SB Financial Group, Inc. (SBFG)

Solvency & Capital Structure

Total Debt

$59.3M

Net Debt

-$78.8M

SB Financial Group, Inc. currently has $59.3M in total debt. Net debt is -$78.8M after cash offsets. This 'Net Cash' position indicates exceptional financial strength.

Financial Fundamentals

SBFG • Quarterly Data • 5Y View

Date	Total Debt ($B)	Cash & Inv. ($B)	Net Debt ($B)	Total Assets	Debt/Assets
2026-06-30	0.06	0.14	-0.08Net Cash	1.62	3.7%
2026-03-31	0.06	0.15	-0.10Net Cash	1.60	3.5%
2025-12-31	0.06	0.15	-0.08Net Cash	1.55	4.1%
2025-09-30	0.07	0.13	-0.07Net Cash	1.50	4.4%
2025-06-30	0.07	0.25	-0.18Net Cash	1.49	4.7%
2025-03-31	0.07	0.28	-0.21Net Cash	1.50	4.4%
2024-12-31	0.07	0.20	-0.13Net Cash	1.38	4.7%
2024-09-30	0.07	0.26	-0.19Net Cash	1.39	5.0%
2024-06-30	0.07	0.23	-0.16Net Cash	1.34	5.2%
2024-03-31	0.07	0.24	-0.17Net Cash	1.34	5.1%
2023-12-31	0.12	0.24	-0.13Net Cash	1.34	8.7%
2023-09-30	0.10	0.23	-0.14Net Cash	1.33	7.2%
2023-06-30	0.12	0.25	-0.13Net Cash	1.34	9.1%
2023-03-31	0.08	0.26	-0.18Net Cash	1.34	6.0%
2022-12-31	0.09	0.27	-0.17Net Cash	1.34	7.1%
2022-09-30	0.07	0.27	-0.20Net Cash	1.30	5.7%
2022-06-30	0.08	0.30	-0.22Net Cash	1.29	5.8%
2022-03-31	0.04	0.40	-0.35Net Cash	1.34	3.3%
2021-12-31	0.04	0.42	-0.38Net Cash	1.33	3.0%
2021-09-30	0.05	0.39	-0.34Net Cash	1.33	3.4%
2021-06-30	0.05	0.37	-0.32Net Cash	1.31	3.8%
2021-03-31	0.03	0.39	-0.36Net Cash	1.33	2.4%
2020-12-31	0.03	0.30	-0.27Net Cash	1.26	2.2%
2020-09-30	0.05	0.23	-0.18Net Cash	1.22	4.1%
2020-06-30	0.06	0.20	-0.14Net Cash	1.20	5.0%
2020-03-31	0.09	0.16	-0.07Net Cash	1.09	8.2%
2019-12-31	0.03	0.13	-0.10Net Cash	1.04	2.8%
2019-09-30	0.03	0.13	-0.10Net Cash	1.04	2.9%
2019-06-30	0.03	0.13	-0.10Net Cash	1.03	2.9%
2019-03-31	0.04	0.16	-0.12Net Cash	1.02	3.5%
2018-12-31	0.03	0.14	-0.11Net Cash	0.99	3.2%
2018-09-30	0.04	0.13	-0.09Net Cash	0.98	4.1%
2018-06-30	0.04	0.11	-0.07Net Cash	0.94	4.7%
2018-03-31	0.03	0.14	-0.11Net Cash	0.93	3.6%
2017-12-31	0.03	0.11	-0.08Net Cash	0.88	3.8%
2017-09-30	0.03	0.11	-0.08Net Cash	0.86	3.7%
2017-06-30	0.03	0.12	-0.09Net Cash	0.85	3.7%
2017-03-31	0.03	0.15	-0.13Net Cash	0.85	3.2%
2016-12-31	0.04	0.11	-0.07Net Cash	0.82	4.5%
2016-09-30	0.03	0.12	-0.08Net Cash	0.80	4.3%
2016-06-30	0.04	0.12	-0.08Net Cash	0.79	5.1%
2016-03-31	0.04	0.13	-0.10Net Cash	0.77	4.6%
2015-12-31	0.05	0.11	-0.06Net Cash	0.73	6.5%
2015-09-30	0.05	0.11	-0.07Net Cash	0.72	6.5%
2015-06-30	0.05	0.12	-0.07Net Cash	0.71	7.0%
2015-03-31	0.04	0.14	-0.10Net Cash	0.72	6.2%
2014-12-31	0.04	0.11	-0.07Net Cash	0.68	6.2%
2014-09-30	0.05	0.10	-0.05Net Cash	0.66	8.3%
2014-06-30	0.05	0.10	-0.05Net Cash	0.66	8.2%
2014-03-31	0.03	0.11	-0.08Net Cash	0.65	4.8%
