Total Debt
$1.98B
Net Debt
$1.05B
Upstart Holdings, Inc. currently has $1.98B in total debt. Net debt is $1.05B after cash offsets.
Financial Fundamentals
UPST • Quarterly Data • 5Y View
| Date | Total Debt ($B) | Cash & Inv. ($B) | Net Debt ($B) | Total Assets | Debt/Assets |
|---|---|---|---|---|---|
| 2026-03-31 | 1.98 | 0.93 | 1.05 | 2.96 | 66.8% |
| 2025-12-31 | 1.85 | 0.66 | 1.19 | 2.97 | 62.2% |
| 2025-09-30 | 1.90 | 0.49 | 1.40 | 2.90 | 65.3% |
| 2025-06-30 | 1.47 | 0.40 | 1.07 | 2.48 | 59.4% |
| 2025-03-31 | 1.38 | 0.61 | 0.78 | 2.30 | 60.2% |
| 2024-12-31 | 1.45 | 0.79 | 0.66 | 2.37 | 61.4% |
| 2024-09-30 | 0.94 | 0.45 | 0.49 | 1.81 | 52.0% |
| 2024-06-30 | 0.97 | 0.38 | 0.59 | 1.82 | 53.2% |
| 2024-03-31 | 1.06 | 0.31 | 0.76 | 1.93 | 55.2% |
| 2023-12-31 | 1.10 | 0.38 | 0.73 | 2.02 | 54.7% |
| 2023-09-30 | 1.10 | 0.53 | 0.57 | 2.00 | 54.8% |
| 2023-06-30 | 1.03 | 0.45 | 0.57 | 1.76 | 58.2% |
| 2023-03-31 | 1.10 | 0.40 | 0.70 | 1.82 | 60.4% |
| 2022-12-31 | 1.09 | 0.43 | 0.65 | 1.94 | 56.2% |
| 2022-09-30 | 1.02 | 0.69 | 0.33 | 1.92 | 53.2% |
| 2022-06-30 | 0.96 | 0.80 | 0.16 | 1.92 | 49.9% |
| 2022-03-31 | 0.87 | 0.77 | 0.10 | 1.99 | 43.7% |
| 2021-12-31 | 0.80 | 0.99 | -0.20Net Cash | 1.82 | 43.7% |
| 2021-09-30 | 0.72 | 1.05 | -0.33Net Cash | 1.61 | 44.9% |
| 2021-06-30 | 0.02 | 0.51 | -0.49Net Cash | 0.90 | 2.6% |
| 2021-03-31 | 0.06 | 0.27 | -0.20Net Cash | 0.49 | 12.4% |
| 2020-12-31 | 0.08 | 0.26 | -0.18Net Cash | 0.48 | 17.2% |
| 2019-12-31 | 0.14 | 0.05 | 0.08 | 0.39 | 34.5% |