Cullen/Frost Bankers, Inc. Detailed Financials

Full historical quarterly statements

Metric2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Total Revenue577.0M574.8M745.9M745.6M719.2M709.1M723.5M721.9M
Cost of Goods Sold6.7M6.7M176.3M185.1M185.5M182.0M203.3M223.2M
Gross Profit570.2M568.1M569.6M560.5M533.7M527.2M520.2M498.7M
R&D Expenses00000000
Operating Expenses365.7M365.7M371.7M352.5M347.1M348.1M336.2M323.4M
Operating Income204.5M202.4M198.0M208.0M186.6M179.1M184.0M175.2M
Other Income / Gains00000000
Net Income172.1M171.0M166.3M174.4M157.0M150.9M154.9M146.5M
EPS (Diluted)2.702.652.592.672.392.302.372.24
Reported CurrencyUSDUSDUSDUSDUSDUSDUSDUSD
Gross Profit Ratio0.9880.9880.7640.7520.7420.7430.7190.691
General And Administrative Expenses287.3M287.3M264.1M209.9M201.6M210.2M201.1M192.9M
Selling And Marketing Expenses00000051.4M0
Selling General And Administrative Expenses287.3M287.3M264.1M209.9M201.6M210.2M252.5M192.9M
Other Expenses78.4M78.4M107.6M142.5M145.6M137.9M83.7M130.5M
Cost And Expenses372.4M372.4M547.9M537.6M532.6M530.0M539.5M546.6M
Interest Income578.0M578.0M613.6M620.1M602.0M585.1M600.7M608.2M
Interest Expense139.4M139.4M164.9M178.5M172.4M168.9M187.2M203.8M
Depreciation And Amortization22.2M22.2M21.8M22.2M21.8M21.9M21.4M20.7M
Ebitda226.8M224.6M219.8M230.2M208.5M201.0M205.4M196.0M
Ebitdaratio0.3930.3910.2950.3090.290.2830.2840.271
Operating Income Ratio0.3550.3520.2650.2790.2590.2530.2540.243
Income Before Tax204.5M202.4M198.0M208.0M186.6M179.1M184.0M175.2M
Income Before Tax Ratio0.3550.3520.2650.2790.2590.2530.2540.243
Income Tax Expense32.5M31.4M31.7M33.6M29.6M28.2M29.2M28.7M
Net Income Ratio0.2980.2970.2230.2340.2180.2130.2140.203
Epsdiluted2.702.652.562.672.392.302.362.24
Weighted Average Shs Out62.8M63.6M63.6M64.1M64.3M64.3M64.1M64.0M
Weighted Average Shs Out Dil62.8M63.6M63.6M64.1M64.3M64.3M64.2M64.1M