Total Debt
$799.4M
Net Debt
-$4.60B
United Bankshares, Inc. currently has $799.4M in total debt. Net debt is -$4.60B after cash offsets. This 'Net Cash' position indicates exceptional financial strength.
Financial Fundamentals
UBSI • Quarterly Data • 5Y View
| Date | Total Debt ($B) | Cash & Inv. ($B) | Net Debt ($B) | Total Assets | Debt/Assets |
|---|---|---|---|---|---|
| 2026-06-30 | 0.80 | 5.40 | -4.60Net Cash | 33.75 | 2.4% |
| 2026-03-31 | 0.79 | 5.52 | -4.72Net Cash | 33.71 | 2.4% |
| 2025-12-31 | 0.92 | 5.60 | -4.68Net Cash | 33.66 | 2.7% |
| 2025-09-30 | 0.80 | 2.82 | -2.02Net Cash | 33.41 | 2.4% |
| 2025-06-30 | 0.81 | 2.61 | -1.80Net Cash | 32.78 | 2.5% |
| 2025-03-31 | 0.82 | 2.86 | -2.05Net Cash | 32.79 | 2.5% |
| 2024-12-31 | 0.80 | 2.55 | -1.75Net Cash | 30.02 | 2.7% |
| 2024-09-30 | 0.81 | 5.15 | -4.34Net Cash | 29.86 | 2.7% |
| 2024-06-30 | 1.78 | 5.17 | -3.39Net Cash | 29.96 | 6.0% |
| 2024-03-31 | 2.04 | 5.35 | -3.31Net Cash | 30.03 | 6.8% |
| 2023-12-31 | 2.08 | 5.38 | -3.31Net Cash | 29.98 | 6.9% |
| 2023-09-30 | 1.66 | 4.93 | -3.27Net Cash | 29.22 | 5.7% |
| 2023-06-30 | 2.45 | 5.70 | -3.25Net Cash | 29.69 | 8.3% |
| 2023-03-31 | 3.04 | 6.34 | -3.30Net Cash | 30.18 | 10.1% |
| 2022-12-31 | 2.43 | 5.72 | -3.28Net Cash | 29.49 | 8.3% |
| 2022-09-30 | 1.52 | 6.00 | -4.48Net Cash | 29.05 | 5.2% |
| 2022-06-30 | 1.00 | 6.47 | -5.47Net Cash | 28.78 | 3.5% |
| 2022-03-31 | 1.04 | 7.56 | -6.53Net Cash | 29.37 | 3.5% |
| 2021-12-31 | 1.03 | 7.80 | -6.77Net Cash | 29.33 | 3.5% |
| 2021-09-30 | 1.02 | 7.44 | -6.43Net Cash | 27.51 | 3.7% |
| 2021-06-30 | 1.01 | 6.95 | -5.94Net Cash | 27.19 | 3.7% |
| 2021-03-31 | 1.03 | 6.13 | -5.10Net Cash | 27.03 | 3.8% |
| 2020-12-31 | 1.08 | 5.16 | -4.08Net Cash | 26.18 | 4.1% |
| 2020-09-30 | 1.15 | 4.43 | -3.28Net Cash | 25.93 | 4.4% |
| 2020-06-30 | 1.88 | 4.86 | -2.98Net Cash | 26.23 | 7.2% |
| 2020-03-31 | 2.75 | 3.75 | -1.01Net Cash | 20.37 | 13.5% |
| 2019-12-31 | 2.27 | 3.27 | -1.00Net Cash | 19.66 | 11.6% |
| 2019-09-30 | 2.10 | 3.43 | -1.33Net Cash | 19.75 | 10.6% |
| 2019-06-30 | 1.97 | 3.60 | -1.63Net Cash | 19.88 | 9.9% |
| 2019-03-31 | 2.03 | 3.56 | -1.52Net Cash | 19.65 | 10.4% |
| 2018-12-31 | 1.85 | 3.36 | -1.51Net Cash | 19.25 | 9.6% |
| 2018-09-30 | 1.70 | 3.43 | -1.73Net Cash | 19.19 | 8.9% |
| 2018-06-30 | 1.99 | 3.15 | -1.16Net Cash | 19.21 | 10.4% |
