Southside Bancshares, Inc. (SBSI)

Solvency & Capital Structure

Total Debt

$1.64B

Net Debt

-$329.5M

Southside Bancshares, Inc. currently has $1.64B in total debt. Net debt is -$329.5M after cash offsets. This 'Net Cash' position indicates exceptional financial strength.

Financial Fundamentals

SBSI • Quarterly Data • 5Y View

Date	Total Debt ($B)	Cash & Inv. ($B)	Net Debt ($B)	Total Assets	Debt/Assets
2026-06-30	1.64	1.97	-0.33Net Cash	8.76	18.7%
2026-03-31	0.89	0.07	0.82	8.80	10.2%
2025-12-31	0.73	1.65	-0.91Net Cash	8.51	8.6%
2025-09-30	0.52	1.48	-0.97Net Cash	8.38	6.1%
2025-06-30	0.78	0.50	0.27	8.34	9.3%
2025-03-31	0.86	1.85	-1.00Net Cash	8.34	10.3%
2024-12-31	0.98	1.48	-0.51Net Cash	8.52	11.5%
2024-09-30	1.03	1.87	-0.84Net Cash	8.36	12.4%
2024-06-30	0.93	1.79	-0.86Net Cash	8.36	11.2%
2024-03-31	0.94	1.81	-0.87Net Cash	8.35	11.3%
2023-12-31	0.89	1.81	-0.92Net Cash	8.28	10.8%
2023-09-30	0.78	1.55	-0.77Net Cash	7.97	9.8%
2023-06-30	0.75	1.47	-0.71Net Cash	7.81	9.7%
2023-03-31	0.78	1.69	-0.91Net Cash	7.79	10.1%
2022-12-31	0.55	1.41	-0.86Net Cash	7.56	7.3%
2022-09-30	0.49	1.57	-1.07Net Cash	7.45	6.6%
2022-06-30	0.39	1.86	-1.47Net Cash	7.61	5.1%
2022-03-31	0.21	2.23	-2.02Net Cash	7.12	2.9%
2021-12-31	0.54	2.97	-2.42Net Cash	7.26	7.5%
2021-09-30	0.86	2.84	-1.98Net Cash	7.14	12.0%
2021-06-30	1.02	2.89	-1.87Net Cash	7.18	14.2%
2021-03-31	0.96	2.65	-1.69Net Cash	7.00	13.8%
2020-12-31	1.13	2.70	-1.57Net Cash	7.01	16.1%
2020-09-30	1.17	2.73	-1.56Net Cash	7.19	16.3%
2020-06-30	1.34	2.78	-1.44Net Cash	7.33	18.3%
2020-03-31	1.66	2.93	-1.26Net Cash	7.27	22.8%
2019-12-31	1.20	2.49	-1.29Net Cash	6.75	17.8%
2019-09-30	1.16	2.36	-1.20Net Cash	6.54	17.7%
2019-06-30	1.02	2.22	-1.20Net Cash	6.37	16.0%
2019-03-31	0.80	2.14	-1.35Net Cash	6.22	12.8%
2018-12-31	0.91	2.12	-1.20Net Cash	6.12	14.9%
2018-09-30	0.73	2.11	-1.38Net Cash	6.11	11.9%
2018-06-30	0.94	2.26	-1.32Net Cash	6.25	15.0%
2018-03-31	0.93	2.31	-1.38Net Cash	6.37	14.6%
2017-12-31	1.18	1.73	-0.55Net Cash	6.50	18.1%
2017-09-30	1.30	1.47	-0.17Net Cash	5.48	23.7%
2017-06-30	1.34	1.63	-0.29Net Cash	5.58	24.0%
2017-03-31	1.36	1.71	-0.35Net Cash	5.66	24.1%
2016-12-31	2.34	1.64	0.70	5.56	42.1%
2016-09-30	1.33	1.82	-0.49Net Cash	5.46	24.4%
2016-06-30	0.94	1.48	-0.54Net Cash	5.04	18.8%
2016-03-31	0.88	1.40	-0.52Net Cash	5.02	17.5%
2015-12-31	1.21	1.54	-0.33Net Cash	5.16	23.4%
2015-09-30	1.00	0.37	0.63	4.84	20.7%
2015-06-30	0.92	0.45	0.47	4.86	18.8%
2015-03-31	0.75	0.40	0.35	4.73	15.9%
2014-12-31	0.96	0.39	0.57	4.81	19.9%
2014-09-30	0.59	0.39	0.20	3.37	17.5%
2014-06-30	0.57	0.51	0.07	3.50	16.4%
2014-03-31	0.59	0.32	0.27	3.43	17.1%
