Total Debt
$99.4M
Net Debt
-$280M
SmartFinancial, Inc. currently has $99.4M in total debt. Net debt is -$280M after cash offsets. This 'Net Cash' position indicates exceptional financial strength.
Financial Fundamentals
SMBK • Quarterly Data • 5Y View
| Date | Total Debt ($B) | Cash & Inv. ($B) | Net Debt ($B) | Total Assets | Debt/Assets |
|---|---|---|---|---|---|
| 2026-06-30 | 0.10 | 0.38 | -0.28Net Cash | 6.12 | 1.6% |
| 2026-03-31 | 0.10 | 0.90 | -0.80Net Cash | 5.91 | 1.7% |
| 2025-12-31 | 0.10 | 1.14 | -1.04Net Cash | 5.86 | 1.7% |
| 2025-09-30 | 0.14 | 0.93 | -0.79Net Cash | 5.78 | 2.4% |
| 2025-06-30 | 0.05 | 0.68 | -0.64Net Cash | 5.49 | 0.9% |
| 2025-03-31 | 0.05 | 0.91 | -0.86Net Cash | 5.41 | 0.9% |
| 2024-12-31 | 0.05 | 0.68 | -0.64Net Cash | 5.28 | 0.9% |
| 2024-09-30 | 0.05 | 0.69 | -0.64Net Cash | 4.91 | 1.0% |
| 2024-06-30 | 0.05 | 0.78 | -0.73Net Cash | 4.89 | 1.1% |
| 2024-03-31 | 0.05 | 0.87 | -0.81Net Cash | 4.95 | 1.0% |
| 2023-12-31 | 0.06 | 0.70 | -0.65Net Cash | 4.83 | 1.1% |
| 2023-09-30 | 0.06 | 0.75 | -0.69Net Cash | 4.80 | 1.2% |
| 2023-06-30 | 0.06 | 0.78 | -0.72Net Cash | 4.75 | 1.2% |
| 2023-03-31 | 0.06 | 0.80 | -0.74Net Cash | 4.77 | 1.2% |
| 2022-12-31 | 0.08 | 0.74 | -0.65Net Cash | 4.64 | 1.8% |
| 2022-09-30 | 0.06 | 0.99 | -0.93Net Cash | 4.80 | 1.3% |
| 2022-06-30 | 0.05 | 1.11 | -1.06Net Cash | 4.79 | 1.1% |
| 2022-03-31 | 0.08 | 1.27 | -1.19Net Cash | 4.72 | 1.7% |
| 2021-12-31 | 0.14 | 1.49 | -1.35Net Cash | 4.61 | 3.1% |
| 2021-09-30 | 0.13 | 1.39 | -1.26Net Cash | 4.38 | 3.0% |
| 2021-06-30 | 0.12 | 0.85 | -0.74Net Cash | 3.65 | 3.2% |
| 2021-03-31 | 0.12 | 0.74 | -0.62Net Cash | 3.56 | 3.4% |
| 2020-12-31 | 0.12 | 0.63 | -0.51Net Cash | 3.30 | 3.6% |
| 2020-09-30 | 0.12 | 0.69 | -0.57Net Cash | 3.39 | 3.6% |
| 2020-06-30 | 0.12 | 0.53 | -0.41Net Cash | 3.27 | 3.7% |
| 2020-03-31 | 0.17 | 0.43 | -0.26Net Cash | 2.87 | 5.9% |
| 2019-12-31 | 0.07 | 0.34 | -0.27Net Cash | 2.45 | 2.9% |
| 2019-09-30 | 0.07 | 0.34 | -0.27Net Cash | 2.39 | 2.9% |
| 2019-06-30 | 0.06 | 0.29 | -0.23Net Cash | 2.39 | 2.6% |
| 2019-03-31 | 0.05 | 0.33 | -0.28Net Cash | 2.35 | 2.3% |
| 2018-12-31 | 0.06 | 0.32 | -0.26Net Cash | 2.27 | 2.7% |
| 2018-09-30 | 0.08 | 0.30 | -0.22Net Cash | 2.05 | 4.0% |
| 2018-06-30 | 0.09 | 0.32 | -0.23Net Cash | 2.06 | 4.4% |
| 2018-03-31 | 0.05 | 0.25 | -0.20Net Cash | 1.76 | 2.6% |
| 2017-12-31 | 0.07 | 0.26 | -0.19Net Cash | 1.72 | 3.9% |
| 2017-09-30 | 0.03 | 0.18 | -0.15Net Cash | 1.14 | 2.9% |
| 2017-06-30 | 0.02 | 0.22 | -0.19Net Cash | 1.15 | 2.0% |
| 2017-03-31 | 0.02 | 0.19 | -0.17Net Cash | 1.05 | 2.2% |
| 2016-12-31 | 0.05 | 0.20 | -0.15Net Cash | 1.06 | 4.2% |
| 2016-09-30 | 0.07 | 0.20 | -0.13Net Cash | 1.04 | 6.5% |
| 2016-06-30 | 0.04 | 0.21 | -0.18Net Cash | 1.03 | 3.6% |
| 2016-03-31 | 0.05 | 0.22 | -0.17Net Cash | 1.02 | 5.0% |
| 2015-12-31 | 0.08 | 0.24 | -0.16Net Cash | 1.02 | 7.8% |
| 2015-09-30 | 0.06 | 0.23 | -0.17Net Cash | 1.01 | 5.7% |