| 2018-03-31 | 1.56 | 3.22 | -1.66Net Cash | 18.62 | 8.4% |
| 2017-12-31 | 1.84 | 3.55 | -1.71Net Cash | 19.06 | 9.7% |
| 2017-09-30 | 1.86 | 3.40 | -1.54Net Cash | 19.13 | 9.7% |
| 2017-06-30 | 1.69 | 3.02 | -1.33Net Cash | 19.04 | 8.9% |
| 2017-03-31 | 1.34 | 2.90 | -1.56Net Cash | 14.76 | 9.1% |
| 2016-12-31 | 1.38 | 2.69 | -1.31Net Cash | 14.51 | 9.5% |
| 2016-09-30 | 1.64 | 2.43 | -0.79Net Cash | 14.34 | 11.4% |
| 2016-06-30 | 1.91 | 2.42 | -0.52Net Cash | 14.34 | 13.3% |
| 2016-03-31 | 1.45 | 1.97 | -0.52Net Cash | 12.61 | 11.5% |
| 2015-12-31 | 1.44 | 1.92 | -0.48Net Cash | 12.58 | 11.4% |
| 2015-09-30 | 1.26 | 2.12 | -0.85Net Cash | 12.56 | 10.1% |
| 2015-06-30 | 1.36 | 2.04 | -0.68Net Cash | 12.41 | 11.0% |
| 2015-03-31 | 1.30 | 1.83 | -0.53Net Cash | 12.14 | 10.7% |
| 2014-12-31 | 1.54 | 1.93 | -0.39Net Cash | 12.33 | 12.5% |
| 2014-09-30 | 1.61 | 1.75 | -0.15Net Cash | 12.09 | 13.3% |
| 2014-06-30 | 1.59 | 1.85 | -0.26Net Cash | 12.05 | 13.2% |
| 2014-03-31 | 1.61 | 1.82 | -0.21Net Cash | 11.89 | 13.6% |
| 2013-12-31 | 1.01 | 1.19 | -0.18Net Cash | 8.74 | 11.5% |
| 2013-09-30 | 0.82 | 1.09 | -0.26Net Cash | 8.51 | 9.7% |
| 2013-06-30 | 0.83 | 1.08 | -0.25Net Cash | 8.48 | 9.8% |
| 2013-03-31 | 0.55 | 1.01 | -0.46Net Cash | 8.31 | 6.7% |
| 2012-12-31 | 0.60 | 1.06 | -0.46Net Cash | 8.42 | 7.1% |
| 2012-09-30 | 0.57 | 0.44 | 0.14 | 8.32 | 6.9% |
| 2012-06-30 | 0.56 | 0.67 | -0.12Net Cash | 8.46 | 6.6% |
| 2012-03-31 | 0.61 | 0.79 | -0.18Net Cash | 8.53 | 7.1% |
| 2011-12-31 | 0.60 | 1.33 | -0.73Net Cash | 8.45 | 7.1% |
| 2011-09-30 | 0.62 | 0.74 | -0.12Net Cash | 8.58 | 7.2% |
| 2011-06-30 | 0.54 | 0.51 | 0.03 | 7.13 | 7.5% |
| 2011-03-31 | 0.61 | 0.53 | 0.08 | 7.19 | 8.4% |
| 2010-12-31 | 0.58 | 0.46 | 0.12 | 7.16 | 8.1% |
| 2010-09-30 | 1.03 | 0.79 | 0.24 | 7.57 | 13.5% |
| 2010-06-30 | 1.00 | 0.53 | 0.47 | 7.46 | 13.4% |
| 2010-03-31 | 0.97 | 0.54 | 0.44 | 7.62 | 12.8% |
| 2009-12-31 | 0.99 | 0.45 | 0.55 | 7.81 | 12.7% |
| 2009-09-30 | 1.22 | 0.65 | 0.57 | 8.09 | 15.1% |
| 2009-06-30 | 1.28 | 0.28 | 1.00 | 7.85 | 16.3% |
| 2009-03-31 | 1.47 | 0.25 | 1.22 | 7.98 | 18.5% |
| 2008-12-31 | 1.63 | 0.21 | 1.43 | 8.10 | 20.1% |
| 2008-09-30 | 1.75 | 0.21 | 1.54 | 8.10 | 21.6% |
| 2008-06-30 | 1.73 | 0.22 | 1.52 | 8.05 | 21.5% |
| 2008-03-31 | 1.71 | 0.22 | 1.49 | 7.99 | 21.4% |
