Tompkins Financial Corporation (TMP)

Solvency & Capital Structure

Total Debt

$728.1M

Net Debt

$656.4M

Tompkins Financial Corporation currently has $728.1M in total debt. Net debt is $656.4M after cash offsets.

Financial Fundamentals

TMP • Quarterly Data • 5Y View

Date	Total Debt ($B)	Cash & Inv. ($B)	Net Debt ($B)	Total Assets	Debt/Assets
2026-06-30	0.73	0.07	0.66	8.80	8.3%
2026-03-31	0.57	0.07	0.50	8.70	6.5%
2025-12-31	0.66	1.11	-0.45Net Cash	8.67	7.6%
2025-09-30	0.53	1.05	-0.52Net Cash	8.47	6.2%
2025-06-30	0.80	1.05	-0.25Net Cash	8.37	9.6%
2025-03-31	0.62	1.03	-0.42Net Cash	8.20	7.5%
2024-12-31	0.79	1.37	-0.58Net Cash	8.11	9.7%
2024-09-30	0.61	1.44	-0.83Net Cash	8.01	7.6%
2024-06-30	0.81	1.39	-0.58Net Cash	7.87	10.3%
2024-03-31	0.57	1.42	-0.86Net Cash	7.78	7.3%
2023-12-31	0.65	1.50	-0.84Net Cash	7.82	8.4%
2023-09-30	0.35	1.53	-1.18Net Cash	7.69	4.6%
2023-06-30	0.44	1.55	-1.11Net Cash	7.63	5.7%
2023-03-31	0.39	1.66	-1.27Net Cash	7.64	5.1%
2022-12-31	0.35	1.67	-1.33Net Cash	7.67	4.5%
2022-09-30	0.16	1.84	-1.69Net Cash	7.78	2.0%
2022-06-30	0.35	1.97	-1.63Net Cash	7.84	4.4%
2022-03-31	0.12	2.16	-2.04Net Cash	7.89	1.5%
2021-12-31	0.19	2.11	-1.92Net Cash	7.82	2.4%
2021-09-30	0.18	2.40	-2.22Net Cash	8.11	2.2%
2021-06-30	0.31	2.31	-2.00Net Cash	7.99	3.8%
2021-03-31	0.33	2.45	-2.13Net Cash	8.10	4.0%
2020-12-31	0.34	2.02	-1.67Net Cash	7.62	4.5%
2020-09-30	0.37	2.04	-1.68Net Cash	7.79	4.7%
2020-06-30	0.39	1.81	-1.42Net Cash	7.58	5.2%
2020-03-31	0.54	1.47	-0.92Net Cash	6.74	8.1%
2019-12-31	0.74	1.44	-0.70Net Cash	6.73	10.9%
2019-09-30	0.45	0.13	0.32	6.63	6.7%
2019-06-30	0.84	0.08	0.76	6.65	12.6%
2019-03-31	0.94	0.07	0.87	6.74	14.0%
2018-12-31	1.09	1.41	-0.32Net Cash	6.76	16.2%
2018-09-30	1.01	0.11	0.89	6.75	14.9%
2018-06-30	1.25	0.08	1.16	6.75	18.5%
2018-03-31	1.01	1.44	-0.43Net Cash	6.65	15.2%
2017-12-31	1.09	1.48	-0.39Net Cash	6.65	16.4%
2017-09-30	0.85	0.13	0.72	6.52	13.0%
2017-06-30	0.97	0.08	0.89	6.42	15.1%
2017-03-31	0.73	0.08	0.66	6.28	11.7%
2016-12-31	0.92	1.49	-0.57Net Cash	6.24	14.8%
2016-09-30	0.71	0.18	0.53	6.10	11.6%
2016-06-30	0.74	1.48	-0.74Net Cash	5.92	12.4%
2016-03-31	0.49	0.06	0.44	5.76	8.5%
2015-12-31	0.57	1.44	-0.87Net Cash	5.69	10.1%
2015-09-30	0.44	0.11	0.33	5.59	7.8%
2015-06-30	0.53	1.44	-0.91Net Cash	5.44	9.8%
2015-03-31	0.37	1.51	-1.15Net Cash	5.36	6.9%
2014-12-31	0.39	1.46	-1.06Net Cash	5.27	7.5%
2014-09-30	0.20	0.09	0.12	5.09	4.0%
2014-06-30	0.32	0.08	0.24	5.06	6.4%
2014-03-31	0.25	0.10	0.15	5.04	5.0%
2013-12-31	0.37	1.44	-1.07Net Cash	5.00	7.4%
2013-09-30	0.28	0.09	0.19	4.93	5.7%
