ChoiceOne Financial Services, Inc. Detailed Financials

Full historical quarterly statements

Metric	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Total Revenue	1.2M	59.1M	60.5M	61.8M	60.4M	44.9M	36.0M	36.6M
Cost of Goods Sold	16.6M	16.6M	18.3M	17.3M	18.3M	26.8M	11.9M	11.9M
Gross Profit	-15.4M	42.5M	42.1M	44.5M	42.2M	18.1M	24.1M	24.7M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	1.3M	25.8M	25.3M	26.2M	25.5M	35.7M	15.3M	15.4M
Operating Income	-16.7M	16.7M	16.8M	18.3M	16.7M	-17.6M	8.8M	9.3M
Other Income / Gains	31.7M	0	0	0	0	0	0	0
Net Income	12.5M	13.7M	13.9M	14.7M	13.5M	-13.9M	7.2M	7.3M
EPS (Diluted)	0.83	0.91	0.92	0.98	0.90	-1.70	0.83	0.86
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	-12.317	0.719	0.697	0.72	0.698	0.403	0.67	0.675
General And Administrative Expenses	1.0M	982K	15.0M	14.7M	14.3M	10.8M	9.1M	8.8M
Selling And Marketing Expenses	279K	264K	258K	207K	260K	256K	271K	168K
Selling General And Administrative Expenses	1.3M	1.2M	15.3M	14.9M	14.5M	11.0M	9.4M	8.9M
Other Expenses	0	24.5M	10.1M	11.4M	11.0M	24.6M	6.0M	6.5M
Cost And Expenses	17.9M	42.4M	43.7M	43.5M	43.8M	62.5M	27.2M	27.3M
Interest Income	-53.3M	53.3M	54.4M	54.7M	53.9M	40.0M	31.0M	31.7M
Interest Expense	17.2M	16.6M	17.5M	17.1M	17.6M	13.6M	11.7M	11.4M
Depreciation And Amortization	-4.9M	4.9M	5.3M	5.5M	5.4M	3.6M	3.2M	3.1M
Ebitda	-21.6M	21.6M	22.1M	23.8M	22.1M	-14.0M	12.0M	12.4M
Ebitdaratio	-17.302	0.366	0.366	0.385	0.365	-0.311	0.332	0.338
Operating Income Ratio	-13.355	0.282	0.278	0.296	0.276	-0.392	0.244	0.254
Income Before Tax	15.0M	16.7M	16.8M	18.3M	16.7M	-17.6M	8.8M	9.3M
Income Before Tax Ratio	12.038	0.282	0.278	0.296	0.276	-0.392	0.244	0.254
Income Tax Expense	2.6M	3.0M	2.9M	3.6M	3.1M	-3.7M	1.6M	1.9M
Net Income Ratio	9.978	0.232	0.229	0.237	0.224	-0.31	0.199	0.201
Epsdiluted	0.83	0.91	0.92	0.97	0.90	-1.30	0.84	0.85
Weighted Average Shs Out	15.0M	15.0M	15.0M	15.0M	15.0M	8.2M	8.6M	8.6M
Weighted Average Shs Out Dil	15.1M	15.1M	15.1M	15.1M	15.0M	10.7M	8.5M	8.5M