Carter Bankshares, Inc. Detailed Financials

Full historical quarterly statements

Metric	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Total Revenue	90.2M	130.2M	64.5M	63.6M	61.7M	61.9M	60.9M	61.1M
Cost of Goods Sold	23.0M	-10.9M	22.4M	28.7M	22.7M	23.7M	22.3M	27.6M
Gross Profit	67.2M	141.0M	42.1M	34.9M	38.9M	38.2M	38.6M	33.6M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	30.0M	31.0M	31.0M	27.7M	28.3M	27.1M	27.9M	26.5M
Operating Income	37.2M	110.0M	11.1M	7.2M	10.6M	11.1M	10.7M	7.0M
Other Income / Gains	0	0	0	0	0	0	0	0
Net Income	28.9M	85.8M	8.5M	5.4M	8.5M	9.0M	8.3M	5.6M
EPS (Diluted)	1.32	3.93	0.39	0.24	0.37	0.39	0.36	0.24
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.745	1.084	0.652	0.549	0.632	0.617	0.633	0.549
General And Administrative Expenses	18.6M	19.8M	20.3M	15.5M	15.8M	15.1M	16.0M	16.1M
Selling And Marketing Expenses	0	0	0	669K	708K	911K	1.1M	585K
Selling General And Administrative Expenses	18.6M	19.8M	20.3M	16.1M	16.5M	16.0M	17.0M	16.7M
Other Expenses	11.4M	11.2M	10.7M	11.6M	11.8M	11.1M	10.9M	9.8M
Cost And Expenses	53.0M	20.1M	53.4M	56.4M	51.0M	50.8M	50.2M	54.1M
Interest Income	61.5M	59.2M	59.3M	59.0M	57.6M	55.9M	56.4M	56.4M
Interest Expense	21.5M	23.3M	24.7M	25.5M	25.4M	25.9M	27.4M	27.8M
Depreciation And Amortization	0	2.1M	2.0M	2.0M	1.9M	1.9M	1.8M	1.8M
Ebitda	37.2M	112.2M	13.1M	9.1M	12.6M	13.0M	12.5M	8.8M
Ebitdaratio	0.413	0.862	0.203	0.143	0.204	0.211	0.206	0.144
Operating Income Ratio	0.413	0.845	0.172	0.113	0.172	0.18	0.175	0.115
Income Before Tax	37.2M	110.0M	11.1M	7.2M	10.6M	11.1M	10.7M	7.0M
Income Before Tax Ratio	0.413	0.845	0.172	0.113	0.172	0.18	0.175	0.115
Income Tax Expense	8.3M	24.3M	2.6M	1.7M	2.1M	2.2M	2.4M	1.4M
Net Income Ratio	0.32	0.659	0.131	0.085	0.138	0.145	0.136	0.092
Epsdiluted	1.32	3.93	0.39	0.24	0.37	0.39	0.36	0.24
Weighted Average Shs Out	21.8M	21.8M	21.9M	22.3M	22.8M	22.9M	23.2M	23.1M
Weighted Average Shs Out Dil	21.8M	21.8M	21.9M	22.3M	22.8M	22.9M	23.2M	23.1M