TrustCo Bank Corp NY (TRST)

Solvency & Capital Structure

Total Debt

$144.7M

Net Debt

$100.2M

TrustCo Bank Corp NY currently has $144.7M in total debt. Net debt is $100.2M after cash offsets.

Financial Fundamentals

TRST • Quarterly Data • 5Y View

Date	Total Debt ($B)	Cash & Inv. ($B)	Net Debt ($B)	Total Assets	Debt/Assets
2026-06-30	0.14	0.04	0.10	6.53	2.2%
2026-03-31	0.15	0.04	0.11	6.51	2.3%
2025-12-31	0.16	0.29	-0.14Net Cash	6.44	2.4%
2025-09-30	0.14	0.29	-0.16Net Cash	6.35	2.1%
2025-06-30	0.12	0.31	-0.19Net Cash	6.35	1.9%
2025-03-31	0.12	0.37	-0.25Net Cash	6.34	1.9%
2024-12-31	0.12	0.34	-0.22Net Cash	6.24	2.0%
2024-09-30	0.13	0.43	-0.30Net Cash	6.11	2.2%
2024-06-30	0.13	0.44	-0.31Net Cash	6.11	2.2%
2024-03-31	0.14	0.47	-0.33Net Cash	6.18	2.2%
2023-12-31	0.13	0.50	-0.37Net Cash	6.17	2.2%
2023-09-30	0.15	0.50	-0.35Net Cash	6.05	2.5%
2023-06-30	0.16	0.51	-0.35Net Cash	6.08	2.6%
2023-03-31	0.18	0.52	-0.34Net Cash	6.05	3.0%
2022-12-31	0.29	0.52	-0.23Net Cash	6.00	4.9%
2022-09-30	0.18	0.51	-0.34Net Cash	6.08	2.9%
2022-06-30	0.20	0.55	-0.35Net Cash	6.23	3.2%
2022-03-31	0.30	0.46	-0.16Net Cash	6.28	4.8%
2021-12-31	0.30	0.46	-0.16Net Cash	6.20	4.8%
2021-09-30	0.28	0.48	-0.20Net Cash	6.13	4.6%
2021-06-30	0.29	0.53	-0.24Net Cash	6.12	4.7%
2021-03-31	0.28	0.57	-0.29Net Cash	6.05	4.7%
2020-12-31	0.27	0.49	-0.22Net Cash	5.90	4.5%
2020-09-30	0.25	0.50	-0.26Net Cash	5.74	4.3%
2020-06-30	0.23	0.48	-0.25Net Cash	5.68	4.1%
2020-03-31	0.20	0.55	-0.34Net Cash	5.26	3.9%
2019-12-31	0.21	0.62	-0.42Net Cash	5.22	3.9%
2019-09-30	0.21	0.71	-0.51Net Cash	5.22	3.9%
2019-06-30	0.22	0.68	-0.45Net Cash	5.23	4.3%
2019-03-31	0.22	0.59	-0.37Net Cash	5.16	4.2%
2018-12-31	0.16	0.55	-0.39Net Cash	4.96	3.3%
2018-09-30	0.18	0.55	-0.37Net Cash	4.89	3.6%
2018-06-30	0.18	0.57	-0.38Net Cash	4.94	3.7%
2018-03-31	0.20	0.60	-0.39Net Cash	4.93	4.1%
2017-12-31	0.24	0.62	-0.37Net Cash	4.91	5.0%
2017-09-30	0.22	0.62	-0.41Net Cash	4.87	4.4%
2017-06-30	0.23	0.65	-0.42Net Cash	4.92	4.7%
2017-03-31	0.22	0.69	-0.47Net Cash	4.89	4.5%
2016-12-31	0.21	0.67	-0.46Net Cash	4.87	4.3%
2016-09-30	0.18	0.70	-0.52Net Cash	4.81	3.7%
2016-06-30	0.19	0.66	-0.47Net Cash	4.83	3.9%
2016-03-31	0.17	0.63	-0.46Net Cash	4.76	3.6%
2015-12-31	0.19	0.64	-0.45Net Cash	4.73	4.0%
2015-09-30	0.18	0.67	-0.48Net Cash	4.73	3.9%
2015-06-30	0.17	0.73	-0.56Net Cash	4.74	3.6%
2015-03-31	0.19	0.71	-0.52Net Cash	4.74	4.1%
2014-12-31	0.19	0.72	-0.53Net Cash	4.64	4.1%
2014-09-30	0.18	0.77	-0.59Net Cash	4.58	3.9%
2014-06-30	0.18	0.86	-0.68Net Cash	4.59	4.0%
2014-03-31	0.20	0.79	-0.59Net Cash	4.58	4.3%
2013-12-31	0.20	0.91	-0.71Net Cash	4.52	4.5%