| 2007-12-31 | 1.81 | 0.21 | 1.60 | 7.99 | 22.6% |
| 2007-09-30 | 1.51 | 0.19 | 1.31 | 7.69 | 19.6% |
| 2007-06-30 | 1.22 | 0.19 | 1.03 | 6.63 | 18.4% |
| 2007-03-31 | 1.10 | 0.17 | 0.94 | 6.57 | 16.8% |
| 2006-12-31 | 1.18 | 0.24 | 0.94 | 6.72 | 17.6% |
| 2006-09-30 | 1.14 | 0.15 | 0.99 | 6.59 | 17.4% |
| 2006-06-30 | 1.25 | 0.19 | 1.07 | 6.72 | 18.7% |
| 2006-03-31 | 1.28 | 0.18 | 1.10 | 6.71 | 19.1% |
| 2005-12-31 | 1.40 | 0.20 | 1.21 | 6.73 | 20.9% |
| 2005-09-30 | 1.32 | 0.19 | 1.12 | 6.63 | 19.8% |
| 2005-06-30 | 1.32 | 0.20 | 1.11 | 6.53 | 20.2% |
| 2005-03-31 | 1.26 | 0.17 | 1.09 | 6.31 | 20.0% |
| 2004-12-31 | 1.44 | 0.15 | 1.29 | 6.44 | 22.4% |
| 2004-09-30 | 1.29 | 0.16 | 1.13 | 6.29 | 20.5% |
| 2004-06-30 | 1.22 | 0.21 | 1.00 | 6.52 | 18.6% |
| 2004-03-31 | 1.59 | 0.18 | 1.41 | 6.43 | 24.7% |
| 2003-12-31 | 1.27 | 0.24 | 1.03 | 6.38 | 19.9% |
| 2003-09-30 | 1.36 | 0.21 | 1.16 | 5.73 | 23.8% |
| 2003-06-30 | 1.29 | 0.18 | 1.12 | 5.75 | 22.5% |
| 2003-03-31 | 1.20 | 0.26 | 0.94 | 5.82 | 20.6% |
| 2002-12-31 | 1.28 | 0.18 | 1.11 | 5.79 | 22.1% |
| 2002-09-30 | 1.27 | 0.21 | 1.06 | 5.85 | 21.7% |
| 2002-06-30 | 1.21 | 0.16 | 1.05 | 5.63 | 21.5% |
| 2002-03-31 | 1.17 | 0.10 | 1.07 | 5.56 | 21.1% |
| 2001-12-31 | 1.27 | 0.16 | 1.11 | 5.63 | 22.6% |
| 2001-09-30 | 1.17 | 0.11 | 1.06 | 5.17 | 22.6% |
| 2001-06-30 | 1.14 | 0.12 | 1.02 | 5.09 | 22.4% |
| 2001-03-31 | 1.02 | 0.11 | 0.91 | 4.98 | 20.4% |
| 2000-12-31 | 1.04 | 0.14 | 0.90 | 4.90 | 21.2% |
| 2000-09-30 | 1.17 | 0.11 | 1.06 | 4.95 | 23.6% |
| 2000-06-30 | 1.26 | 0.12 | 1.14 | 4.99 | 25.3% |
| 2000-03-31 | 1.26 | 0.11 | 1.15 | 4.98 | 25.4% |
| 1999-12-31 | 1.35 | 0.16 | 1.19 | 5.07 | 26.7% |
| 1999-09-30 | 1.24 | 0.14 | 1.11 | 5.08 | 24.5% |
| 1999-06-30 | 1.15 | 0.12 | 1.03 | 5.01 | 23.1% |
| 1999-03-31 | 0.74 | 0.11 | 0.63 | 4.68 | 15.8% |
| 1998-12-31 | 0.59 | 0.14 | 0.45 | 4.57 | 13.0% |
| 1998-09-30 | 0.43 | 0.18 | 0.25 | 3.92 | 11.0% |
| 1998-06-30 | 0.44 | 0.12 | 0.31 | 3.87 | 11.3% |
| 1998-03-31 | 0.34 | 0.08 | 0.26 | 2.78 | 12.4% |
| 1997-12-31 | 0.46 | 0.19 | 0.27 | 4.09 | 11.3% |
| 1997-09-30 | 0.25 | 0.08 | 0.17 | 2.58 | 9.7% |
| 1997-06-30 | 0.20 | 0.09 | 0.12 | 2.37 | 8.6% |
| 1997-03-31 | 0.16 | 0.09 | 0.07 | 2.34 | 6.8% |
| 1996-12-31 | 0.21 | 0.09 | 0.12 | 2.33 | 8.9% |
| 1996-09-30 | 0.24 | 0.09 | 0.14 | 2.30 | 10.4% |