CF Bankshares Inc. Detailed Financials

Full historical quarterly statements

Metric	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Total Revenue	29.6M	31.5M	31.9M	31.7M	30.1M	31.0M	31.4M	30.3M
Cost of Goods Sold	15.4M	16.9M	21.6M	17.8M	16.9M	18.8M	19.1M	21.5M
Gross Profit	14.2M	14.6M	10.2M	14.0M	13.2M	12.1M	12.3M	8.8M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	8.3M	7.7M	7.5M	7.6M	7.6M	7.0M	7.0M	6.8M
Operating Income	5.9M	6.8M	2.7M	6.4M	5.6M	5.2M	5.3M	1.9M
Other Income / Gains	0	0	0	0	0	0	0	0
Net Income	5.0M	5.6M	2.3M	4.9M	4.4M	4.4M	4.2M	1.7M
EPS (Diluted)	0.77	0.88	0.36	0.77	0.68	0.69	0.65	0.26
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.48	0.463	0.321	0.44	0.439	0.392	0.391	0.29
General And Administrative Expenses	4.8M	643K	4.5M	899K	5.0M	4.2M	4.3M	4.3M
Selling And Marketing Expenses	0	160K	130K	84K	44K	35K	47K	38K
Selling General And Administrative Expenses	4.8M	803K	4.7M	983K	5.0M	4.2M	4.3M	4.3M
Other Expenses	3.6M	6.9M	2.9M	6.6M	2.6M	2.7M	2.7M	2.5M
Cost And Expenses	23.7M	24.7M	29.2M	25.3M	24.5M	25.8M	26.1M	28.3M
Interest Income	28.1M	30.1M	30.2M	30.2M	29.0M	29.8M	29.8M	29.2M
Interest Expense	14.8M	15.7M	16.6M	16.4M	16.3M	17.5M	18.5M	17.9M
Depreciation And Amortization	123K	124K	116K	118K	118K	115K	119K	122K
Ebitda	6.0M	7.0M	2.8M	6.5M	5.7M	5.3M	5.4M	2.1M
Ebitdaratio	0.203	0.221	0.089	0.205	0.189	0.17	0.172	0.068
Operating Income Ratio	0.199	0.217	0.085	0.202	0.185	0.167	0.168	0.064
Income Before Tax	5.9M	6.8M	2.7M	6.4M	5.6M	5.2M	5.3M	1.9M
Income Before Tax Ratio	0.199	0.217	0.085	0.202	0.185	0.167	0.168	0.064
Income Tax Expense	868K	1.1M	373K	1.4M	1.1M	748K	1.1M	237K
Net Income Ratio	0.17	0.177	0.073	0.154	0.147	0.143	0.134	0.056
Epsdiluted	0.77	0.88	0.36	0.77	0.68	0.68	0.65	0.26
Weighted Average Shs Out	6.3M	6.3M	6.3M	6.3M	6.3M	6.3M	6.3M	6.3M
Weighted Average Shs Out Dil	6.3M	6.4M	6.3M	6.3M	6.3M	6.3M	6.3M	6.3M