Total Debt
$253.4M
Net Debt
$223.3M
Southern First Bancshares, Inc. currently has $253.4M in total debt. Net debt is $223.3M after cash offsets.
Financial Fundamentals
SFST • Quarterly Data • 5Y View
| Date | Total Debt ($B) | Cash & Inv. ($B) | Net Debt ($B) | Total Assets | Debt/Assets |
|---|---|---|---|---|---|
| 2026-06-30 | 0.25 | 0.03 | 0.22 | 4.70 | 5.4% |
| 2026-03-31 | 0.26 | 0.11 | 0.15 | 4.58 | 5.8% |
| 2025-12-31 | 0.26 | 0.09 | 0.18 | 4.40 | 6.0% |
| 2025-09-30 | 0.26 | 0.10 | 0.16 | 4.36 | 6.1% |
| 2025-06-30 | 0.26 | 0.09 | 0.17 | 4.31 | 6.1% |
| 2025-03-31 | 0.26 | 0.04 | 0.22 | 4.28 | 6.2% |
| 2024-12-31 | 0.26 | 0.03 | 0.23 | 4.09 | 6.5% |
| 2024-09-30 | 0.26 | 0.17 | 0.10 | 4.17 | 6.3% |
| 2024-06-30 | 0.28 | 0.15 | 0.12 | 4.11 | 6.7% |
| 2024-03-31 | 0.28 | 0.15 | 0.13 | 4.11 | 6.7% |
| 2023-12-31 | 0.31 | 0.05 | 0.27 | 4.06 | 7.7% |
| 2023-09-30 | 0.31 | 0.17 | 0.14 | 4.02 | 7.7% |
| 2023-06-30 | 0.22 | 0.13 | 0.09 | 4.00 | 5.4% |
| 2023-03-31 | 0.16 | 0.12 | 0.04 | 3.94 | 4.1% |
| 2022-12-31 | 0.21 | 0.16 | 0.05 | 3.69 | 5.7% |
| 2022-09-30 | 0.10 | 0.11 | -0.02Net Cash | 3.44 | 2.8% |
| 2022-06-30 | 0.09 | 0.16 | -0.07Net Cash | 3.29 | 2.6% |
| 2022-03-31 | 0.04 | 0.16 | -0.12Net Cash | 3.07 | 1.2% |
| 2021-12-31 | 0.04 | 0.20 | -0.16Net Cash | 2.93 | 1.2% |
| 2021-09-30 | 0.04 | 0.19 | -0.16Net Cash | 2.78 | 1.3% |
| 2021-06-30 | 0.04 | 0.17 | -0.13Net Cash | 2.65 | 1.4% |
| 2021-03-31 | 0.04 | 0.17 | -0.14Net Cash | 2.58 | 1.4% |
| 2020-12-31 | 0.06 | 0.17 | -0.11Net Cash | 2.48 | 2.5% |
| 2020-09-30 | 0.04 | 0.17 | -0.13Net Cash | 2.48 | 1.5% |
| 2020-06-30 | 0.04 | 0.22 | -0.19Net Cash | 2.48 | 1.4% |
| 2020-03-31 | 0.10 | 0.17 | -0.07Net Cash | 2.37 | 4.3% |
| 2019-12-31 | 0.15 | 0.11 | 0.04 | 2.27 | 6.4% |
| 2019-09-30 | 0.06 | 0.20 | -0.14Net Cash | 2.20 | 2.8% |
| 2019-06-30 | 0.04 | 0.15 | -0.11Net Cash | 2.12 | 1.8% |
| 2019-03-31 | 0.04 | 0.12 | -0.08Net Cash | 2.01 | 1.9% |
| 2018-12-31 | 0.06 | 0.11 | -0.05Net Cash | 1.90 | 3.3% |
