Westamerica Bancorporation (WABC)

Solvency & Capital Structure

Total Debt

$131.8M

Net Debt

-$170.1M

Westamerica Bancorporation currently has $131.8M in total debt. Net debt is -$170.1M after cash offsets. This 'Net Cash' position indicates exceptional financial strength.

Financial Fundamentals

WABC • Quarterly Data • 5Y View

Date	Total Debt ($B)	Cash & Inv. ($B)	Net Debt ($B)	Total Assets	Debt/Assets
2026-06-30	0.13	0.30	-0.17Net Cash	5.81	2.3%
2026-03-31	0.17	0.40	-0.23Net Cash	5.86	2.8%
2025-12-31	0.16	2.12	-1.96Net Cash	5.96	2.7%
2025-09-30	0.16	1.98	-1.82Net Cash	5.91	2.6%
2025-06-30	0.12	1.85	-1.73Net Cash	5.83	2.1%
2025-03-31	0.13	1.90	-1.77Net Cash	5.97	2.2%
2024-12-31	0.14	1.94	-1.80Net Cash	6.08	2.3%
2024-09-30	0.15	3.00	-2.85Net Cash	6.16	2.5%
2024-06-30	0.32	2.93	-2.61Net Cash	6.31	5.1%
2024-03-31	0.27	2.90	-2.63Net Cash	6.46	4.2%
2023-12-31	0.08	4.19	-4.11Net Cash	6.36	1.2%
2023-09-30	0.13	2.82	-2.69Net Cash	6.57	2.0%
2023-06-30	0.15	4.31	-4.16Net Cash	6.58	2.4%
2023-03-31	0.10	4.41	-4.31Net Cash	6.70	1.5%
2022-12-31	0.07	4.63	-4.55Net Cash	6.95	1.1%
2022-09-30	0.09	4.79	-4.70Net Cash	7.18	1.3%
2022-06-30	0.14	5.36	-5.22Net Cash	7.22	1.9%
2022-03-31	0.14	5.65	-5.51Net Cash	7.31	1.9%
2021-12-31	0.16	5.77	-5.61Net Cash	7.46	2.2%
2021-09-30	0.14	5.61	-5.48Net Cash	7.40	1.9%
2021-06-30	0.20	5.24	-5.04Net Cash	7.15	2.8%
2021-03-31	0.21	4.86	-4.64Net Cash	6.91	3.1%
2020-12-31	0.12	4.68	-4.56Net Cash	6.75	1.8%
2020-09-30	0.13	4.38	-4.26Net Cash	6.56	1.9%
2020-06-30	0.10	4.21	-4.11Net Cash	6.46	1.6%
2020-03-31	0.12	3.52	-3.39Net Cash	5.63	2.2%
2019-12-31	0.08	3.45	-3.37Net Cash	5.62	1.4%
2019-09-30	0.11	3.40	-3.29Net Cash	5.62	2.0%
2019-06-30	0.13	3.19	-3.06Net Cash	5.52	2.3%
2019-03-31	0.13	3.12	-2.99Net Cash	5.56	2.4%
2018-12-31	0.10	3.07	-2.97Net Cash	5.57	1.8%
2018-09-30	0.12	3.00	-2.88Net Cash	5.53	2.2%
2018-06-30	0.14	2.99	-2.85Net Cash	5.58	2.5%
2018-03-31	0.13	2.91	-2.78Net Cash	5.55	2.4%
2017-12-31	0.12	2.77	-2.65Net Cash	5.51	2.1%
2017-09-30	0.13	2.65	-2.52Net Cash	5.45	2.4%
2017-06-30	0.15	2.51	-2.35Net Cash	5.39	2.8%
2017-03-31	0.15	2.44	-2.29Net Cash	5.40	2.7%
2016-12-31	0.12	2.35	-2.23Net Cash	5.37	2.2%
2016-09-30	0.11	2.23	-2.12Net Cash	5.31	2.1%
2016-06-30	0.14	1.97	-1.84Net Cash	5.18	2.6%
2016-03-31	0.10	2.06	-1.95Net Cash	5.20	2.0%
2015-12-31	0.11	2.00	-1.90Net Cash	5.17	2.1%
2015-09-30	0.11	1.84	-1.73Net Cash	5.00	2.3%
2015-06-30	0.17	1.92	-1.76Net Cash	5.03	3.3%
2015-03-31	0.17	2.02	-1.86Net Cash	5.04	3.3%
2014-12-31	0.20	1.98	-1.78Net Cash	5.04	4.0%
2014-09-30	0.17	1.92	-1.74Net Cash	4.99	3.5%
2014-06-30	0.17	1.76	-1.59Net Cash	4.93	3.4%
2014-03-31	0.16	1.67	-1.51Net Cash	4.92	3.2%
2013-12-31	0.16	1.55	-1.40Net Cash	4.85	3.2%
