Citizens Financial Group, Inc. Detailed Financials

Full historical quarterly statements

Metric	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Total Revenue	3.03B	2.16B	3.09B	3.01B	2.90B	3.03B	3.07B	3.12B
Cost of Goods Sold	998.0M	0	1.12B	1.13B	1.11B	1.21B	1.34B	1.35B
Gross Profit	2.03B	2.16B	1.96B	1.87B	1.78B	1.81B	1.73B	1.78B
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	1.38B	1.48B	1.33B	1.32B	1.31B	1.31B	1.26B	1.30B
Operating Income	650.0M	677.0M	629.0M	554.0M	468.0M	508.0M	470.0M	480.0M
Other Income / Gains	0	0	0	0	0	0	0	0
Net Income	517.0M	528.0M	494.0M	436.0M	373.0M	401.0M	382.0M	392.0M
EPS (Diluted)	1.14	1.13	1.06	0.93	0.78	0.83	0.77	0.79
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.67	1.00	0.636	0.623	0.615	0.599	0.563	0.569
General And Administrative Expenses	1.07B	737.0M	737.0M	719.0M	734.0M	674.0M	687.0M	691.0M
Selling And Marketing Expenses	0	40.0M	44.0M	45.0M	40.0M	46.0M	40.0M	49.0M
Selling General And Administrative Expenses	1.07B	777.0M	781.0M	764.0M	774.0M	720.0M	727.0M	740.0M
Other Expenses	309.0M	703.0M	554.0M	555.0M	540.0M	586.0M	534.0M	557.0M
Cost And Expenses	2.38B	1.48B	2.46B	2.45B	2.43B	2.52B	2.60B	2.64B
Interest Income	2.42B	2.45B	2.46B	2.41B	2.35B	2.46B	2.54B	2.58B
Interest Expense	858.0M	909.0M	970.0M	970.0M	961.0M	1.05B	1.17B	1.17B
Depreciation And Amortization	0	0	119.0M	124.0M	123.0M	124.0M	129.0M	143.0M
Ebitda	650.0M	677.0M	748.0M	678.0M	591.0M	632.0M	599.0M	623.0M
Ebitdaratio	0.215	0.314	0.242	0.225	0.204	0.209	0.195	0.199
Operating Income Ratio	0.215	0.314	0.204	0.184	0.162	0.168	0.153	0.154
Income Before Tax	650.0M	677.0M	629.0M	554.0M	468.0M	508.0M	470.0M	480.0M
Income Before Tax Ratio	0.215	0.314	0.204	0.184	0.162	0.168	0.153	0.154
Income Tax Expense	133.0M	149.0M	135.0M	118.0M	95.0M	107.0M	88.0M	88.0M
Net Income Ratio	0.171	0.245	0.16	0.145	0.129	0.133	0.124	0.125
Epsdiluted	1.13	1.12	1.05	0.92	0.77	0.83	0.76	0.78
Weighted Average Shs Out	425.3M	431.4M	431.4M	433.6M	438.3M	440.8M	446.6M	454.1M
Weighted Average Shs Out Dil	429.9M	435.5M	435.5M	436.5M	442.2M	444.8M	449.9M	456.6M