2013-09-30	0.19	0.95	-0.77Net Cash	4.46	4.2%
2013-06-30	0.18	0.92	-0.74Net Cash	4.44	4.0%
2013-03-31	0.17	1.12	-0.95Net Cash	4.41	3.9%
2012-12-31	0.16	0.97	-0.81Net Cash	4.35	3.7%
2012-09-30	0.16	0.04	0.12	4.32	3.7%
2012-06-30	0.15	0.04	0.11	4.42	3.4%
2012-03-31	0.16	0.04	0.12	4.37	3.6%
2011-12-31	0.15	0.95	-0.81Net Cash	4.24	3.5%
2011-09-30	0.14	0.04	0.10	4.19	3.4%
2011-06-30	0.13	0.04	0.09	4.07	3.2%
2011-03-31	0.14	0.04	0.10	4.01	3.4%
2010-12-31	0.12	0.04	0.08	3.95	3.2%
2010-09-30	0.12	0.04	0.08	3.83	3.0%
2010-06-30	0.12	0.04	0.08	3.83	3.0%
2010-03-31	0.12	0.04	0.08	3.72	3.1%
2009-12-31	0.11	0.05	0.06	3.68	2.9%
2009-09-30	0.12	0.04	0.08	3.65	3.3%
2009-06-30	0.09	0.04	0.05	3.58	2.4%
2009-03-31	0.08	0.04	0.05	3.48	2.4%
2008-12-31	0.11	0.04	0.07	3.51	3.1%
2008-09-30	0.11	0.06	0.05	3.43	3.2%
2008-06-30	0.10	0.05	0.05	3.49	2.8%
2008-03-31	0.09	0.05	0.04	3.40	2.7%
2007-12-31	0.09	0.06	0.03	3.38	2.7%
2007-09-30	0.09	0.05	0.05	3.34	2.8%
2007-06-30	0.09	0.05	0.05	3.37	2.8%
2007-03-31	0.10	0.04	0.06	3.24	3.0%
2006-12-31	0.10	0.05	0.05	3.16	3.0%
2006-09-30	0.09	0.05	0.04	3.00	3.1%
2006-06-30	0.09	0.04	0.05	2.97	3.1%
2006-03-31	0.10	0.04	0.06	2.93	3.4%
2005-12-31	0.09	0.06	0.03	2.91	3.0%
2005-09-30	0.08	0.05	0.03	2.83	2.9%
2005-06-30	0.08	0.05	0.03	2.88	2.9%
2005-03-31	0.08	0.04	0.03	2.85	2.6%
2004-12-31	0.08	0.05	0.02	2.86	2.7%
2004-09-30	0.09	0.05	0.03	2.84	3.1%
2004-06-30	0.11	0.05	0.06	2.85	3.7%
2004-03-31	0.10	0.07	0.03	2.90	3.5%
2003-12-31	0.09	0.06	0.03	2.78	3.3%
2003-09-30	0.08	0.06	0.02	2.74	2.9%
2003-06-30	0.07	0.06	0.02	2.68	2.7%
2003-03-31	0.14	0.05	0.09	2.71	5.3%
2002-12-31	0.14	0.06	0.08	2.70	5.3%
2002-09-30	0.12	0.07	0.06	2.68	4.5%
2002-06-30	0.24	0.05	0.19	2.75	8.7%
2002-03-31	0.24	0.04	0.20	2.68	9.1%
2001-12-31	0.22	0.06	0.16	2.58	8.5%
2001-09-30	0.18	0.05	0.12	2.51	7.0%
2001-06-30	0.21	0.04	0.16	2.47	8.3%
2001-03-31	0.21	0.05	0.16	2.48	8.5%
2000-12-31	0.19	0.05	0.15	2.46	7.9%
2000-09-30	0.17	0.04	0.13	2.40	6.9%
2000-06-30	0.16	0.04	0.12	2.37	6.8%
2000-03-31	0.15	0.04	0.10	2.35	6.2%
1999-12-31	0.15	0.06	0.09	2.36	6.5%
1999-09-30	0.15	0.31	-0.15Net Cash	2.39	6.4%
1999-06-30	0.14	0.34	-0.19Net Cash	2.41	5.9%
1999-03-31	0.14	0.40	-0.26Net Cash	2.43	5.9%
1998-12-31	0.15	0.42	-0.28Net Cash	2.49	6.0%
1998-09-30	0.16	0.48	-0.32Net Cash	2.49	6.4%
1998-06-30	0.13	0.48	-0.35Net Cash	2.43	5.3%
1998-03-31	0.13	0.44	-0.31Net Cash	2.40	5.5%
1997-12-31	0.13	0.44	-0.31Net Cash	2.37	5.4%
1997-09-30	0.13	0.36	-0.23Net Cash	2.34	5.5%
1997-06-30	0.12	0.33	-0.22Net Cash	2.30	5.0%
1997-03-31	0.11	0.42	-0.31Net Cash	2.29	4.9%
1996-12-31	0.11	0.36	-0.24Net Cash	2.26	4.9%
1996-09-30	0.13	0.43	-0.31Net Cash	2.25	5.6%