First BanCorp. Detailed Financials

Full historical quarterly statements

Metric2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-30
Total Revenue318.5M320.4M304.5M302.1M308.8M291.7M301.6M300.2M
Cost of Goods Sold76.2M85.4M82.3M83.0M89.4M91.7M88.0M84.1M
Gross Profit242.3M235.0M222.2M219.1M219.3M200.1M213.6M216.1M
R&D Expenses00000000
Operating Expenses128.0M127.7M116.0M116.2M119.0M104.0M117.2M114.7M
Operating Income114.3M107.3M106.2M102.9M100.3M96.0M96.4M101.4M
Other Income / Gains00000000
Net Income88.8M87.1M100.5M80.2M77.1M75.7M73.7M75.8M
EPS (Diluted)0.570.560.630.500.470.460.450.46
Reported CurrencyUSDUSDUSDUSDUSDUSDUSDUSD
Gross Profit Ratio0.7610.7340.730.7250.710.6860.7080.72
General And Administrative Expenses87.4M85.0M62.0M62.3M64.4M61.5M61.2M59.8M
Selling And Marketing Expenses003.9M3.5M3.3M5.3M4.1M4.4M
Selling General And Administrative Expenses87.4M85.0M65.9M65.8M67.7M66.8M65.4M64.1M
Other Expenses40.7M42.7M50.1M50.4M51.4M37.2M51.8M50.6M
Cost And Expenses204.2M213.1M198.3M199.2M208.5M195.7M205.2M198.8M
Interest Income279.8M285.2M282.7M278.2M277.1M279.7M274.7M272.2M
Interest Expense58.9M62.4M64.8M62.3M64.7M70.5M72.6M72.6M
Depreciation And Amortization005.2M5.5M5.7M5.9M6.1M6.5M
Ebitda114.3M107.3M111.4M108.4M106.0M101.9M102.5M107.9M
Ebitdaratio0.3590.3350.3660.3590.3430.3490.340.359
Operating Income Ratio0.3590.3350.3490.3410.3250.3290.320.338
Income Before Tax114.3M107.3M106.2M102.9M100.3M96.0M96.4M101.4M
Income Before Tax Ratio0.3590.3350.3490.3410.3250.3290.320.338
Income Tax Expense25.5M20.2M5.7M22.7M23.2M20.3M22.7M25.5M
Net Income Ratio0.2790.2720.330.2650.250.2590.2440.253
Epsdiluted0.570.550.630.500.470.460.450.46
Weighted Average Shs Out155.3M155.5M159.6M160.9M162.9M163.1M164.9M164.9M
Weighted Average Shs Out Dil156.1M158.4M159.6M161.5M165.5M165.5M165.5M165.5M