Total Debt
$3.41B
Net Debt
-$3.95B
SoFi Technologies, Inc. currently has $3.41B in total debt. Net debt is -$3.95B after cash offsets. This 'Net Cash' position indicates exceptional financial strength.
Financial Fundamentals
SOFI • Quarterly Data • 5Y View
| Date | Total Debt ($B) | Cash & Inv. ($B) | Net Debt ($B) | Total Assets | Debt/Assets |
|---|---|---|---|---|---|
| 2026-06-30 | 3.41 | 7.35 | -3.95Net Cash | 60.95 | 5.6% |
| 2026-03-31 | 1.91 | 6.45 | -4.53Net Cash | 53.70 | 3.6% |
| 2025-12-31 | 1.93 | 7.36 | -5.43Net Cash | 50.66 | 3.8% |
| 2025-09-30 | 2.81 | 5.64 | -2.83Net Cash | 45.29 | 6.2% |
| 2025-06-30 | 4.03 | 4.39 | -0.35Net Cash | 41.11 | 9.8% |
| 2025-03-31 | 3.14 | 4.24 | -1.10Net Cash | 37.75 | 8.3% |
| 2024-12-31 | 3.20 | 4.34 | -1.14Net Cash | 36.25 | 8.8% |
| 2024-09-30 | 3.28 | 3.83 | -0.55Net Cash | 34.38 | 9.5% |
| 2024-06-30 | 3.21 | 3.78 | -0.57Net Cash | 32.64 | 9.8% |
| 2024-03-31 | 3.00 | 4.53 | -1.53Net Cash | 31.31 | 9.6% |
| 2023-12-31 | 5.36 | 3.59 | 1.78 | 30.07 | 17.8% |
| 2023-09-30 | 6.36 | 3.19 | 3.17 | 27.98 | 22.8% |
| 2023-06-30 | 6.61 | 3.26 | 3.36 | 25.56 | 25.9% |
| 2023-03-31 | 6.26 | 2.50 | 3.76 | 22.45 | 27.9% |
| 2022-12-31 | 5.63 | 1.46 | 4.17 | 19.01 | 29.6% |
| 2022-09-30 | 4.74 | 0.99 | 3.75 | 15.83 | 29.9% |
| 2022-06-30 | 3.91 | 0.76 | 3.15 | 12.67 | 30.9% |
| 2022-03-31 | 5.12 | 1.35 | 3.77 | 12.25 | 41.8% |
| 2021-12-31 | 4.19 | 0.69 | 3.51 | 9.18 | 45.7% |
| 2021-09-30 | 3.01 | 0.55 | 2.46 | 8.08 | 37.3% |
| 2021-06-30 | 2.57 | 0.46 | 2.11 | 7.65 | 33.6% |
| 2021-03-31 | 0.00 | 0.00 | 0.00 | 0.81 | 0.2% |
| 2020-12-31 | 5.06 | 0.87 | 4.18 | 8.56 | 59.1% |
| 2020-09-30 | 0.00 | 0.00 | 0.00 | 0.00 | 85.8% |
| 2020-06-30 | 0.00 | 0.00 | -0.00Net Cash | 0.00 | 61.4% |
| 2020-03-31 | 0.00 | 0.00 | 0.00 | 0.00 | — |
| 2019-12-31 | 5.08 | 0.50 | 4.59 | 7.29 | 69.8% |