Wintrust Financial Corporation (WTFC)

Solvency & Capital Structure

Total Debt

$4.37B

Net Debt

-$10.65B

Wintrust Financial Corporation currently has $4.37B in total debt. Net debt is -$10.65B after cash offsets. This 'Net Cash' position indicates exceptional financial strength.

Financial Fundamentals

WTFC • Quarterly Data • 5Y View

Date	Total Debt ($B)	Cash & Inv. ($B)	Net Debt ($B)	Total Assets	Debt/Assets
2026-06-30	4.37	15.02	-10.65Net Cash	74.67	5.9%
2026-03-31	4.34	14.17	-9.83Net Cash	72.16	6.0%
2025-12-31	4.48	6.70	-2.22Net Cash	71.14	6.3%
2025-09-30	4.28	9.04	-4.75Net Cash	69.63	6.2%
2025-06-30	4.33	9.92	-5.60Net Cash	68.98	6.3%
2025-03-31	4.23	8.84	-4.60Net Cash	65.87	6.4%
2024-12-31	4.24	8.76	-4.53Net Cash	64.88	6.5%
2024-09-30	4.37	8.02	-3.65Net Cash	63.79	6.9%
2024-06-30	4.33	7.35	-3.02Net Cash	59.78	7.3%
2024-03-31	3.94	6.69	-2.74Net Cash	57.58	6.8%
2023-12-31	3.66	5.80	-2.14Net Cash	56.26	6.5%
2023-09-30	3.66	6.26	-2.60Net Cash	55.56	6.6%
2023-06-30	3.38	5.95	-2.57Net Cash	54.29	6.2%
2023-03-31	3.59	5.06	-1.47Net Cash	52.87	6.8%
2022-12-31	3.60	5.50	-1.90Net Cash	52.95	6.8%
2022-09-30	3.45	7.13	-3.68Net Cash	52.38	6.6%
2022-06-30	2.34	6.49	-4.15Net Cash	50.97	4.6%
2022-03-31	2.41	7.48	-5.06Net Cash	50.25	4.8%
2021-12-31	2.43	7.85	-5.42Net Cash	50.14	4.8%
2021-09-30	2.44	8.07	-5.63Net Cash	47.83	5.1%
2021-06-30	2.47	7.33	-4.87Net Cash	46.74	5.3%
2021-03-31	2.45	6.21	-3.76Net Cash	45.68	5.4%
2020-12-31	2.44	7.90	-5.47Net Cash	45.08	5.4%
2020-09-30	2.43	7.08	-4.65Net Cash	43.73	5.6%
2020-06-30	2.44	7.56	-5.12Net Cash	43.54	5.6%
2020-03-31	2.36	5.86	-3.50Net Cash	38.80	6.1%
2019-12-31	1.78	5.56	-3.77Net Cash	36.62	4.9%
2019-09-30	1.68	4.98	-3.30Net Cash	34.91	4.8%
2019-06-30	1.69	3.92	-2.23Net Cash	33.64	5.0%
2019-03-31	1.36	4.07	-2.71Net Cash	32.36	4.2%
2018-12-31	1.21	3.62	-2.40Net Cash	31.24	3.9%
2018-09-30	1.40	3.58	-2.18Net Cash	30.14	4.6%
2018-06-30	1.34	3.47	-2.13Net Cash	29.46	4.5%
2018-03-31	1.57	3.11	-1.53Net Cash	28.46	5.5%
2017-12-31	1.22	3.14	-1.93Net Cash	27.92	4.4%
2017-09-30	1.13	3.14	-2.00Net Cash	27.36	4.1%
2017-06-30	1.03	2.96	-1.92Net Cash	26.93	3.8%
2017-03-31	0.90	3.03	-2.13Net Cash	25.78	3.5%
2016-12-31	0.81	2.97	-2.16Net Cash	25.67	3.2%
2016-09-30	1.09	2.71	-1.62Net Cash	25.32	4.3%
2016-06-30	1.27	1.60	-0.33Net Cash	24.42	5.2%
2016-03-31	1.49	1.80	-0.30Net Cash	23.49	6.4%
2015-12-31	1.53	2.60	-1.07Net Cash	22.91	6.7%
2015-09-30	1.12	3.16	-2.04Net Cash	22.04	5.1%
2015-06-30	1.10	3.00	-1.91Net Cash	20.80	5.3%
2015-03-31	0.99	2.71	-1.71Net Cash	20.38	4.9%
2014-12-31	1.32	3.02	-1.70Net Cash	20.01	6.6%
2014-09-30	0.79	2.66	-1.88Net Cash	19.17	4.1%
2014-06-30	1.01	2.68	-1.67Net Cash	18.90	5.4%
2014-03-31	0.87	2.82	-1.95Net Cash	18.22	4.8%
