Total Debt
$16.43B
Net Debt
$239M
Synchrony Financial currently has $16.43B in total debt. Net debt is $239M after cash offsets.
Financial Fundamentals
SYF • Quarterly Data • 5Y View
| Date | Total Debt ($B) | Cash & Inv. ($B) | Net Debt ($B) | Total Assets | Debt/Assets |
|---|---|---|---|---|---|
| 2026-06-30 | 16.43 | 16.19 | 0.24 | 121.93 | 13.5% |
| 2026-03-31 | 16.43 | 20.56 | -4.13Net Cash | 121.50 | 13.5% |
| 2025-12-31 | 15.18 | 17.32 | -2.14Net Cash | 119.09 | 12.7% |
| 2025-09-30 | 14.43 | 18.96 | -4.53Net Cash | 116.98 | 12.3% |
| 2025-06-30 | 16.01 | 22.36 | -6.35Net Cash | 120.50 | 13.3% |
| 2025-03-31 | 17.01 | 24.35 | -7.34Net Cash | 122.03 | 13.9% |
| 2024-12-31 | 15.46 | 17.79 | -2.33Net Cash | 119.46 | 12.9% |
| 2024-09-30 | 15.63 | 20.28 | -4.65Net Cash | 119.23 | 13.1% |
| 2024-06-30 | 15.64 | 21.32 | -5.69Net Cash | 120.49 | 13.0% |
| 2024-03-31 | 16.13 | 23.03 | -6.89Net Cash | 121.17 | 13.3% |
| 2023-12-31 | 15.98 | 18.06 | -2.08Net Cash | 117.48 | 13.6% |
| 2023-09-30 | 15.23 | 18.52 | -3.29Net Cash | 112.94 | 13.5% |
| 2023-06-30 | 14.23 | 17.00 | -2.77Net Cash | 108.70 | 13.1% |
| 2023-03-31 | 14.93 | 19.31 | -4.38Net Cash | 107.85 | 13.8% |
| 2022-12-31 | 14.19 | 15.17 | -0.98Net Cash | 104.56 | 13.6% |
| 2022-09-30 | 14.32 | 17.04 | -2.72Net Cash | 100.77 | 14.2% |
| 2022-06-30 | 12.16 | 15.69 | -3.54Net Cash | 95.20 | 12.8% |
| 2022-03-31 | 13.36 | 15.22 | -1.86Net Cash | 95.27 | 14.0% |
| 2021-12-31 | 14.51 | 13.62 | 0.89 | 95.75 | 15.2% |
| 2021-09-30 | 12.76 | 15.25 | -2.49Net Cash | 91.94 | 13.9% |
| 2021-06-30 | 13.46 | 16.84 | -3.39Net Cash | 92.02 | 14.6% |
| 2021-03-31 | 15.16 | 23.17 | -8.01Net Cash | 95.85 | 15.8% |
| 2020-12-31 | 15.78 | 18.99 | -3.22Net Cash | 95.95 | 16.4% |
| 2020-09-30 | 15.77 | 21.98 | -6.21Net Cash | 95.66 | 16.5% |
| 2020-06-30 | 16.07 | 22.97 | -6.90Net Cash | 96.54 | 16.6% |
| 2020-03-31 | 17.25 | 19.85 | -2.60Net Cash | 98.04 | 17.6% |
| 2019-12-31 | 19.87 | 18.06 | 1.81 | 104.83 | 19.0% |
| 2019-09-30 | 20.36 | 16.05 | 4.32 | 105.94 | 19.2% |
| 2019-06-30 | 21.24 | 17.90 | 3.34 | 106.39 | 20.0% |
| 2019-03-31 | 21.89 | 18.47 | 3.42 | 105.38 | 20.8% |
| 2018-12-31 | 24.00 | 15.46 | 8.54 | 106.79 | 22.5% |
| 2018-09-30 | 23.74 | 19.35 | 4.39 | 104.55 | 22.7% |
| 2018-06-30 | 21.72 | 22.45 | -0.73Net Cash | 99.12 | 21.9% |
| 2018-03-31 | 21.02 | 19.30 | 1.71 | 95.56 | 22.0% |
| 2017-12-31 | 20.80 | 16.07 | 4.72 | 95.81 | 21.7% |
| 2017-09-30 | 19.90 | 17.22 | 2.68 | 92.55 | 21.5% |
| 2017-06-30 | 20.71 | 16.00 | 4.71 | 91.14 | 22.7% |
| 2017-03-31 | 20.19 | 16.70 | 3.49 | 89.05 | 22.7% |
| 2016-12-31 | 20.15 | 14.42 | 5.73 | 90.21 | 22.3% |
| 2016-09-30 | 20.17 | 16.93 | 3.24 | 87.16 | 23.1% |
| 2016-06-30 | 19.30 | 14.49 | 4.80 | 82.38 | 23.4% |
| 2016-03-31 | 20.48 | 15.43 | 5.04 | 81.66 | 25.1% |
| 2015-12-31 | 24.28 | 15.45 | 8.83 | 83.99 | 28.9% |
| 2015-09-30 | 23.88 | 15.85 | 8.03 | 79.44 | 30.1% |
| 2015-06-30 | 23.69 | 14.29 | 9.40 | 75.75 | 31.3% |
| 2015-03-31 | 24.06 | 14.32 | 9.74 | 72.72 | 33.1% |
| 2014-12-31 | 27.46 | 13.41 | 14.05 | 75.71 | 36.3% |
| 2014-09-30 | 27.58 | 15.12 | 12.47 | 73.47 | 37.5% |
| 2014-06-30 | 22.97 | 7.07 | 15.91 | 63.17 | 36.4% |
| 2014-03-31 | 22.70 | 5.58 | 17.12 | 59.24 | 38.3% |
| 2013-12-31 | 24.32 | 2.54 | 21.78 | 59.09 | 41.2% |