Enova International, Inc. Detailed Financials

Full historical quarterly statements

Metric2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Total Revenue493.7M875.1M839.4M802.7M764.0M745.5M729.6M689.9M
Cost of Goods Sold8.9M8.9M337.5M428.9M405.4M399.9M393.5M366.5M
Gross Profit484.8M866.2M501.9M373.8M358.7M345.6M336.0M323.5M
R&D Expenses0067.5M00000
Operating Expenses247.6M656.5M315.2M177.0M174.6M173.7M180.9M169.7M
Operating Income237.1M209.8M186.6M196.8M184.1M171.9M155.2M153.7M
Other Income / Gains-97.0M-96.9M-87.9M-86.6M-83.1M-80.9M-77.8M-98.2M
Net Income105.1M91.1M79.0M80.3M76.1M72.9M63.7M43.4M
EPS (Diluted)4.223.663.193.223.012.842.441.64
Reported CurrencyUSDUSDUSDUSDUSDUSDUSDUSD
Gross Profit Ratio0.9820.990.5980.4660.4690.4640.4610.469
General And Administrative Expenses44.1M47.8M47.1M39.7M40.5M42.5M38.0M38.9M
Selling And Marketing Expenses203.6M189.4M191.6M147.4M142.8M139.3M151.2M141.1M
Selling General And Administrative Expenses247.6M237.2M238.7M187.0M183.4M181.8M189.2M180.0M
Other Expenses0419.3M9.1M-10.0M-8.8M-8.0M-8.4M-10.2M
Cost And Expenses256.5M665.4M652.7M605.9M579.9M573.6M574.4M536.2M
Interest Income-863.3M863.3M000000
Interest Expense-285.9M94.0M89.0M0080.5M00
Depreciation And Amortization8.4M8.9M9.1M12.4M10.3M10.1M10.2M10.0M
Ebitda248.4M215.8M194.6M122.2M111.7M101.4M88.4M86.9M
Ebitdaratio0.5030.2470.2320.1520.1460.1360.1210.126
Operating Income Ratio0.480.240.2220.2450.2410.2310.2130.223
Income Before Tax140.1M112.9M98.8M110.2M101.1M91.0M77.4M55.5M
Income Before Tax Ratio0.2840.1290.1180.1370.1320.1220.1060.08
Income Tax Expense35.0M21.8M19.8M29.9M24.9M18.1M13.7M12.1M
Net Income Ratio0.2130.1040.0940.100.100.0980.0870.063
Epsdiluted3.993.463.003.032.862.692.301.57
Weighted Average Shs Out24.9M24.9M24.8M25.0M25.5M25.7M26.1M26.4M
Weighted Average Shs Out Dil26.3M26.3M26.4M26.5M27.1M27.1M27.7M27.7M