C&F Financial Corporation Detailed Financials

Full historical quarterly statements

Metric	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Total Revenue	47.7M	47.7M	46.6M	46.8M	42.7M	42.5M	43.9M	41.2M
Cost of Goods Sold	15.0M	15.4M	14.5M	13.0M	14.0M	14.8M	15.1M	13.0M
Gross Profit	32.7M	32.3M	32.1M	33.8M	28.7M	27.6M	28.7M	28.2M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	24.3M	24.2M	23.3M	24.2M	22.2M	20.4M	22.0M	22.0M
Operating Income	8.3M	8.1M	8.8M	9.6M	6.5M	7.2M	6.7M	6.2M
Other Income / Gains	0	0	0	0	0	0	0	0
Net Income	6.7M	6.7M	7.1M	7.7M	5.4M	6.0M	5.4M	5.0M
EPS (Diluted)	2.08	2.07	2.19	2.37	1.66	1.87	1.65	1.50
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.685	0.678	0.689	0.722	0.672	0.65	0.655	0.684
General And Administrative Expenses	917K	14.0M	14.7M	15.1M	13.8M	13.0M	14.2M	13.7M
Selling And Marketing Expenses	547K	0	660K	549K	529K	269K	460K	316K
Selling General And Administrative Expenses	1.5M	14.0M	15.3M	15.7M	14.3M	13.2M	14.7M	14.0M
Other Expenses	22.9M	10.2M	7.9M	8.5M	7.8M	7.2M	7.4M	7.9M
Cost And Expenses	39.4M	39.6M	37.8M	37.2M	36.1M	35.2M	37.2M	35.0M
Interest Income	39.1M	39.3M	38.8M	37.4M	36.0M	36.4M	36.1M	34.3M
Interest Expense	11.4M	11.8M	11.6M	10.9M	11.0M	11.3M	11.4M	10.5M
Depreciation And Amortization	0	0	968K	996K	988K	1.0M	945K	959K
Ebitda	8.3M	8.1M	9.8M	10.6M	7.5M	8.3M	7.6M	7.2M
Ebitdaratio	0.175	0.17	0.21	0.227	0.176	0.194	0.174	0.174
Operating Income Ratio	0.175	0.17	0.189	0.206	0.153	0.17	0.152	0.151
Income Before Tax	8.3M	8.1M	8.8M	9.6M	6.5M	7.2M	6.7M	6.2M
Income Before Tax Ratio	0.175	0.17	0.189	0.206	0.153	0.17	0.152	0.151
Income Tax Expense	1.6M	1.4M	1.7M	1.9M	1.1M	1.2M	1.3M	1.2M
Net Income Ratio	0.141	0.141	0.152	0.164	0.126	0.142	0.123	0.121
Epsdiluted	2.08	2.07	2.19	2.37	1.66	1.87	1.65	1.50
Weighted Average Shs Out	3.2M	3.2M	3.2M	3.2M	3.2M	3.2M	3.3M	3.3M
Weighted Average Shs Out Dil	3.2M	3.2M	3.2M	3.2M	3.2M	3.2M	3.3M	3.3M