Civista Bancshares, Inc. Detailed Financials

Full historical quarterly statements

Metric	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Total Revenue	39.3M	55.8M	65.6M	63.8M	62.2M	61.0M	61.6M	61.8M
Cost of Goods Sold	18.0M	18.0M	19.9M	20.9M	22.5M	22.5M	22.6M	24.5M
Gross Profit	21.3M	37.8M	45.8M	42.9M	39.7M	38.5M	39.0M	37.3M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	29.9M	29.2M	31.0M	27.3M	26.8M	26.5M	27.6M	27.4M
Operating Income	-8.6M	8.6M	14.7M	15.7M	12.9M	11.9M	11.4M	9.9M
Other Income / Gains	25.8M	9.4M	0	0	0	0	0	0
Net Income	14.3M	15.0M	12.3M	12.8M	11.0M	10.2M	9.9M	8.4M
EPS (Diluted)	0.69	0.72	0.61	0.68	0.71	0.66	0.63	0.53
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.542	0.678	0.697	0.672	0.638	0.631	0.633	0.603
General And Administrative Expenses	29.9M	29.9M	18.0M	15.8M	15.7M	14.9M	15.6M	16.4M
Selling And Marketing Expenses	0	0	0	391K	289K	296K	448K	716K
Selling General And Administrative Expenses	29.9M	29.9M	18.0M	16.2M	16.0M	15.2M	16.1M	17.1M
Other Expenses	0	-629K	13.0M	11.1M	10.8M	11.3M	11.5M	10.3M
Cost And Expenses	47.9M	47.2M	50.9M	48.1M	49.3M	49.1M	50.2M	51.9M
Interest Income	56.5M	55.8M	55.7M	55.2M	56.3M	53.7M	53.2M	52.7M
Interest Expense	18.0M	18.0M	19.3M	20.7M	21.5M	21.0M	21.9M	23.5M
Depreciation And Amortization	0	0	0	0	338K	332K	0	0
Ebitda	-8.6M	8.6M	14.7M	15.7M	13.2M	12.3M	11.4M	9.9M
Ebitdaratio	-0.218	0.154	0.225	0.245	0.213	0.201	0.185	0.16
Operating Income Ratio	-0.218	0.154	0.225	0.245	0.207	0.196	0.185	0.16
Income Before Tax	17.2M	18.0M	14.7M	15.7M	12.9M	11.9M	11.4M	9.9M
Income Before Tax Ratio	0.437	0.323	0.225	0.245	0.207	0.196	0.185	0.16
Income Tax Expense	2.9M	3.0M	2.5M	2.9M	1.9M	1.8M	1.5M	1.6M
Net Income Ratio	0.364	0.269	0.187	0.20	0.177	0.167	0.161	0.135
Epsdiluted	0.69	0.72	0.61	0.68	0.71	0.66	0.63	0.53
Weighted Average Shs Out	20.8M	20.7M	20.2M	16.6M	15.4M	15.4M	15.4M	15.4M
Weighted Average Shs Out Dil	20.8M	20.7M	20.2M	16.6M	15.4M	15.4M	15.4M	15.4M