Arrow Financial Corporation Detailed Financials

Full historical quarterly statements

Metric	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Total Revenue	24.2M	62.4M	62.9M	62.3M	59.2M	58.2M	55.1M	57.6M
Cost of Goods Sold	18.2M	18.2M	20.3M	20.3M	19.6M	24.0M	24.1M	21.9M
Gross Profit	6.0M	44.2M	42.6M	42.0M	39.5M	34.2M	31.1M	35.6M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	22.4M	26.9M	25.8M	25.4M	25.7M	26.0M	25.8M	24.1M
Operating Income	-16.4M	17.3M	16.8M	16.6M	13.9M	8.1M	5.2M	11.5M
Other Income / Gains	30.3M	0	0	0	0	0	0	0
Net Income	11.0M	13.5M	14.0M	12.8M	10.8M	6.3M	4.5M	9.0M
EPS (Diluted)	0.67	0.82	0.85	0.78	0.65	0.38	0.27	0.54
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.249	0.708	0.677	0.675	0.668	0.587	0.563	0.619
General And Administrative Expenses	22.4M	22.4M	21.3M	15.0M	14.7M	14.2M	14.0M	14.1M
Selling And Marketing Expenses	0	0	0	0	0	0	1.3M	0
Selling General And Administrative Expenses	22.4M	22.4M	21.3M	15.0M	14.7M	14.2M	15.2M	14.1M
Other Expenses	0	4.4M	4.5M	10.5M	10.9M	11.8M	10.6M	10.0M
Cost And Expenses	40.6M	45.1M	46.1M	45.7M	45.3M	50.1M	49.9M	46.0M
Interest Income	-53.8M	53.8M	54.6M	53.6M	51.6M	50.4M	50.9M	49.4M
Interest Expense	17.7M	17.7M	19.5M	19.5M	19.0M	19.0M	21.2M	21.0M
Depreciation And Amortization	-1.2M	1.2M	1.3M	1.5M	1.4M	1.2M	1.4M	1.4M
Ebitda	-17.7M	18.6M	18.0M	18.1M	15.3M	9.3M	6.6M	12.9M
Ebitdaratio	-0.728	0.298	0.287	0.291	0.259	0.16	0.119	0.224
Operating Income Ratio	-0.677	0.278	0.267	0.266	0.235	0.14	0.095	0.20
Income Before Tax	13.9M	17.3M	16.8M	16.6M	13.9M	8.1M	5.2M	11.5M
Income Before Tax Ratio	0.573	0.278	0.267	0.266	0.235	0.14	0.095	0.20
Income Tax Expense	2.9M	3.9M	2.7M	3.8M	3.1M	1.8M	752K	2.6M
Net Income Ratio	0.452	0.216	0.223	0.206	0.183	0.108	0.081	0.156
Epsdiluted	0.67	0.82	0.85	0.78	0.65	0.38	0.27	0.54
Weighted Average Shs Out	16.4M	16.4M	16.4M	16.4M	16.5M	16.7M	16.7M	16.7M
Weighted Average Shs Out Dil	16.4M	16.4M	16.4M	16.4M	16.6M	16.7M	16.7M	16.7M