2013-09-30	0.15	1.45	-1.30Net Cash	4.81	3.0%
2013-06-30	0.18	1.39	-1.21Net Cash	4.81	3.8%
2013-03-31	0.17	1.33	-1.15Net Cash	4.89	3.6%
2012-12-31	0.12	1.32	-1.20Net Cash	4.95	2.4%
2012-09-30	0.09	0.37	-0.28Net Cash	4.86	1.9%
2012-06-30	0.12	0.32	-0.20Net Cash	4.95	2.4%
2012-03-31	0.14	0.54	-0.40Net Cash	5.06	2.8%
2011-12-31	0.28	1.17	-0.89Net Cash	5.04	5.6%
2011-09-30	0.15	0.46	-0.31Net Cash	4.97	3.0%
2011-06-30	0.15	0.32	-0.17Net Cash	4.88	3.1%
2011-03-31	0.16	0.35	-0.19Net Cash	4.94	3.2%
2010-12-31	0.17	0.34	-0.17Net Cash	4.93	3.4%
2010-09-30	0.26	0.34	-0.08Net Cash	4.98	5.2%
2010-06-30	0.22	0.29	-0.07Net Cash	4.73	4.7%
2010-03-31	0.22	0.25	-0.03Net Cash	4.75	4.7%
2009-12-31	0.31	0.36	-0.05Net Cash	4.98	6.3%
2009-09-30	0.31	0.18	0.13	4.97	6.2%
2009-06-30	0.40	0.17	0.23	5.19	7.8%
2009-03-31	0.53	0.15	0.38	5.43	9.7%
2008-12-31	0.46	0.14	0.32	4.03	11.3%
2008-09-30	0.51	0.14	0.37	4.09	12.6%
2008-06-30	0.55	0.13	0.42	4.19	13.1%
2008-03-31	0.67	0.14	0.53	4.34	15.5%
2007-12-31	0.84	0.21	0.63	4.56	18.3%
2007-09-30	0.85	0.22	0.63	4.66	18.3%
2007-06-30	0.85	0.16	0.68	4.65	18.2%
2007-03-31	0.81	0.21	0.61	4.75	17.1%
2006-12-31	0.77	0.18	0.58	4.77	16.1%
2006-09-30	0.81	0.19	0.61	4.85	16.6%
2006-06-30	0.78	0.19	0.59	4.91	16.0%
2006-03-31	0.82	0.19	0.63	5.06	16.3%
2005-12-31	0.82	0.21	0.61	5.16	15.8%
2005-09-30	0.80	0.19	0.61	5.15	15.6%
2005-06-30	0.87	0.19	0.67	5.19	16.7%
2005-03-31	0.75	0.17	0.58	5.19	14.5%
2004-12-31	0.76	0.13	0.63	4.74	16.0%
2004-09-30	0.60	0.17	0.43	4.64	12.9%
2004-06-30	0.73	0.19	0.55	4.61	15.9%
2004-03-31	0.53	0.17	0.37	4.42	12.0%
2003-12-31	0.72	0.19	0.53	4.58	15.7%
2003-09-30	0.55	0.19	0.36	4.48	12.2%
2003-06-30	0.58	0.20	0.38	4.56	12.8%
2003-03-31	0.61	0.19	0.42	4.39	13.9%
2002-12-31	0.54	0.22	0.32	4.22	12.9%
2002-09-30	0.53	0.18	0.35	4.21	12.6%
2002-06-30	0.39	0.18	0.21	4.07	9.7%
2002-03-31	0.32	0.17	0.15	3.96	8.2%
2001-12-31	0.34	0.18	0.16	3.93	8.6%
2001-09-30	0.28	0.20	0.09	3.91	7.3%
2001-06-30	0.33	0.19	0.14	3.90	8.4%
2001-03-31	0.30	0.19	0.11	3.88	7.8%
2000-12-31	0.42	0.29	0.13	4.03	10.4%
2000-09-30	0.37	0.23	0.13	3.98	9.2%
2000-06-30	0.43	0.25	0.18	3.88	11.1%
2000-03-31	0.39	0.21	0.18	3.83	10.2%
1999-12-31	0.50	0.26	0.25	3.89	12.9%
1999-09-30	0.46	0.21	0.25	3.89	11.9%
1999-06-30	0.42	0.19	0.23	3.87	10.8%
1999-03-31	0.31	0.19	0.12	3.83	8.2%
1998-12-31	0.25	0.23	0.02	3.84	6.5%
1998-09-30	0.35	0.20	0.15	3.86	9.2%
1998-06-30	0.33	0.24	0.09	3.86	8.5%
1998-03-31	0.25	0.21	0.04	3.80	6.7%
1997-12-31	0.32	0.25	0.07	3.85	8.2%
1997-09-30	0.26	0.25	0.02	3.82	6.9%
1997-06-30	0.21	0.23	-0.02Net Cash	3.75	5.6%
1997-03-31	0.23	0.16	0.07	2.62	8.8%
1996-12-31	0.39	0.36	0.03	3.87	10.0%
1996-09-30	0.21	0.15	0.05	2.53	8.2%