Citizens Financial Group, Inc. Detailed Financials

Full historical quarterly statements

Metric	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Total Revenue	3.19B	3.03B	2.16B	3.09B	3.01B	2.90B	3.03B	3.07B
Cost of Goods Sold	1.05B	998.0M	0	1.12B	1.13B	1.11B	1.21B	1.34B
Gross Profit	2.15B	2.03B	2.16B	1.96B	1.87B	1.78B	1.81B	1.73B
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	1.39B	1.38B	1.48B	1.33B	1.32B	1.31B	1.31B	1.26B
Operating Income	755.0M	650.0M	677.0M	629.0M	554.0M	468.0M	508.0M	470.0M
Other Income / Gains	0	0	0	0	0	0	0	0
Net Income	587.0M	517.0M	528.0M	494.0M	436.0M	373.0M	401.0M	382.0M
EPS (Diluted)	1.31	1.14	1.13	1.06	0.93	0.78	0.83	0.77
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.673	0.67	1.00	0.636	0.623	0.615	0.599	0.563
General And Administrative Expenses	1.05B	788.0M	737.0M	737.0M	719.0M	734.0M	674.0M	687.0M
Selling And Marketing Expenses	0	41.0M	40.0M	44.0M	45.0M	40.0M	46.0M	40.0M
Selling General And Administrative Expenses	1.05B	829.0M	777.0M	781.0M	764.0M	774.0M	720.0M	727.0M
Other Expenses	346.0M	549.0M	703.0M	554.0M	555.0M	540.0M	586.0M	534.0M
Cost And Expenses	2.44B	2.38B	1.48B	2.46B	2.45B	2.43B	2.52B	2.60B
Interest Income	2.54B	2.42B	2.45B	2.46B	2.41B	2.35B	2.46B	2.54B
Interest Expense	912.0M	858.0M	909.0M	970.0M	970.0M	961.0M	1.05B	1.17B
Depreciation And Amortization	0	113.0M	112.0M	119.0M	124.0M	123.0M	124.0M	129.0M
Ebitda	755.0M	763.0M	789.0M	748.0M	678.0M	591.0M	632.0M	599.0M
Ebitdaratio	0.236	0.252	0.366	0.242	0.225	0.204	0.209	0.195
Operating Income Ratio	0.236	0.215	0.314	0.204	0.184	0.162	0.168	0.153
Income Before Tax	755.0M	650.0M	677.0M	629.0M	554.0M	468.0M	508.0M	470.0M
Income Before Tax Ratio	0.236	0.215	0.314	0.204	0.184	0.162	0.168	0.153
Income Tax Expense	168.0M	133.0M	149.0M	135.0M	118.0M	95.0M	107.0M	88.0M
Net Income Ratio	0.184	0.171	0.245	0.16	0.145	0.129	0.133	0.124
Epsdiluted	1.30	1.13	1.12	1.05	0.92	0.77	0.83	0.76
Weighted Average Shs Out	422.9M	425.3M	431.4M	431.4M	433.6M	438.3M	440.8M	446.6M
Weighted Average Shs Out Dil	426.7M	429.9M	435.5M	435.5M	436.5M	442.2M	444.8M	449.9M