| 2015-06-30 | 0.05 | 0.11 | -0.05Net Cash | 0.44 | 12.6% |
| 2015-03-31 | 0.05 | 0.11 | -0.06Net Cash | 0.43 | 11.9% |
| 2014-12-31 | 0.04 | 0.14 | -0.10Net Cash | 0.53 | 7.1% |
| 2014-09-30 | 0.06 | 0.09 | -0.04Net Cash | 0.41 | 13.4% |
| 2014-06-30 | 0.05 | 0.10 | -0.06Net Cash | 0.42 | 11.2% |
| 2014-03-31 | 0.05 | 0.11 | -0.07Net Cash | 0.43 | 10.6% |
| 2013-12-31 | 0.05 | 0.12 | -0.07Net Cash | 0.43 | 11.5% |
| 2013-09-30 | 0.05 | 0.12 | -0.07Net Cash | 0.43 | 11.0% |
| 2013-06-30 | 0.05 | 0.13 | -0.07Net Cash | 0.44 | 12.6% |
| 2013-03-31 | 0.05 | 0.13 | -0.07Net Cash | 0.43 | 12.3% |
| 2012-12-31 | 0.06 | 0.14 | -0.08Net Cash | 0.44 | 12.9% |
| 2012-09-30 | 0.06 | 0.03 | 0.02 | 0.43 | 13.3% |
| 2012-06-30 | 0.06 | 0.04 | 0.02 | 0.42 | 14.5% |
| 2012-03-31 | 0.06 | 0.03 | 0.03 | 0.42 | 15.3% |
| 2011-12-31 | 0.07 | 0.12 | -0.05Net Cash | 0.42 | 17.1% |
| 2011-09-30 | 0.07 | 0.03 | 0.04 | 0.43 | 16.2% |
| 2011-06-30 | 0.08 | 0.03 | 0.05 | 0.44 | 17.1% |
| 2011-03-31 | 0.08 | 0.04 | 0.04 | 0.45 | 18.2% |
| 2010-12-31 | 0.08 | 0.02 | 0.06 | 0.44 | 17.9% |
| 2010-09-30 | 0.10 | 0.05 | 0.05 | 0.48 | 20.5% |
| 2010-06-30 | 0.09 | 0.04 | 0.05 | 0.52 | 17.5% |
| 2010-03-31 | 0.10 | 0.06 | 0.05 | 0.56 | 18.2% |
| 2009-12-31 | 0.10 | 0.04 | 0.06 | 0.53 | 18.5% |
| 2009-09-30 | 0.09 | 0.07 | 0.02 | 0.51 | 17.8% |
| 2009-06-30 | 0.09 | 0.03 | 0.06 | 0.46 | 20.0% |
| 2009-03-31 | 0.10 | 0.03 | 0.06 | 0.48 | 19.9% |
| 2008-12-31 | 0.11 | 0.01 | 0.10 | 0.47 | 22.7% |
| 2008-09-30 | 0.12 | 0.01 | 0.11 | 0.46 | 25.3% |
| 2008-06-30 | 0.10 | 0.01 | 0.09 | 0.45 | 22.4% |
| 2008-03-31 | 0.10 | 0.01 | 0.09 | 0.45 | 22.0% |
| 2007-12-31 | 0.09 | 0.01 | 0.07 | 0.44 | 19.9% |
| 2007-09-30 | 0.06 | 0.01 | 0.04 | 0.44 | 13.3% |
| 2007-06-30 | 0.08 | 0.02 | 0.07 | 0.42 | 19.8% |
| 2007-03-31 | 0.06 | 0.01 | 0.05 | 0.39 | 14.6% |
| 2006-12-31 | 0.06 | 0.02 | 0.04 | 0.37 | 15.7% |
| 2006-09-30 | 0.04 | 0.01 | 0.03 | 0.36 | 12.2% |
| 2006-06-30 | 0.06 | 0.01 | 0.04 | 0.35 | 16.1% |
| 2006-03-31 | 0.03 | 0.01 | 0.03 | 0.34 | 10.1% |
| 2005-12-31 | 0.03 | 0.01 | 0.02 | 0.32 | 10.8% |
| 2005-09-30 | 0.05 | 0.02 | 0.03 | 0.32 | 15.3% |
| 2005-06-30 | 0.04 | 0.02 | 0.02 | 0.30 | 12.7% |
| 2005-03-31 | 0.03 | 0.01 | 0.03 | 0.28 | 12.5% |
| 2004-12-31 | 0.03 | 0.01 | 0.03 | 0.25 | 13.8% |
| 2004-09-30 | 0.03 | 0.01 | 0.03 | 0.24 | 13.1% |
| 2004-06-30 | 0.03 | 0.01 | 0.03 | 0.23 | 14.2% |
| 2004-03-31 | 0.03 | 0.00 | 0.02 | 0.21 | 12.3% |
| 2003-12-31 | 0.02 | 0.01 | 0.02 | 0.20 | 11.7% |
| 2003-09-30 | 0.02 | 0.00 | 0.02 | 0.18 | 11.6% |
| 2003-06-30 | 0.03 | 0.01 | 0.02 | 0.18 | 14.8% |
| 2003-03-31 | 0.02 | 0.00 | 0.01 | 0.17 | 8.7% |
| 2002-12-31 | 0.01 | 0.00 | 0.01 | 0.16 | 8.4% |
| 2002-09-30 | 0.00 | 6.66 | -6.66Net Cash | 153.74 | 0.0% |
| 2002-06-30 | 0.00 | 3.75 | -3.75Net Cash | 141.14 | 0.0% |
| 2002-03-31 | 0.00 | 3.72 | -3.72Net Cash | 138.47 | 0.0% |
| 2001-12-31 | 0.00 | 6.23 | -6.23Net Cash | 142.46 | 0.0% |
| 2001-09-30 | 0.00 | 5.75 | -5.75Net Cash | 128.70 | 0.0% |