Bridgewater Bancshares, Inc. Detailed Financials

Full historical quarterly statements

Metric	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Total Revenue	79.4M	76.5M	75.4M	72.5M	67.3M	65.4M	64.2M	62.1M
Cost of Goods Sold	34.5M	37.6M	40.6M	38.7M	37.0M	38.5M	37.4M	36.5M
Gross Profit	44.8M	38.8M	34.7M	33.7M	30.3M	26.9M	26.7M	25.6M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	22.0M	20.2M	19.6M	18.6M	17.7M	16.4M	15.4M	15.0M
Operating Income	22.8M	18.6M	15.1M	15.1M	12.7M	10.5M	11.4M	10.6M
Other Income / Gains	0	-1.4M	0	0	0	0	0	0
Net Income	17.4M	13.3M	11.6M	11.5M	9.6M	8.2M	8.7M	8.1M
EPS (Diluted)	0.59	0.45	0.39	0.38	0.31	0.26	0.28	0.26
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.565	0.508	0.461	0.465	0.451	0.411	0.417	0.413
General And Administrative Expenses	14.9M	12.4M	13.0M	12.1M	11.8M	11.2M	10.6M	10.4M
Selling And Marketing Expenses	0	718K	658K	435K	327K	479K	367K	317K
Selling General And Administrative Expenses	14.9M	13.2M	13.7M	12.5M	12.1M	11.7M	11.0M	10.7M
Other Expenses	7.1M	7.1M	6.0M	6.0M	5.5M	4.7M	4.4M	4.3M
Cost And Expenses	56.5M	57.9M	60.3M	57.3M	54.7M	54.9M	52.8M	51.5M
Interest Income	70.0M	73.3M	73.6M	69.2M	65.7M	63.3M	63.0M	60.9M
Interest Expense	33.3M	37.6M	39.5M	36.7M	35.5M	36.4M	37.4M	35.9M
Depreciation And Amortization	0	231K	994K	571K	1.4M	1.1M	598K	571K
Ebitda	22.8M	18.8M	16.1M	15.7M	14.1M	11.6M	12.0M	11.2M
Ebitdaratio	0.288	0.246	0.213	0.217	0.209	0.177	0.186	0.18
Operating Income Ratio	0.288	0.243	0.20	0.209	0.188	0.161	0.177	0.171
Income Before Tax	22.8M	17.1M	15.1M	15.1M	12.7M	10.5M	11.4M	10.6M
Income Before Tax Ratio	0.288	0.224	0.20	0.209	0.188	0.161	0.177	0.171
Income Tax Expense	5.4M	3.8M	3.5M	3.6M	3.0M	2.3M	2.7M	2.5M
Net Income Ratio	0.219	0.174	0.154	0.159	0.143	0.125	0.135	0.131
Epsdiluted	0.58	0.43	0.38	0.38	0.31	0.26	0.27	0.26
Weighted Average Shs Out	27.8M	27.4M	27.6M	27.6M	27.6M	27.5M	27.4M	27.4M
Weighted Average Shs Out Dil	28.5M	28.7M	28.0M	28.0M	28.0M	28.1M	27.9M	27.7M