2013-06-30	0.34	1.50	-1.16Net Cash	4.93	7.0%
2013-03-31	0.20	0.10	0.10	4.99	4.0%
2012-12-31	0.16	1.51	-1.36Net Cash	4.84	3.2%
2012-09-30	0.13	0.14	-0.02Net Cash	4.92	2.5%
2012-06-30	0.12	0.06	0.06	3.48	3.5%
2012-03-31	0.13	0.10	0.03	3.55	3.7%
2011-12-31	0.21	0.05	0.16	3.40	6.2%
2011-09-30	0.14	0.11	0.03	3.36	4.1%
2011-06-30	0.17	0.05	0.12	3.29	5.3%
2011-03-31	0.14	0.05	0.09	3.28	4.3%
2010-12-31	0.24	0.05	0.19	3.26	7.5%
2010-09-30	0.18	0.08	0.10	3.25	5.6%
2010-06-30	0.19	0.05	0.14	3.16	6.0%
2010-03-31	0.19	0.10	0.09	3.21	5.9%
2009-12-31	0.21	0.05	0.16	3.15	6.6%
2009-09-30	0.19	0.08	0.11	3.09	6.3%
2009-06-30	0.19	0.05	0.14	2.97	6.6%
2009-03-31	0.21	0.04	0.17	2.99	6.9%
2008-12-31	0.27	0.05	0.22	2.87	9.6%
2008-09-30	0.19	0.05	0.13	2.73	6.8%
2008-06-30	0.19	0.05	0.14	2.71	7.1%
2008-03-31	0.16	0.05	0.10	2.45	6.4%
2007-12-31	0.21	0.05	0.16	2.36	8.9%
2007-09-30	0.15	0.06	0.09	2.32	6.4%
2007-06-30	0.16	0.06	0.10	2.26	6.9%
2007-03-31	0.05	0.04	0.00	2.28	2.0%
2006-12-31	0.09	0.05	0.04	2.21	3.9%
2006-09-30	0.09	0.07	0.02	2.18	4.0%
2006-06-30	0.13	0.06	0.08	2.14	6.3%
2006-03-31	0.07	0.06	0.01	2.13	3.1%
2005-12-31	0.06	0.06	0.00	2.11	3.0%
2005-09-30	0.08	0.07	0.01	2.08	3.8%
2005-06-30	0.08	0.05	0.03	2.04	4.1%
2005-03-31	0.07	0.05	0.02	2.01	3.3%
2004-12-31	0.06	0.04	0.02	1.97	3.2%
2004-09-30	0.08	0.06	0.02	1.97	3.9%
2004-06-30	0.07	0.05	0.02	1.93	3.8%
2004-03-31	0.08	0.08	0.00	1.95	4.2%
2003-12-31	0.09	0.07	0.02	1.86	4.7%
2003-09-30	0.07	0.07	-0.00Net Cash	1.81	4.0%
2003-06-30	0.10	0.08	0.01	1.79	5.5%
2003-03-31	0.12	0.06	0.06	1.76	6.6%
2002-12-31	0.08	0.06	0.02	1.67	4.9%
2002-09-30	0.08	0.07	0.01	1.64	5.0%
2002-06-30	0.08	0.05	0.04	1.59	5.3%
2002-03-31	0.08	0.04	0.04	1.54	5.5%
2001-12-31	0.08	0.04	0.03	1.42	5.3%
2001-09-30	0.07	0.05	0.03	1.36	5.3%
2001-06-30	0.08	0.05	0.04	1.33	6.2%
2001-03-31	0.08	0.04	0.03	1.32	5.8%
2000-12-31	0.07	0.05	0.02	1.30	5.2%
2000-09-30	0.07	0.04	0.03	1.28	5.3%
2000-06-30	0.06	0.05	0.01	1.25	5.0%
2000-03-31	0.04	0.05	-0.01Net Cash	1.21	3.5%
1999-12-31	0.04	0.04	0.01	1.19	3.5%
1999-09-30	0.04	0.03	0.01	0.70	5.7%
1999-06-30	0.04	0.02	0.02	0.69	6.6%
1999-03-31	0.04	0.02	0.02	0.68	6.6%
1998-12-31	0.05	0.03	0.02	0.95	5.1%
1998-09-30	0.05	0.02	0.03	0.65	7.2%
1998-06-30	0.04	0.02	0.01	0.65	5.9%
1998-03-31	0.03	0.03	0.01	0.65	5.1%
1997-12-31	0.03	0.03	0.00	0.63	4.3%
1997-09-30	0.02	0.03	-0.01Net Cash	0.62	3.2%
1997-06-30	0.02	0.03	-0.00Net Cash	0.62	3.6%
1997-03-31	0.01	0.03	-0.02Net Cash	0.61	2.3%
1996-12-31	0.01	0.03	-0.01Net Cash	0.59	2.5%
1996-09-30	0.02	0.03	-0.01Net Cash	0.58	3.3%