2013-12-31	0.03	0.10	-0.07Net Cash	0.63	5.0%
2013-09-30	0.03	0.11	-0.07Net Cash	0.63	5.0%
2013-06-30	0.04	0.11	-0.07Net Cash	0.63	6.4%
2013-03-31	0.03	0.13	-0.10Net Cash	0.64	4.7%
2012-12-31	0.03	0.12	-0.08Net Cash	0.64	5.2%
2012-09-30	0.03	0.01	0.02	0.63	5.4%
2012-06-30	0.04	0.01	0.02	0.63	5.6%
2012-03-31	0.03	0.03	0.00	0.64	5.1%
2011-12-31	0.05	0.13	-0.07Net Cash	0.63	8.4%
2011-09-30	0.03	0.01	0.02	0.62	5.5%
2011-06-30	0.05	0.01	0.04	0.62	8.0%
2011-03-31	0.07	0.04	0.03	0.65	10.6%
2010-12-31	0.07	0.03	0.04	0.66	10.9%
2010-09-30	0.08	0.06	0.02	0.68	11.6%
2010-06-30	0.09	0.02	0.07	0.65	13.2%
2010-03-31	0.09	0.04	0.05	0.67	12.6%
2009-12-31	0.09	0.02	0.06	0.67	13.3%
2009-09-30	0.09	0.03	0.06	0.67	13.1%
2009-06-30	0.10	0.03	0.07	0.66	14.5%
2009-03-31	0.09	0.01	0.07	0.67	13.0%
2008-12-31	0.08	0.02	0.06	0.66	12.3%
2008-09-30	0.09	0.03	0.06	0.59	15.3%
2008-06-30	0.11	0.01	0.09	0.58	18.5%
2008-03-31	0.07	0.02	0.05	0.57	11.6%
2007-12-31	0.07	0.02	0.05	0.56	12.1%
2007-09-30	0.09	0.01	0.07	0.57	15.5%
2007-06-30	0.06	0.01	0.04	0.55	10.3%
2007-03-31	0.05	0.01	0.04	0.55	9.3%
2006-12-31	0.08	0.01	0.06	0.56	13.8%
2006-09-30	0.09	0.02	0.08	0.57	16.5%
2006-06-30	0.09	0.01	0.08	0.55	16.6%
2006-03-31	0.06	0.01	0.05	0.54	10.9%
2005-12-31	0.08	0.01	0.06	0.53	14.7%
2005-09-30	0.04	0.01	0.04	0.44	10.2%
2005-06-30	0.05	0.01	0.04	0.45	10.0%
2005-03-31	0.08	0.01	0.07	0.41	18.3%
2004-12-31	0.08	0.01	0.07	0.42	19.5%
2004-09-30	0.07	0.01	0.06	0.42	17.5%
2004-06-30	0.07	0.01	0.06	0.42	17.0%
2004-03-31	0.06	0.01	0.05	0.42	14.1%
2003-12-31	0.06	0.01	0.05	0.44	14.5%
2003-09-30	0.06	0.02	0.04	0.44	13.4%
2003-06-30	0.06	0.03	0.04	0.49	13.0%
2003-03-31	0.06	0.02	0.04	0.65	9.5%
2002-12-31	0.06	0.04	0.03	0.74	8.6%
2002-09-30	0.07	0.03	0.04	0.79	8.4%
2002-06-30	0.06	0.02	0.04	0.79	8.2%
2002-03-31	0.07	0.03	0.04	0.81	8.6%
2001-12-31	0.08	0.03	0.05	0.75	10.6%
2001-09-30	0.06	0.03	0.03	0.73	8.4%
2001-06-30	0.06	0.02	0.04	0.72	8.5%
2001-03-31	0.06	0.02	0.05	0.71	8.9%
2000-12-31	0.08	0.02	0.06	0.70	10.7%
2000-09-30	0.08	0.02	0.06	0.69	11.8%
2000-06-30	0.07	0.02	0.05	0.67	11.0%
2000-03-31	0.06	0.02	0.04	0.64	9.8%
1999-12-31	0.02	0.00	0.02	0.63	2.9%
1999-09-30	0.02	0.00	0.02	0.61	4.1%
1999-06-30	0.02	0.00	0.02	0.57	3.0%
1999-03-31	0.01	0.00	0.01	0.55	2.1%
1998-12-31	0.01	0.00	0.01	0.54	1.8%
1998-09-30	0.00	0.00	0.00	0.50	0.0%
1998-06-30	0.00	0.00	0.00	0.49	0.0%
1998-03-31	0.00	0.00	0.00	0.48	0.0%
1997-12-31	0.01	0.02	-0.01Net Cash	0.47	2.6%
1997-09-30	0.00	0.00	0.00	0.46	0.0%
1997-06-30	0.01	0.00	0.01	0.46	2.9%
1997-03-31	0.00	0.00	0.00	0.44	0.0%
1996-12-31	0.00	0.03	-0.03Net Cash	0.43	0.0%
1996-09-30	0.00	0.00	0.00	0.43	0.5%