Civista Bancshares, Inc. Detailed Financials

Full historical quarterly statements

Metric	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Total Revenue	55.8M	65.6M	63.8M	62.2M	61.0M	61.6M	61.8M	60.5M
Cost of Goods Sold	18.0M	19.9M	20.9M	22.5M	22.5M	22.6M	24.5M	24.5M
Gross Profit	37.8M	45.8M	42.9M	39.7M	38.5M	39.0M	37.3M	36.0M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	29.2M	31.0M	27.3M	26.8M	26.5M	27.6M	27.4M	27.9M
Operating Income	8.6M	14.7M	15.7M	12.9M	11.9M	11.4M	9.9M	8.1M
Other Income / Gains	9.4M	0	0	0	0	0	0	0
Net Income	15.0M	12.3M	12.8M	11.0M	10.2M	9.9M	8.4M	7.1M
EPS (Diluted)	0.72	0.61	0.68	0.71	0.66	0.63	0.53	0.45
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.678	0.697	0.672	0.638	0.631	0.633	0.603	0.595
General And Administrative Expenses	29.9M	18.0M	15.8M	15.7M	14.9M	15.6M	16.4M	16.3M
Selling And Marketing Expenses	0	0	391K	289K	296K	448K	716K	445K
Selling General And Administrative Expenses	29.9M	18.0M	16.2M	16.0M	15.2M	16.1M	17.1M	16.7M
Other Expenses	-629K	13.0M	11.1M	10.8M	11.3M	11.5M	10.3M	11.2M
Cost And Expenses	47.2M	50.9M	48.1M	49.3M	49.1M	50.2M	51.9M	52.4M
Interest Income	55.8M	55.7M	55.2M	56.3M	53.7M	53.2M	52.7M	50.6M
Interest Expense	18.0M	19.3M	20.7M	21.5M	21.0M	21.9M	23.5M	22.8M
Depreciation And Amortization	0	0	0	338K	332K	0	0	366K
Ebitda	8.6M	14.7M	15.7M	13.2M	12.3M	11.4M	9.9M	8.4M
Ebitdaratio	0.154	0.225	0.245	0.213	0.201	0.185	0.16	0.14
Operating Income Ratio	0.154	0.225	0.245	0.207	0.196	0.185	0.16	0.134
Income Before Tax	18.0M	14.7M	15.7M	12.9M	11.9M	11.4M	9.9M	8.1M
Income Before Tax Ratio	0.323	0.225	0.245	0.207	0.196	0.185	0.16	0.134
Income Tax Expense	3.0M	2.5M	2.9M	1.9M	1.8M	1.5M	1.6M	1.0M
Net Income Ratio	0.269	0.187	0.20	0.177	0.167	0.161	0.135	0.117
Epsdiluted	0.72	0.61	0.68	0.71	0.66	0.63	0.53	0.45
Weighted Average Shs Out	20.7M	20.2M	16.6M	15.4M	15.4M	15.4M	15.4M	15.1M
Weighted Average Shs Out Dil	20.7M	20.2M	16.6M	15.4M	15.4M	15.4M	15.4M	15.1M