FinWise Bancorp Detailed Financials

Full historical quarterly statements

Metric	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Total Revenue	48.2M	52.5M	41.8M	30.1M	26.3M	25.6M	25.0M	23.6M
Cost of Goods Sold	16.0M	23.4M	18.2M	9.7M	7.6M	7.7M	6.3M	6.2M
Gross Profit	32.1M	29.1M	23.6M	20.3M	18.8M	17.9M	18.7M	17.4M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	28.3M	23.7M	17.2M	14.9M	14.3M	14.2M	14.0M	13.2M
Operating Income	3.8M	5.5M	6.4M	5.4M	4.4M	3.7M	4.6M	4.2M
Other Income / Gains	0	0	0	0	0	0	0	0
Net Income	2.7M	3.9M	4.9M	4.1M	3.2M	2.8M	3.5M	3.2M
EPS (Diluted)	0.21	0.30	0.36	0.31	0.24	0.21	0.26	0.25
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.667	0.555	0.565	0.676	0.712	0.699	0.747	0.737
General And Administrative Expenses	11.5M	11.6M	12.5M	10.5M	9.8M	9.4M	9.7M	8.6M
Selling And Marketing Expenses	0	0	0	0	0	0	0	0
Selling General And Administrative Expenses	11.5M	11.6M	12.5M	10.5M	9.8M	9.4M	9.7M	8.6M
Other Expenses	16.9M	12.1M	4.7M	4.4M	4.5M	4.8M	4.4M	4.6M
Cost And Expenses	44.4M	47.0M	35.4M	24.7M	21.9M	21.9M	20.4M	19.4M
Interest Income	33.5M	30.2M	24.0M	19.7M	18.5M	19.4M	18.9M	18.4M
Interest Expense	5.5M	5.7M	5.4M	5.0M	4.3M	3.8M	4.2M	3.8M
Depreciation And Amortization	1.1M	1.2M	1.1M	1.1M	1.4M	1.1M	1.5M	1.6M
Ebitda	4.9M	6.7M	7.6M	6.6M	5.8M	4.8M	6.1M	5.7M
Ebitdaratio	0.103	0.128	0.181	0.218	0.221	0.189	0.245	0.244
Operating Income Ratio	0.079	0.104	0.153	0.18	0.168	0.144	0.185	0.177
Income Before Tax	3.8M	5.5M	6.4M	5.4M	4.4M	3.7M	4.6M	4.2M
Income Before Tax Ratio	0.079	0.104	0.153	0.18	0.168	0.144	0.185	0.177
Income Tax Expense	1.1M	1.6M	1.5M	1.3M	1.2M	898K	1.2M	998K
Net Income Ratio	0.057	0.075	0.117	0.136	0.121	0.109	0.138	0.135
Epsdiluted	0.20	0.27	0.34	0.29	0.23	0.20	0.25	0.24
Weighted Average Shs Out	13.0M	13.0M	12.9M	12.8M	12.7M	12.7M	12.7M	12.6M
Weighted Average Shs Out Dil	13.6M	13.6M	13.6M	13.5M	13.5M	13.4M	13.3M	13.1M