Chemung Financial Corporation Detailed Financials

Full historical quarterly statements

Metric2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-30
Total Revenue39.9M40.9M39.7M22.0M37.3M38.3M37.9M36.8M
Cost of Goods Sold10.6M11.5M12.3M13.4M13.0M13.3M14.5M14.5M
Gross Profit29.3M29.4M27.4M8.7M24.3M25.0M23.4M22.3M
R&D Expenses00000000
Operating Expenses17.5M18.4M17.4M17.5M16.6M17.4M16.2M16.0M
Operating Income11.8M11.0M10.1M-8.8M7.7M7.5M7.2M6.3M
Other Income / Gains00000000
Net Income9.2M7.7M7.8M-6.5M6.0M5.9M5.7M5.0M
EPS (Diluted)1.911.611.60-1.341.261.241.201.05
Reported CurrencyUSDUSDUSDUSDUSDUSDUSDUSD
Gross Profit Ratio0.7340.7190.6910.3930.6520.6520.6170.606
General And Administrative Expenses11.5M10.4M10.6M10.1M9.5M9.3M9.3M9.4M
Selling And Marketing Expenses241K355K203K351K339K239K210K388K
Selling General And Administrative Expenses11.8M10.8M10.8M10.5M9.8M9.6M9.5M9.8M
Other Expenses5.7M7.6M6.6M7.0M6.9M7.9M6.6M6.2M
Cost And Expenses28.1M29.9M29.6M30.8M29.6M30.8M30.7M30.5M
Interest Income33.6M34.2M33.9M33.0M31.7M32.6M32.4M31.4M
Interest Expense10.0M10.4M11.2M12.2M11.9M12.8M14.0M13.6M
Depreciation And Amortization0761K657K587K661K646K613K662K
Ebitda11.8M11.8M10.7M-8.2M8.3M8.1M7.8M6.9M
Ebitdaratio0.2970.2870.27-0.3730.2240.2130.2070.188
Operating Income Ratio0.2970.2690.254-0.400.2060.1960.1910.17
Income Before Tax11.8M11.0M10.1M-8.8M7.7M7.5M7.2M6.3M
Income Before Tax Ratio0.2970.2690.254-0.400.2060.1960.1910.17
Income Tax Expense2.6M3.3M2.3M-2.4M1.7M1.6M1.5M1.3M
Net Income Ratio0.2310.1890.196-0.2930.1610.1540.1510.136
Epsdiluted1.911.611.60-1.341.261.241.201.05
Weighted Average Shs Out4.8M4.8M4.8M4.8M4.8M4.8M4.8M4.8M
Weighted Average Shs Out Dil4.8M4.8M4.8M4.8M4.8M4.8M4.8M4.8M