2013-12-31	0.63	0.39	0.24	3.45	18.4%
2013-09-30	0.76	0.42	0.33	3.47	21.9%
2013-06-30	0.59	0.55	0.04	3.38	17.3%
2013-03-31	0.61	0.74	-0.13Net Cash	3.31	18.5%
2012-12-31	0.58	0.77	-0.19Net Cash	3.24	17.9%
2012-09-30	0.59	0.13	0.46	3.22	18.4%
2012-06-30	0.67	0.11	0.56	3.40	19.7%
2012-03-31	0.51	0.05	0.47	3.22	16.0%
2011-12-31	0.68	0.33	0.36	3.30	20.7%
2011-09-30	0.63	0.05	0.58	3.21	19.5%
2011-06-30	0.59	0.05	0.54	3.12	19.0%
2011-03-31	0.60	0.05	0.55	3.10	19.3%
2010-12-31	0.63	0.08	0.55	3.00	20.9%
2010-09-30	0.73	0.08	0.65	3.02	24.3%
2010-06-30	0.79	0.05	0.75	2.97	26.7%
2010-03-31	0.85	0.04	0.81	3.05	27.8%
2009-12-31	0.93	0.05	0.88	3.02	30.8%
2009-09-30	0.92	0.04	0.88	2.94	31.4%
2009-06-30	0.78	0.05	0.73	2.74	28.3%
2009-03-31	0.82	0.08	0.74	2.76	29.6%
2008-12-31	0.96	0.07	0.89	2.70	35.5%
2008-09-30	0.88	0.06	0.82	2.52	34.7%
2008-06-30	0.65	0.06	0.58	2.32	27.9%
2008-03-31	0.65	0.05	0.60	2.26	28.8%
2007-12-31	0.51	0.08	0.43	2.20	23.2%
2007-09-30	0.40	0.05	0.35	1.90	21.1%
2007-06-30	0.35	0.04	0.31	1.82	19.3%
2007-03-31	0.37	0.05	0.33	1.82	20.6%
2006-12-31	0.49	0.06	0.43	1.89	25.7%
2006-09-30	0.53	0.04	0.48	1.88	28.0%
2006-06-30	0.56	0.04	0.52	1.88	30.0%
2006-03-31	0.51	0.05	0.46	1.82	28.2%
2005-12-31	0.54	0.05	0.49	1.78	30.5%
2005-09-30	0.59	0.05	0.54	1.73	33.9%
2005-06-30	0.56	0.05	0.52	1.69	33.4%
2005-03-31	0.56	0.04	0.52	1.66	33.8%
2004-12-31	0.56	0.05	0.51	1.62	34.6%
2004-09-30	0.52	0.04	0.48	1.54	33.7%
2004-06-30	0.50	0.04	0.45	1.52	32.8%
2004-03-31	0.46	0.04	0.43	1.48	31.5%
2003-12-31	0.47	0.05	0.42	1.45	32.2%
2003-09-30	0.47	0.05	0.41	1.42	33.0%
2003-06-30	0.44	0.04	0.40	1.38	31.5%
2003-03-31	0.35	0.05	0.30	1.33	26.5%
2002-12-31	0.44	0.05	0.39	1.35	32.4%
2002-09-30	0.42	0.04	0.37	1.31	32.0%
2002-06-30	0.42	0.05	0.38	1.31	32.3%
2002-03-31	0.41	0.03	0.37	1.26	32.4%
2001-12-31	0.44	0.05	0.39	1.28	34.5%
2001-09-30	0.42	0.03	0.38	1.24	33.6%
2001-06-30	0.39	0.03	0.35	1.21	31.8%
2001-03-31	0.39	0.04	0.36	1.19	33.0%
2000-12-31	0.37	0.04	0.33	1.15	32.4%
2000-09-30	0.37	0.03	0.34	1.10	33.8%
2000-06-30	0.37	0.03	0.33	1.06	34.7%
2000-03-31	0.36	0.05	0.31	1.01	35.3%
1999-12-31	0.38	0.04	0.34	1.01	37.6%
1999-09-30	0.37	0.04	0.33	0.98	38.2%
1999-06-30	0.38	0.03	0.35	0.96	39.4%
1999-03-31	0.35	0.03	0.32	0.93	38.1%
1998-12-31	0.30	0.04	0.26	0.88	34.2%
1998-09-30	0.23	0.02	0.21	0.78	30.0%
1998-06-30	0.17	0.03	0.14	0.68	25.6%
1998-03-31	0.04	0.00	0.04	0.58	6.2%
1997-12-31	0.06	0.04	0.03	0.57	11.0%
1997-09-30	0.01	0.00	0.01	0.53	1.3%
1997-06-30	0.01	0.00	0.01	0.51	1.0%
1997-03-31	0.01	0.00	0.01	0.50	2.5%
1996-12-31	0.01	0.03	-0.02Net Cash	0.48	2.9%
1996-09-30	0.00	0.00	0.00	0.46	0.5%