Republic Bancorp, Inc. (RBCAA)

Solvency & Capital Structure

Total Debt

$255.7M

Net Debt

-$98.4M

Republic Bancorp, Inc. currently has $255.7M in total debt. Net debt is -$98.4M after cash offsets. This 'Net Cash' position indicates exceptional financial strength.

Financial Fundamentals

RBCAA • Quarterly Data • 5Y View

Date	Total Debt ($B)	Cash & Inv. ($B)	Net Debt ($B)	Total Assets	Debt/Assets
2026-06-30	0.26	0.35	-0.10Net Cash	7.06	3.6%
2026-03-31	0.48	0.60	-0.12Net Cash	7.25	6.6%
2025-12-31	0.63	0.22	0.41	7.04	8.9%
2025-09-30	0.48	1.07	-0.59Net Cash	7.01	6.9%
2025-06-30	0.48	0.98	-0.50Net Cash	6.97	6.8%
2025-03-31	0.50	1.17	-0.68Net Cash	7.08	7.0%
2024-12-31	0.54	0.78	-0.24Net Cash	6.85	7.8%
2024-09-30	0.49	1.00	-0.51Net Cash	6.69	7.3%
2024-06-30	0.48	0.88	-0.41Net Cash	6.62	7.2%
2024-03-31	0.39	1.13	-0.75Net Cash	6.88	5.7%
2023-12-31	0.51	0.91	-0.39Net Cash	6.59	7.8%
2023-09-30	0.58	0.82	-0.24Net Cash	6.39	9.1%
2023-06-30	0.65	0.85	-0.20Net Cash	6.37	10.2%
2023-03-31	0.28	0.86	-0.58Net Cash	6.07	4.6%
2022-12-31	0.35	0.93	-0.58Net Cash	5.83	6.0%
2022-09-30	0.27	1.38	-1.11Net Cash	6.00	4.5%
2022-06-30	0.37	1.42	-1.05Net Cash	6.11	6.0%
2022-03-31	0.35	1.65	-1.30Net Cash	6.35	5.5%
2021-12-31	0.36	1.25	-0.90Net Cash	6.09	5.8%
2021-09-30	0.33	1.51	-1.18Net Cash	6.19	5.3%
2021-06-30	0.25	1.27	-1.02Net Cash	6.18	4.1%
2021-03-31	0.28	1.46	-1.18Net Cash	6.48	4.4%
2020-12-31	0.53	1.01	-0.48Net Cash	6.17	8.6%
2020-09-30	0.34	0.89	-0.55Net Cash	6.24	5.5%
2020-06-30	0.39	1.05	-0.66Net Cash	6.46	6.1%
2020-03-31	0.78	0.86	-0.08Net Cash	5.72	13.6%
2019-12-31	1.00	0.86	0.14	5.62	17.7%
2019-09-30	1.42	0.97	0.45	6.10	23.2%
2019-06-30	1.22	0.85	0.37	5.72	21.3%
2019-03-31	0.81	0.78	0.04	5.37	15.2%
2018-12-31	1.03	0.83	0.21	5.24	19.7%
2018-09-30	0.92	0.81	0.11	5.22	17.6%
2018-06-30	1.08	0.80	0.27	5.27	20.4%
2018-03-31	0.66	0.78	-0.12Net Cash	5.08	12.9%
2017-12-31	0.98	0.83	0.16	5.09	19.3%
2017-09-30	0.97	0.79	0.18	4.99	19.5%
2017-06-30	1.16	0.80	0.36	4.96	23.3%
2017-03-31	0.65	0.73	-0.08Net Cash	4.66	14.0%
2016-12-31	1.02	0.77	0.25	4.82	21.1%
2016-09-30	1.06	0.79	0.26	4.83	21.9%
2016-06-30	1.16	0.66	0.50	4.65	24.9%
2016-03-31	0.88	0.72	0.16	4.25	20.7%
2015-12-31	1.14	0.73	0.41	4.23	26.9%
2015-09-30	1.06	0.55	0.51	4.04	26.3%
2015-06-30	1.19	0.55	0.64	4.07	29.2%
2015-03-31	0.97	0.60	0.37	3.95	24.6%
2014-12-31	1.10	0.51	0.60	3.75	29.5%
2014-09-30	0.98	0.52	0.46	3.63	27.0%
2014-06-30	0.88	0.55	0.33	3.47	25.4%
