Credit Acceptance Corporation Detailed Financials

Full historical quarterly statements

Metric2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-30
Total Revenue580.0M579.9M576.4M575.6M562.3M557.7M543.6M531.3M
Cost of Goods Sold6.5M6.7M220.4M221.6M219.4M206.6M207.0M200.6M
Gross Profit573.5M573.2M356.0M354.0M342.9M351.1M336.6M330.7M
R&D Expenses00000000
Operating Expenses290.1M266.6M213.1M244.4M208.8M167.4M236.8M369.2M
Operating Income283.4M306.6M142.9M109.6M134.1M183.7M99.8M-38.5M
Other Income / Gains-108.4M-149.6M6.0M8.2M7.6M8.2M6.7M-16.8M
Net Income135.8M122.0M108.2M87.4M106.3M151.9M78.8M-47.1M
EPS (Diluted)12.6411.189.627.558.7912.336.42-3.83
Reported CurrencyUSDUSDUSDUSDUSDUSDUSDUSD
Gross Profit Ratio0.9890.9880.6180.6150.610.630.6190.622
General And Administrative Expenses24.8M036.3M45.2M22.1M22.0M29.0M23.2M
Selling And Marketing Expenses27.8M024.8M26.6M24.8M22.0M23.1M25.4M
Selling General And Administrative Expenses52.6M061.1M71.8M46.9M44.0M52.1M48.6M
Other Expenses237.5M266.6M152.0M172.6M161.9M123.4M184.7M320.6M
Cost And Expenses296.6M273.3M433.5M466.0M428.2M374.0M443.8M569.8M
Interest Income543.2M540.6M5.7M7.8M8.4M7.6M6.4M6.4M
Interest Expense108.4M113.8M000000
Depreciation And Amortization6.5M6.7M6.8M6.8M6.9M6.9M6.9M6.9M
Ebitda289.9M277.5M149.7M116.4M141.0M190.6M106.7M-31.6M
Ebitdaratio0.500.4790.260.2020.2510.3420.196-0.059
Operating Income Ratio0.4890.5290.2480.190.2380.3290.184-0.072
Income Before Tax175.0M157.0M148.9M117.8M141.7M191.9M106.5M-55.3M
Income Before Tax Ratio0.3020.2710.2580.2050.2520.3440.196-0.104
Income Tax Expense39.2M35.0M40.7M30.4M35.4M40.0M27.7M-8.2M
Net Income Ratio0.2340.210.1880.1520.1890.2720.145-0.089
Epsdiluted12.4010.999.437.428.6612.266.35-3.83
Weighted Average Shs Out10.7M10.9M11.2M11.6M12.1M12.3M12.3M12.3M
Weighted Average Shs Out Dil11.0M11.1M11.5M11.8M12.3M12.4M12.4M12.3M