Affirm Holdings, Inc. Detailed Financials

Full historical quarterly statements

Metric2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-30
Total Revenue1.04B1.12B933.3M876.4M783.1M866.4M698.5M659.2M
Cost of Goods Sold353.9M343.5M301.9M282.9M271.0M264.2M229.4M213.4M
Gross Profit684.9M779.6M631.4M593.5M512.1M602.2M469.0M445.8M
R&D Expenses00000000
Operating Expenses482.7M661.9M567.8M535.4M520.5M606.5M601.7M519.2M
Operating Income202.2M117.6M63.7M58.1M-8.4M-4.3M-132.6M-73.5M
Other Income / Gains-94.8M15.6M19.4M13.5M13.7M87.2M34.3M29.3M
Net Income102.9M129.6M80.7M69.2M2.8M80.4M-100.2M-45.1M
EPS (Diluted)0.310.390.240.210.0090.25-0.31-0.14
Reported CurrencyUSDUSDUSDUSDUSDUSDUSDUSD
Gross Profit Ratio0.6590.6940.6770.6770.6540.6950.6720.676
General And Administrative Expenses145.3M141.2M144.9M132.9M134.3M139.4M138.5M123.5M
Selling And Marketing Expenses72.9M98.8M78.5M79.6M74.0M136.0M145.2M135.3M
Selling General And Administrative Expenses218.2M240.0M223.4M212.4M208.3M275.4M283.7M258.8M
Other Expenses264.5M421.9M344.3M323.0M312.2M331.1M318.0M260.5M
Cost And Expenses836.6M1.01B869.7M818.4M791.5M870.7M831.1M732.6M
Interest Income00000000
Interest Expense113.8M111.7M110.0M105.9M107.6M107.8M104.1M95.3M
Depreciation And Amortization75.1M75.6M65.3M64.0M59.5M54.9M46.7M65.4M
Ebitda296.2M320.5M258.4M241.5M172.4M245.5M52.5M116.5M
Ebitdaratio0.2850.2850.2770.2760.220.2830.0750.177
Operating Income Ratio0.1950.1050.0680.066-0.011-0.005-0.19-0.111
Income Before Tax107.4M133.2M83.0M71.6M5.3M82.9M-98.3M-44.1M
Income Before Tax Ratio0.1030.1190.0890.0820.0070.096-0.141-0.067
Income Tax Expense4.5M3.7M2.3M2.3M2.5M2.5M1.9M997K
Net Income Ratio0.0990.1150.0860.0790.0040.093-0.143-0.068
Epsdiluted0.300.370.230.200.0080.23-0.31-0.14
Weighted Average Shs Out337.1M334.3M330.2M326.9M324.1M322.3M318.2M315.5M
Weighted Average Shs Out Dil348.1M349.4M348.3M342.6M344.2M345.2M318.2M315.5M