2013-12-31	0.92	2.93	-2.00Net Cash	18.10	5.1%
2013-09-30	0.90	2.79	-1.89Net Cash	17.68	5.1%
2013-06-30	1.10	2.51	-1.41Net Cash	17.61	6.2%
2013-03-31	0.97	2.76	-1.79Net Cash	17.07	5.7%
2012-12-31	0.96	3.12	-2.16Net Cash	17.52	5.5%
2012-09-30	1.06	1.12	-0.06Net Cash	17.02	6.2%
2012-06-30	1.57	1.29	0.27	16.58	9.5%
2012-03-31	1.64	1.05	0.60	16.17	10.2%
2011-12-31	1.91	2.19	-0.28Net Cash	15.89	12.0%
2011-09-30	1.82	1.25	0.57	15.91	11.4%
2011-06-30	1.75	1.13	0.62	14.62	12.0%
2011-03-31	1.57	1.09	0.49	14.09	11.2%
2010-12-31	1.59	2.52	-0.93Net Cash	13.98	11.3%
2010-09-30	1.56	1.38	0.18	14.10	11.1%
2010-06-30	1.54	1.23	0.31	13.71	11.2%
2010-03-31	1.55	1.33	0.22	12.84	12.1%
2009-12-31	0.99	2.42	-1.43Net Cash	12.22	8.1%
2009-09-30	1.00	1.30	-0.30Net Cash	12.14	8.3%
2009-06-30	1.00	0.78	0.22	11.36	8.8%
2009-03-31	1.01	0.39	0.62	10.82	9.3%
2008-12-31	1.09	1.13	-0.03Net Cash	10.66	10.3%
2008-09-30	1.10	0.16	0.94	9.86	11.2%
2008-06-30	1.19	0.17	1.02	9.92	12.0%
2008-03-31	1.12	0.17	0.95	9.73	11.5%
2007-12-31	1.05	1.48	-0.43Net Cash	9.37	11.3%
2007-09-30	1.08	0.16	0.92	9.47	11.4%
2007-06-30	1.01	0.17	0.84	9.35	10.8%
2007-03-31	0.93	0.14	0.79	9.41	9.8%
2006-12-31	0.83	2.03	-1.20Net Cash	9.57	8.6%
2006-09-30	0.84	0.16	0.68	9.46	8.9%
2006-06-30	0.80	0.18	0.63	9.17	8.8%
2006-03-31	0.73	0.14	0.60	8.38	8.8%
2005-12-31	0.76	1.97	-1.21Net Cash	8.18	9.3%
2005-09-30	0.70	0.17	0.53	7.89	8.9%
2005-06-30	0.77	0.22	0.55	7.77	9.9%
2005-03-31	0.76	0.15	0.60	7.35	10.3%
2004-12-31	0.76	0.13	0.63	6.42	11.9%
2004-09-30	0.51	0.14	0.37	5.82	8.7%
2004-06-30	0.49	0.10	0.39	5.33	9.2%
2004-03-31	0.39	0.11	0.28	4.96	7.9%
2003-12-31	0.39	0.12	0.28	4.75	8.3%
2003-09-30	0.36	0.13	0.22	4.30	8.3%
2003-06-30	0.35	0.13	0.22	4.13	8.5%
2003-03-31	0.30	0.08	0.22	3.91	7.8%
2002-12-31	0.31	0.11	0.20	3.72	8.2%
2002-09-30	0.30	0.09	0.21	3.58	8.5%
2002-06-30	0.32	0.26	0.06	3.22	10.0%
2002-03-31	0.32	0.06	0.26	2.96	10.9%
2001-12-31	0.22	0.07	0.14	2.71	8.0%
2001-09-30	0.15	0.06	0.10	2.52	6.1%
2001-06-30	0.09	0.05	0.04	2.32	3.9%
2001-03-31	0.10	0.05	0.06	2.17	4.8%
2000-12-31	0.12	0.07	0.06	2.10	5.8%
2000-09-30	0.13	0.07	0.06	2.00	6.3%
2000-06-30	0.10	0.06	0.05	1.86	5.5%
2000-03-31	0.11	0.04	0.07	1.77	6.4%
1999-12-31	0.10	0.08	0.02	1.68	5.9%
1999-09-30	0.08	0.10	-0.02Net Cash	1.56	5.0%
1999-06-30	0.09	0.10	-0.01Net Cash	1.52	5.7%
1999-03-31	0.07	0.07	0.01	1.42	5.2%
1998-12-31	0.03	0.06	-0.03Net Cash	1.35	2.3%
1998-09-30	0.03	0.06	-0.03Net Cash	1.24	2.5%
1998-06-30	0.03	0.09	-0.07Net Cash	1.18	2.4%
1998-03-31	0.02	0.14	-0.12Net Cash	1.15	2.0%
1997-12-31	0.06	0.18	-0.12Net Cash	1.05	5.3%
1997-09-30	0.02	0.16	-0.14Net Cash	0.97	1.6%
1997-06-30	0.01	0.09	-0.08Net Cash	0.86	1.3%
1997-03-31	0.01	0.09	-0.08Net Cash	0.76	0.9%
1996-12-31	0.03	0.09	-0.06Net Cash	0.71	4.1%