Enova International, Inc. Detailed Financials

Full historical quarterly statements

Metric2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-30
Total Revenue875.1M839.4M802.7M764.0M745.5M729.6M689.9M628.4M
Cost of Goods Sold8.9M337.5M428.9M405.4M399.9M393.5M366.5M329.2M
Gross Profit866.2M501.9M373.8M358.7M345.6M336.0M323.5M299.2M
R&D Expenses067.5M000000
Operating Expenses656.5M315.2M177.0M174.6M173.7M180.9M169.7M154.2M
Operating Income209.8M186.6M196.8M184.1M171.9M155.2M153.7M145.1M
Other Income / Gains-96.9M-87.9M-86.6M-83.1M-80.9M-77.8M-98.2M-71.5M
Net Income91.1M79.0M80.3M76.1M72.9M63.7M43.4M53.9M
EPS (Diluted)3.663.193.223.012.842.441.642.00
Reported CurrencyUSDUSDUSDUSDUSDUSDUSDUSD
Gross Profit Ratio0.990.5980.4660.4690.4640.4610.4690.476
General And Administrative Expenses47.8M47.1M39.7M40.5M42.5M38.0M38.9M39.7M
Selling And Marketing Expenses189.4M191.6M147.4M142.8M139.3M151.2M141.1M120.8M
Selling General And Administrative Expenses237.2M238.7M187.0M183.4M181.8M189.2M180.0M160.5M
Other Expenses419.3M9.1M-10.0M-8.8M-8.0M-8.4M-10.2M-6.3M
Cost And Expenses665.4M652.7M605.9M579.9M573.6M574.4M536.2M483.4M
Interest Income863.3M0000000
Interest Expense94.0M89.0M0080.5M000
Depreciation And Amortization8.9M9.1M12.4M10.3M10.1M10.2M10.0M9.7M
Ebitda215.8M194.6M122.2M111.7M101.4M88.4M86.9M83.8M
Ebitdaratio0.2470.2320.1520.1460.1360.1210.1260.133
Operating Income Ratio0.240.2220.2450.2410.2310.2130.2230.231
Income Before Tax112.9M98.8M110.2M101.1M91.0M77.4M55.5M73.6M
Income Before Tax Ratio0.1290.1180.1370.1320.1220.1060.080.117
Income Tax Expense21.8M19.8M29.9M24.9M18.1M13.7M12.1M19.7M
Net Income Ratio0.1040.0940.100.100.0980.0870.0630.086
Epsdiluted3.463.003.032.862.692.301.571.93
Weighted Average Shs Out24.9M24.8M25.0M25.5M25.7M26.1M26.4M26.9M
Weighted Average Shs Out Dil26.3M26.4M26.5M27.1M27.1M27.7M27.7M27.9M