| 2018-09-30 | 0.08 | 0.10 | -0.02Net Cash | 1.86 | 4.4% |
| 2018-06-30 | 0.04 | 0.12 | -0.07Net Cash | 1.79 | 2.3% |
| 2018-03-31 | 0.04 | 0.09 | -0.05Net Cash | 1.73 | 2.4% |
| 2017-12-31 | 0.08 | 0.11 | -0.03Net Cash | 1.62 | 5.0% |
| 2017-09-30 | 0.05 | 0.12 | -0.07Net Cash | 1.56 | 3.4% |
| 2017-06-30 | 0.09 | 0.12 | -0.03Net Cash | 1.54 | 5.6% |
| 2017-03-31 | 0.13 | 0.10 | 0.03 | 1.47 | 8.9% |
| 2016-12-31 | 0.13 | 0.09 | 0.04 | 1.34 | 9.6% |
| 2016-09-30 | 0.13 | 0.09 | 0.04 | 1.29 | 10.0% |
| 2016-06-30 | 0.13 | 0.11 | 0.01 | 1.29 | 10.0% |
| 2016-03-31 | 0.13 | 0.11 | 0.02 | 1.24 | 10.4% |
| 2015-12-31 | 0.13 | 0.12 | 0.01 | 1.22 | 10.6% |
| 2015-09-30 | 0.13 | 0.08 | 0.05 | 1.17 | 11.0% |
| 2015-06-30 | 0.13 | 0.07 | 0.06 | 1.12 | 11.5% |
| 2015-03-31 | 0.13 | 0.07 | 0.06 | 1.07 | 12.0% |
| 2014-12-31 | 0.15 | 0.07 | 0.08 | 1.03 | 14.4% |
| 2014-09-30 | 0.15 | 0.07 | 0.08 | 1.01 | 15.2% |
| 2014-06-30 | 0.14 | 0.09 | 0.05 | 0.97 | 14.5% |
| 2014-03-31 | 0.14 | 0.10 | 0.03 | 0.94 | 14.7% |
| 2013-12-31 | 0.14 | 0.10 | 0.04 | 0.89 | 15.4% |
| 2013-09-30 | 0.17 | 0.09 | 0.08 | 0.85 | 20.1% |
| 2013-06-30 | 0.14 | 0.10 | 0.04 | 0.84 | 16.4% |
| 2013-03-31 | 0.14 | 0.10 | 0.04 | 0.82 | 16.7% |
| 2012-12-31 | 0.15 | 0.11 | 0.04 | 0.80 | 18.9% |
| 2012-09-30 | 0.14 | 0.02 | 0.11 | 0.78 | 17.6% |
| 2012-06-30 | 0.14 | 0.03 | 0.11 | 0.76 | 17.9% |
| 2012-03-31 | 0.14 | 0.03 | 0.11 | 0.77 | 17.7% |
| 2011-12-31 | 0.26 | 0.12 | 0.14 | 0.77 | 33.7% |
| 2011-09-30 | 0.14 | 0.02 | 0.11 | 0.76 | 18.0% |
| 2011-06-30 | 0.14 | 0.02 | 0.12 | 0.76 | 18.0% |
| 2011-03-31 | 0.14 | 0.02 | 0.12 | 0.76 | 17.9% |
| 2010-12-31 | 0.14 | 0.00 | 0.13 | 0.74 | 18.5% |
| 2010-09-30 | 0.14 | 0.01 | 0.12 | 0.74 | 18.3% |
| 2010-06-30 | 0.14 | 0.01 | 0.13 | 0.74 | 18.9% |
| 2010-03-31 | 0.16 | 0.02 | 0.15 | 0.74 | 21.6% |
| 2009-12-31 | 0.16 | 0.01 | 0.15 | 0.72 | 22.3% |
| 2009-09-30 | 0.17 | 0.03 | 0.14 | 0.73 | 23.6% |
| 2009-06-30 | 0.18 | 0.01 | 0.17 | 0.74 | 24.5% |
