Cullen/Frost Bankers, Inc. Detailed Financials

Full historical quarterly statements

Metric2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-30
Total Revenue574.8M745.9M745.6M719.2M709.1M723.5M721.9M707.5M
Cost of Goods Sold6.7M176.3M185.1M185.5M182.0M203.3M223.2M215.4M
Gross Profit568.1M569.6M560.5M533.7M527.2M520.2M498.7M492.1M
R&D Expenses00000000
Operating Expenses365.7M371.7M352.5M347.1M348.1M336.2M323.4M317.0M
Operating Income202.4M198.0M208.0M186.6M179.1M184.0M175.2M175.2M
Other Income / Gains00000000
Net Income171.0M166.3M174.4M157.0M150.9M154.9M146.5M145.5M
EPS (Diluted)2.652.592.672.392.302.372.242.21
Reported CurrencyUSDUSDUSDUSDUSDUSDUSDUSD
Gross Profit Ratio0.9880.7640.7520.7420.7430.7190.6910.696
General And Administrative Expenses287.3M264.1M209.9M201.6M210.2M201.1M192.9M188.4M
Selling And Marketing Expenses0000051.4M00
Selling General And Administrative Expenses287.3M264.1M209.9M201.6M210.2M252.5M192.9M188.4M
Other Expenses78.4M107.6M142.5M145.6M137.9M83.7M130.5M128.5M
Cost And Expenses372.4M547.9M537.6M532.6M530.0M539.5M546.6M532.3M
Interest Income578.0M613.6M620.1M602.0M585.1M600.7M608.2M596.3M
Interest Expense139.4M164.9M178.5M172.4M168.9M187.2M203.8M199.6M
Depreciation And Amortization22.2M21.8M22.2M21.8M21.9M21.4M20.7M20.5M
Ebitda224.6M219.8M230.2M208.5M201.0M205.4M196.0M195.6M
Ebitdaratio0.3910.2950.3090.290.2830.2840.2710.276
Operating Income Ratio0.3520.2650.2790.2590.2530.2540.2430.248
Income Before Tax202.4M198.0M208.0M186.6M179.1M184.0M175.2M175.2M
Income Before Tax Ratio0.3520.2650.2790.2590.2530.2540.2430.248
Income Tax Expense31.4M31.7M33.6M29.6M28.2M29.2M28.7M29.7M
Net Income Ratio0.2970.2230.2340.2180.2130.2140.2030.206
Epsdiluted2.652.562.672.392.302.362.242.21
Weighted Average Shs Out63.6M63.6M64.1M64.3M64.3M64.1M64.0M64.2M
Weighted Average Shs Out Dil63.6M63.6M64.1M64.3M64.3M64.2M64.1M64.3M