Total Debt
$175.3M
Net Debt
-$1.86B
Stellar Bancorp, Inc. currently has $175.3M in total debt. Net debt is -$1.86B after cash offsets. This 'Net Cash' position indicates exceptional financial strength.
Financial Fundamentals
STEL • Quarterly Data • 5Y View
| Date | Total Debt ($B) | Cash & Inv. ($B) | Net Debt ($B) | Total Assets | Debt/Assets |
|---|---|---|---|---|---|
| 2026-03-31 | 0.18 | 2.03 | -1.86Net Cash | 10.89 | 1.6% |
| 2025-12-31 | 0.04 | 2.22 | -2.18Net Cash | 10.81 | 0.4% |
| 2025-09-30 | 0.07 | 0.80 | -0.73Net Cash | 10.63 | 0.7% |
| 2025-06-30 | 0.16 | 1.77 | -1.61Net Cash | 10.49 | 1.5% |
| 2025-03-31 | 0.19 | 1.72 | -1.53Net Cash | 10.43 | 1.8% |
| 2024-12-31 | 0.07 | 2.10 | -2.03Net Cash | 10.91 | 0.6% |
| 2024-09-30 | 0.17 | 2.21 | -2.04Net Cash | 10.63 | 1.6% |
| 2024-06-30 | 0.35 | 2.12 | -1.77Net Cash | 10.72 | 3.3% |
| 2024-03-31 | 0.32 | 1.92 | -1.60Net Cash | 10.73 | 3.0% |
| 2023-12-31 | 0.16 | 1.79 | -1.64Net Cash | 10.65 | 1.5% |
| 2023-09-30 | 0.43 | 1.72 | -1.28Net Cash | 10.67 | 4.1% |
| 2023-06-30 | 0.48 | 1.78 | -1.30Net Cash | 10.78 | 4.4% |
| 2023-03-31 | 0.35 | 1.78 | -1.43Net Cash | 10.60 | 3.3% |
| 2022-12-31 | 0.17 | 2.18 | -2.01Net Cash | 10.90 | 1.6% |
| 2022-09-30 | 0.01 | 0.61 | -0.60Net Cash | 4.27 | 0.3% |
| 2022-06-30 | 0.01 | 0.74 | -0.72Net Cash | 4.32 | 0.3% |
| 2022-03-31 | 0.06 | 1.04 | -0.97Net Cash | 4.45 | 1.4% |
| 2021-12-31 | 0.21 | 2.53 | -2.32Net Cash | 7.10 | 3.0% |
| 2021-09-30 | 0.06 | 1.16 | -1.10Net Cash | 4.21 | 1.5% |
| 2021-06-30 | 0.07 | 0.93 | -0.86Net Cash | 4.07 | 1.6% |
| 2021-03-31 | 0.07 | 0.72 | -0.66Net Cash | 4.03 | 1.6% |
| 2020-12-31 | 0.07 | 0.74 | -0.67Net Cash | 3.95 | 1.7% |
| 2020-09-30 | 0.07 | 0.46 | -0.39Net Cash | 3.81 | 1.8% |
| 2020-06-30 | 0.07 | 0.56 | -0.49Net Cash | 3.90 | 1.8% |
| 2020-03-31 | 0.07 | 0.34 | -0.27Net Cash | 3.43 | 1.9% |
| 2019-12-31 | 0.07 | 0.43 | -0.36Net Cash | 3.48 | 1.9% |
| 2019-09-30 | 0.14 | 0.34 | -0.21Net Cash | 3.43 | 4.0% |
| 2019-06-30 | 0.11 | 0.27 | -0.16Net Cash | 3.38 | 3.1% |
| 2019-03-31 | 0.02 | 0.28 | -0.26Net Cash | 3.28 | 0.5% |
| 2018-12-31 | 0.00 | 0.44 | -0.44Net Cash | 3.28 | 0.1% |
| 2018-09-30 | 0.01 | 0.28 | -0.27Net Cash | 3.19 | 0.3% |
| 2018-06-30 | 0.06 | 0.25 | -0.19Net Cash | 3.10 | 1.9% |
| 2018-03-31 | 0.01 | 0.28 | -0.27Net Cash | 3.07 | 0.2% |
| 2017-12-31 | 0.01 | 0.33 | -0.32Net Cash | 3.08 | 0.3% |
| 2017-09-30 | 0.03 | 0.41 | -0.38Net Cash | 2.99 | 1.1% |
| 2017-06-30 | 0.03 | 0.31 | -0.27Net Cash | 2.94 | 1.2% |
| 2017-03-31 | 0.04 | 0.00 | 0.04 | 2.91 | 1.2% |
| 2016-12-31 | 0.04 | 0.38 | -0.35Net Cash | 2.95 | 1.2% |