| 2009-03-31 | 0.17 | 0.01 | 0.16 | 0.71 | 23.8% |
| 2008-12-31 | 0.18 | 0.00 | 0.17 | 0.69 | 25.7% |
| 2008-09-30 | 0.18 | 0.01 | 0.17 | 0.70 | 25.1% |
| 2008-06-30 | 0.17 | 0.01 | 0.16 | 0.70 | 24.5% |
| 2008-03-31 | 0.17 | 0.01 | 0.16 | 0.68 | 25.0% |
| 2007-12-31 | 0.17 | 0.01 | 0.16 | 0.63 | 27.4% |
| 2007-09-30 | 0.16 | 0.01 | 0.15 | 0.61 | 25.5% |
| 2007-06-30 | 0.15 | 0.01 | 0.13 | 0.57 | 25.6% |
| 2007-03-31 | 0.13 | 0.01 | 0.12 | 0.56 | 23.7% |
| 2006-12-31 | 0.12 | 0.01 | 0.11 | 0.51 | 23.9% |
| 2006-09-30 | 0.12 | 0.01 | 0.11 | 0.50 | 23.8% |
| 2006-06-30 | 0.12 | 0.01 | 0.12 | 0.46 | 27.4% |
| 2006-03-31 | 0.11 | 0.01 | 0.10 | 0.42 | 25.5% |
| 2005-12-31 | 0.11 | 0.01 | 0.10 | 0.41 | 26.5% |
| 2005-09-30 | 0.10 | 0.01 | 0.10 | 0.38 | 27.7% |
| 2005-06-30 | 0.10 | 0.00 | 0.09 | 0.36 | 26.8% |
| 2005-03-31 | 0.09 | 0.00 | 0.09 | 0.34 | 26.8% |
| 2004-12-31 | 0.08 | 0.00 | 0.08 | 0.32 | 25.3% |
| 2004-09-30 | 0.08 | 0.00 | 0.08 | 0.29 | 27.5% |
| 2004-06-30 | 0.08 | 0.00 | 0.08 | 0.27 | 29.7% |
| 2004-03-31 | 0.07 | 0.00 | 0.07 | 0.26 | 27.4% |
| 2003-12-31 | 0.05 | 0.00 | 0.04 | 0.23 | 20.8% |
| 2003-09-30 | 0.05 | 0.01 | 0.04 | 0.21 | 21.8% |
| 2003-06-30 | 0.04 | 0.00 | 0.03 | 0.19 | 18.5% |
| 2003-03-31 | 0.03 | 0.00 | 0.03 | 0.18 | 17.6% |
| 2002-12-31 | 0.03 | 0.00 | 0.02 | 0.17 | 15.0% |
| 2002-09-30 | 0.02 | 0.00 | 0.01 | 0.16 | 10.4% |
| 2002-06-30 | 0.01 | 0.00 | 0.01 | 0.14 | 7.4% |
| 2002-03-31 | 0.00 | 0.00 | 0.00 | 0.13 | 3.4% |
| 2001-12-31 | 0.02 | 0.00 | 0.01 | 0.12 | 13.0% |
| 2001-09-30 | 0.01 | 0.00 | 0.01 | 0.10 | 9.8% |
| 2001-06-30 | 0.00 | 0.00 | -0.00Net Cash | 0.08 | 0.0% |
| 2001-03-31 | 0.00 | 0.00 | -0.00Net Cash | 0.08 | 0.7% |
| 2000-12-31 | 0.00 | 0.00 | 0.00 | 0.06 | 1.9% |
| 2000-09-30 | 0.00 | 0.00 | -0.00Net Cash | 0.05 | 0.4% |
| 2000-06-30 | 0.00 | 0.00 | -0.00Net Cash | 0.04 | 2.7% |
| 2000-03-31 | 0.00 | 0.00 | -0.00Net Cash | 0.03 | 0.0% |
| 1999-12-31 | 0.00 | 0.00 | 0.00 | 0.01 | 0.0% |