4.1%
2002-09-30	0.01	0.01	0.00	0.24	4.4%
2002-06-30	0.01	0.01	-0.00Net Cash	0.22	4.7%
2002-03-31	0.00	0.03	-0.03Net Cash	0.20	1.3%
2001-12-31	0.00	0.01	-0.01Net Cash	0.20	0.4%
2001-09-30	0.00	0.02	-0.02Net Cash	0.20	0.4%
2001-06-30	0.00	0.00	-0.00Net Cash	0.18	0.5%
2001-03-31	0.00	0.01	-0.01Net Cash	0.19	0.5%
2000-12-31	0.00	0.00	-0.00Net Cash	0.20	0.5%
2000-09-30	0.00	0.03	-0.03Net Cash	0.19	0.5%
2000-06-30	0.00	0.02	-0.02Net Cash	0.18	0.5%
2000-03-31	0.00	0.02	-0.02Net Cash	0.17	0.5%
1999-12-31	0.00	0.03	-0.03Net Cash	0.18	0.5%
1999-09-30	0.00	0.00	-0.00Net Cash	0.15	0.4%
1999-06-30	0.00	0.01	-0.01Net Cash	0.12	0.5%
1999-03-31	0.00	0.01	-0.01Net Cash	0.10	0.6%
1998-12-31	0.00	0.03	-0.03Net Cash	0.10	0.6%
1998-09-30	0.00	0.02	-0.02Net Cash	0.09	0.8%
1998-06-30	0.00	0.01	-0.01Net Cash	0.08	0.9%
1998-03-31	0.00	0.03	-0.03Net Cash	0.09	0.8%
1997-12-31	0.00	0.02	-0.02Net Cash	0.08	0.9%
1997-09-30	0.00	0.02	-0.02Net Cash	0.07	1.0%
1997-06-30	0.00	0.01	-0.01Net Cash	0.06	1.2%
1997-03-31	0.00	0.01	-0.01Net Cash	0.05	1.3%
1996-12-31	0.00	0.01	-0.01Net Cash	0.05	1.3%
1996-09-30	0.00	0.01	-0.01Net Cash	0.05	1.6%
1996-06-30	0.00	0.01	-0.01Net Cash	0.05	1.7%