2014-03-31	0.85	0.76	0.09	3.51	24.1%
2013-12-31	0.81	0.60	0.21	3.37	24.1%
2013-09-30	0.73	0.62	0.11	3.33	22.0%
2013-06-30	0.76	0.52	0.24	3.32	23.0%
2013-03-31	0.73	0.63	0.11	3.40	21.6%
2012-12-31	0.83	0.58	0.26	3.39	24.6%
2012-09-30	0.76	0.10	0.67	3.44	22.3%
2012-06-30	0.77	0.12	0.65	3.28	23.6%
2012-03-31	0.68	0.19	0.49	3.34	20.3%
2011-12-31	1.21	1.01	0.20	3.42	35.3%
2011-09-30	0.79	0.08	0.72	3.10	25.6%
2011-06-30	0.78	0.13	0.65	3.10	25.1%
2011-03-31	0.86	0.47	0.38	3.40	25.2%
2010-12-31	0.93	0.79	0.14	3.62	25.5%
2010-09-30	0.89	0.17	0.72	3.04	29.4%
2010-06-30	0.91	0.27	0.64	3.14	28.9%
2010-03-31	0.86	0.32	0.54	3.18	27.1%
2009-12-31	0.98	1.07	-0.09Net Cash	3.92	25.0%
2009-09-30	1.02	0.14	0.88	3.04	33.6%
2009-06-30	1.00	0.17	0.83	3.10	32.2%
2009-03-31	1.00	0.44	0.56	3.34	30.0%
2008-12-31	0.90	0.62	0.28	3.94	22.7%
2008-09-30	0.94	0.07	0.87	3.05	30.9%
2008-06-30	1.12	0.09	1.03	3.05	36.7%
2008-03-31	0.99	0.10	0.89	3.12	31.8%
2007-12-31	0.92	0.09	0.83	3.17	29.0%
2007-09-30	1.16	0.07	1.09	3.17	36.7%
2007-06-30	1.16	0.07	1.09	3.11	37.4%
2007-03-31	1.03	0.08	0.96	3.02	34.2%
2006-12-31	1.49	0.08	1.41	3.05	49.0%
2006-09-30	1.07	0.07	1.01	2.88	37.2%
2006-06-30	0.95	0.07	0.87	2.80	33.8%
2006-03-31	0.85	0.07	0.78	2.74	31.0%
2005-12-31	1.11	0.08	1.03	2.74	40.6%
2005-09-30	0.81	0.09	0.72	2.60	31.0%
2005-06-30	0.86	0.08	0.78	2.59	33.0%
2005-03-31	0.84	0.20	0.65	2.66	31.8%
2004-12-31	0.86	0.08	0.78	2.50	34.5%
2004-09-30	0.74	0.10	0.64	2.35	31.4%
2004-06-30	0.70	0.07	0.63	2.20	31.7%
2004-03-31	0.69	0.11	0.59	2.20	31.4%
2003-12-31	0.64	0.06	0.58	2.13	30.1%
2003-09-30	0.60	0.08	0.52	2.01	29.8%
2003-06-30	0.51	0.06	0.45	1.85	27.6%
2003-03-31	0.44	0.06	0.38	1.81	24.2%
2002-12-31	0.54	0.04	0.50	1.75	31.1%
2002-09-30	0.45	0.03	0.42	1.63	27.6%
2002-06-30	0.47	0.05	0.43	1.61	29.5%
2002-03-31	0.52	0.03	0.49	1.62	32.4%
2001-12-31	0.58	0.04	0.54	1.59	36.4%
2001-09-30	0.52	0.06	0.46	1.51	34.4%
2001-06-30	0.50	0.04	0.46	1.50	33.3%
2001-03-31	0.48	0.03	0.45	1.50	31.9%
2000-12-31	0.51	0.04	0.47	1.51	33.8%
2000-09-30	0.51	0.02	0.49	1.49	34.5%
2000-06-30	0.48	0.03	0.45	1.44	33.4%
2000-03-31	0.45	0.03	0.42	1.41	32.0%
1999-12-31	0.66	0.02	0.64	1.37	48.4%
1999-09-30	0.35	0.02	0.33	1.29	27.6%
1999-06-30	0.34	0.02	0.32	1.24	27.3%
1999-03-31	0.32	0.03	0.29	1.20	26.6%
1998-12-31	0.34	0.04	0.30	1.21	28.1%
1998-09-30	0.31	0.03	0.29	1.17	26.7%
1998-06-30	0.10	0.00	0.10	1.16	8.8%
1998-03-31	0.11	0.00	0.11	1.11	9.9%
1997-12-31	0.24	0.02	0.21	1.05	22.3%